[Form 4] Rocket Companies, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Rocket Companies, Inc. (RKT) Form 4: Noah A. Edwards, Chief Accounting Officer and officer of Rocket Companies, reported a withholding of 6,338 shares of Class A common stock on 09/07/2025 at a price of $20.26 per share. The withholding satisfied tax obligations tied to the vesting of 16,765 restricted stock units granted on September 28, 2023, March 7, 2024, and March 7, 2025. After the withholding, the Reporting Person beneficially owned 87,810 shares, held directly. The form was signed by an attorney-in-fact on 09/09/2025.

Positive

• Tax withholding handled via share surrender, indicating administrative settlement of withholding obligations rather than an open-market sale.
• Reporting complied with Section 16 disclosure; Form 4 was filed and signed by an authorized attorney-in-fact.

Negative

• Beneficial ownership decreased by 6,338 shares following the withholding of vested restricted stock units.
• Vesting occurred across multiple grant dates (Sep 28, 2023; Mar 7, 2024; Mar 7, 2025), resulting in ongoing equity dilution for the issuer when RSUs vest.

Insights

Financial Analyst

TL;DR Insider tax-withholding via share surrender reduced direct holdings by 6,338 shares; no open-market sale disclosed.

The Form 4 shows a non-dispositive transaction where shares were withheld to satisfy tax obligations on vested restricted stock units. This is a routine administrative action rather than an active sale; the reporting price of $20.26 reflects the withholding valuation. Beneficial ownership remains at 87,810 shares directly, and there is no indication of additional derivative holdings or separate cash-for-stock transactions in this filing. For investors, this indicates compliance with tax withholding requirements rather than a disposition driven by liquidity needs.

Corporate Governance Expert

TL;DR The filing documents a standard share-withholding to cover taxes on vested RSUs by a senior officer, a common equity compensation practice.

This Form 4 discloses that restricted stock units vested across three grant dates and shares were withheld rather than sold in the open market. The Reporting Person is identified as an officer (Chief Accounting Officer), and the transaction is recorded as a withholding (code F). The filing is timely and signed by an authorized attorney-in-fact, reflecting proper disclosure and procedural compliance under Section 16.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Edwards Noah A.

(Last) (First) (Middle)

C/O ROCKET COMPANIES, INC.

1050 WOODWARD AVENUE

(Street)

DETROIT MI 48226

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Rocket Companies, Inc. [ RKT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Accounting Officer

3. Date of Earliest Transaction (Month/Day/Year)
09/07/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A common stock	09/07/2025		F(1)		6,338	D	$20.26	87,810	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares withheld by Rocket Companies, Inc. to satisfy tax withholding obligations in connection with the vesting of 16,765 restricted stock units granted to the Reporting Person on September 28, 2023, March 7, 2024, and March 7, 2025.

Remarks:

	/s/ Tina V. John, attorney in fact	09/09/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Noah A. Edwards report on the Form 4 for RKT?

The Form 4 reports that 6,338 Class A shares were withheld on 09/07/2025 to satisfy tax obligations from the vesting of 16,765 restricted stock units and that the Reporting Person holds 87,810 shares directly after the transaction.

Why were shares withheld in the Form 4 filed for RKT?

The shares were withheld to satisfy tax withholding obligations associated with the vesting of restricted stock units granted on Sep 28, 2023, Mar 7, 2024, and Mar 7, 2025.

What transaction code is used on the RKT Form 4 and what does it mean?

The filing uses transaction code F, which is used to report payment of exercise price or tax withholding related to equity awards; in this case it represents shares withheld for taxes.

How much was the withholding valued at on the RKT Form 4?

The transaction lists a price of $20.26 per share for the 6,338 shares withheld on 09/07/2025.

Who signed the Form 4 for Noah A. Edwards and when?

The Form 4 was signed by Tina V. John, attorney in fact on 09/09/2025.