[Form 4] Rocket Companies, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Rocket Companies insider Heather M. Lovier reported a tax-withholding share disposition related to vested restricted stock units. On 09/07/2025 Ms. Lovier had 42,937 shares of Class A common stock withheld and disposed at an average price of $20.26 per share to satisfy tax obligations tied to the vesting of 95,835 restricted stock units granted across four grant dates. After the transaction she beneficially owned 599,803 shares.

Positive

• Reporting person retains substantial ownership: beneficially owned 599,803 Class A shares after the transaction.
• Transaction is administrative: disposition resulted from tax withholding on vested RSUs, a routine compensation-related action.

Negative

• Shares disposed: 42,937 Class A shares were withheld/disposed at $20.26 per share.
• Vesting dilution: 95,835 restricted stock units vested across multiple grant dates, increasing potential public float.

Insights

Corporate Governance Expert

TL;DR: Routine tax-withholding sale following RSU vesting; not a signal of change in control or strategy.

The Form 4 documents a common administrative disposition where shares are withheld to cover taxes on vested restricted stock units. The report lists vesting across four grant dates and specifies the number of RSUs involved (95,835) and the withheld shares (42,937) sold at $20.26. This is a standard practice and does not indicate an unusual liquidity event or a decision to divest a meaningful portion of the officers holdings given the remaining beneficial ownership of 599,803 shares. No derivative transactions or other compensatory arrangements are reported beyond the withholding.

Securities Analyst

TL;DR: Administrative disposition reduces share count via withholding; materiality to investors is low absent other disclosures.

The filing shows a disposal code tied to tax withholding for RSU vesting with a reported price of $20.26 and a post-transaction beneficial ownership of 599,803 Class A shares. Because the transaction stems from compensation vesting and the report does not show additional sales or pledge activity, its direct impact on company valuation or insider confidence is limited. Investors typically view these as non-economic transfers rather than active selling, though they slightly increase public float.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lovier Heather M.

(Last) (First) (Middle)

C/O ROCKET COMPANIES, INC.

1050 WOODWARD AVENUE

(Street)

DETROIT MI 48226

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Rocket Companies, Inc. [ RKT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Operating Officer

3. Date of Earliest Transaction (Month/Day/Year)
09/07/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A common stock	09/07/2025		F(1)		42,937	D	$20.26	599,803	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares withheld by Rocket Companies, Inc. to satisfy tax withholding obligations in connection with the vesting of 95,835 restricted stock units granted to the Reporting Person on September 28, 2023, March 7, 2024, August 26, 2024, and March 7, 2025.

Remarks:

	/s/ Tina V. John, attorney in fact	09/09/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Heather M. Lovier report on Form 4 for RKT?

She reported a disposition of 42,937 Class A shares on 09/07/2025 related to tax withholding for vested RSUs and a remaining beneficial ownership of 599,803 shares.

Why were shares disposed in this Form 4 filing for RKT?

Shares were withheld and disposed to satisfy tax withholding obligations arising from the vesting of 95,835 restricted stock units granted on four separate dates.

At what price were the shares disposed in the RKT Form 4?

The reported price per share was $20.26 for the withheld/disposed 42,937 Class A shares.

Does this Form 4 indicate any option exercises or derivative transactions for RKT?

No. Table II for derivative securities shows no entries; the filing only reports non-derivative share withholding/disposition.

When did the withholding transaction occur according to the RKT Form 4?

The transaction date is 09/07/2025 and the form was signed on 09/09/2025 by an attorney-in-fact.