[Form 4] Rocket Companies, Inc. Insider Trading Activity

Rhea-AI Filing Summary

William D. Banfield, Chief Business Officer and director of Rocket Companies, Inc. (RKT), reported a non‑derivative disposition on 09/07/2025. The filing shows 43,832 shares of Class A common stock were disposed at a price of $20.26 per share, leaving the reporting person with 611,989 shares beneficially owned after the transaction. The form explains these shares were withheld by Rocket Companies to satisfy tax withholding obligations related to the vesting of 97,836 restricted stock units granted on September 28, 2023, March 7, 2024, August 26, 2024, and March 7, 2025.

This Form 4 was filed individually and signed by an attorney‑in‑fact on behalf of the reporting person.

Positive

• Clear disclosure of the withholding event including amounts, price, and post-transaction ownership
• Transaction is explained as tax withholding related to RSU vesting rather than a discretionary open-market sale
• Filing identifies reporting person and roles (Chief Business Officer and director), aiding transparency

Negative

• Beneficial ownership decreased by 43,832 Class A shares following the withholding
• Underlying RSU grant details (number granted per grant date) are summarized but individual grant sizes are not broken out in the form

Insights

Securities Analyst

TL;DR Routine tax‑withholding share disposition from RSU vesting; no indication of voluntary sale or change in control.

The Form 4 documents a withholding event where 43,832 Class A shares were surrendered at $20.26 to cover taxes on 97,836 vested RSUs, leaving 611,989 shares beneficially owned. This is a common administrative transaction following equity vesting and, based on the filing, does not reflect a market sale initiated by the reporting person. The transaction dates and grant dates are explicitly listed, allowing a clear audit trail of the equity compensation settlements.

Corporate Governance Expert

TL;DR Administrative withholding for tax obligations tied to multiple RSU grants; disclosure is complete for the reported event.

The disclosure identifies the reporting person, role (Chief Business Officer and director), transaction date (09/07/2025), number of shares withheld (43,832), withholding price ($20.26), post‑transaction beneficial ownership (611,989 shares), and the RSU grant dates triggering withholding. The filing appears to follow Section 16 reporting requirements and was executed by an attorney‑in‑fact. No additional governance or control implications are stated in the document.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Banfield William D.

(Last) (First) (Middle)

C/O ROCKET COMPANIES, INC.

1050 WOODWARD AVENUE

(Street)

DETROIT MI 48226

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Rocket Companies, Inc. [ RKT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Business Officer

3. Date of Earliest Transaction (Month/Day/Year)
09/07/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A common stock	09/07/2025		F(1)		43,832	D	$20.26	611,989	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares withheld by Rocket Companies, Inc. to satisfy tax withholding obligations in connection with the vesting of 97,836 restricted stock units granted to the Reporting Person on September 28, 2023, March 7, 2024, August 26, 2024, and March 7, 2025.

Remarks:

	/s/ Tina V. John, attorney in fact	09/09/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did William D. Banfield report on the Form 4 for Rocket Companies (RKT)?

The Form 4 reports a disposition of 43,832 Class A shares on 09/07/2025 at a price of $20.26, leaving 611,989 shares beneficially owned.

Why were 43,832 shares disposed according to the filing?

The shares were withheld by Rocket Companies to satisfy tax withholding obligations from the vesting of 97,836 restricted stock units granted on specified prior dates.

Does the Form 4 indicate a voluntary open‑market sale by the insider?

No; the filing explicitly states the shares were withheld to satisfy taxes related to RSU vesting, not sold in an open‑market transaction.

What roles does the reporting person hold at RKT?

The reporting person is listed as Chief Business Officer and as a director of Rocket Companies, Inc.

When were the RSUs that triggered withholding originally granted?

The RSUs were granted on September 28, 2023, March 7, 2024, August 26, 2024, and March 7, 2025.