[SCHEDULE 13G/A] Rocket Companies, Inc. SEC Filing

Rhea-AI Filing Summary

Teachers Advisors, LLC filed Amendment No. 2 to a Schedule 13G regarding Rocket Companies, Inc. (RKT). The filing reports TAL and related accounts beneficially own 25,900,279 shares, representing 10.13% of RKT's outstanding common stock. TAL reports sole voting and dispositive power over 5,714,188 shares (2.24% of the class) and states the shares were acquired in the ordinary course of business and not to influence control. The filing also discloses that TIAA-CREF Investment Management, LLC may be deemed beneficial owner of 20,129,450 shares and Nuveen Asset Management may be deemed owner of 56,641 shares.

Positive

• Clear disclosure of a >10% economic interest in Rocket Companies, improving investor transparency
• Statement of passive intent clarifies shares were acquired in the ordinary course and not to influence control

Negative

• Concentration risk: one advisory group and affiliates together hold a material 10.13% stake in RKT
• Limited voting clarity: TAL reports sole voting power over only 2.24% while economic ownership is 10.13%, leaving potential ambiguity about ultimate voting control across affiliated accounts

Insights

Securities Analyst

TL;DR: A registered investment adviser disclosed a >10% passive stake; voting control is smaller at ~2.24%.

The disclosure shows Teachers Advisors, LLC and affiliated accounts hold a significant economic stake in Rocket Companies at 10.13% of the class, which is material for ownership thresholds and regulatory transparency. However, TAL reports sole voting/dispositive power over only 5,714,188 shares (2.24%), indicating much of the economic exposure is held through other advisory/managed vehicles with limited reported voting control by TAL. The filing explicitly states holdings were acquired in the ordinary course and not with a purpose of changing control, which classifies this as a passive disclosure under Schedule 13G. The presence of TIAA-CREF and Nuveen positions clarifies distribution of ownership among related advisers.

Corporate Governance Expert

TL;DR: This is a routine 13G disclosure showing material economic ownership without governance intent.

The document is consistent with passive investor behavior: a >10% economic stake triggers public reporting, but the filer affirms lack of intent to influence control. From a governance standpoint, the limited sole voting power relative to economic ownership suggests voting influence is concentrated elsewhere or retained by fund structures. Investors and the board can view this as heightened ownership interest without an associated activist or control signal. The disclosure of related advisers' positions (TCIM and Nuveen) increases transparency on where voting and economic rights reside across affiliated entities.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

(Amendment No. 2)

Rocket Companies, Inc.

(Name of Issuer)

Common Stock

(Title of Class of Securities)

77311W101

(CUSIP Number)

08/29/2025

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

SCHEDULE 13G

CUSIP No. 77311W101

1

Names of Reporting Persons

Teachers Advisors, LLC

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 5,714,188.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 5,714,188.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

5,714,188.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

2.24 %

12

Type of Reporting Person (See Instructions)

IA

SCHEDULE 13G

Item 1.
(a)	Name of issuer: Rocket Companies, Inc.
(b)	Address of issuer's principal executive offices: 1050 Woodward Avenue, Detroit, MI 48226-1906 United States
Item 2.
(a)	Name of person filing: Teachers Advisors, LLC ("TAL")
(b)	Address or principal business office or, if none, residence: 730 Third Avenue New York, NY 10017-3206
(c)	Citizenship: Delaware
(d)	Title of class of securities: Common Stock
(e)	CUSIP No.: 77311W101
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: 25,900,279
(b)	Percent of class: 10.13 %
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: 5,714,188
	(ii) Shared power to vote or to direct the vote: 0
	(iii) Sole power to dispose or to direct the disposition of: 5,714,188
	(iv) Shared power to dispose or to direct the disposition of: 0
Item 5.	Ownership of 5 Percent or Less of a Class.
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	If any other person is known to have the right to receive or the power to direct the receipt of dividends from, or the proceeds from the sale of, such securities, a statement to that effect should be included in response to this item and, if such interest relates to more than 5 percent of the class, such person should be identified. A listing of the shareholders of an investment company registered under the Investment Company Act of 1940 or the beneficiaries of employee benefit plan, pension fund or endowment fund is not required. Nuveen Asset Management, LLC ("NAM"), is a registered investment adviser affiliated with TCIM and TAL. NAM may be deemed to be a beneficial owner of 56,641 shares of Issuer's common stock. TIAA-CREF Investment Management, LLC ("TCIM") is the investment adviser to the College Retirement Equities Fund ("CREF"), a registered investment company, and may be deemed to be a beneficial owner of 20,129,450 shares of Issuer's common stock owned by CREF. Teachers Advisors, LLC ("TAL") is the investment adviser to three registered investment companies, TIAA-CREF Funds ("Funds"), TIAA-CREF Life Funds ("Life Funds"), and TIAA Separate Account VA-1 ("VA-1"), as well as one or more separately managed accounts of Advisors (collectively, the "Separate Accounts"), and may be deemed to be a beneficial owner of 5,714,188 shares of Issuer's common stock owned separately by Funds, Life Funds, VA-1, and/or the Separate Accounts.. These shares were acquired in the ordinary course of business, and not with the purpose or effect of changing or influencing control of the Issuer.
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	Not Applicable
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.

Certifications:

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Teachers Advisors, LLC

Signature:	/s/ Stuart R. Brunet
Name/Title:	Stuart Brunet, Managing Director, Chief Compliance Officer
Date:	09/04/2025

FAQ

How many Rocket Companies (RKT) shares does Teachers Advisors, LLC report owning?

Teachers Advisors, LLC reports beneficial ownership of 25,900,279 shares, equal to 10.13% of the class.

What voting power does TAL report for RKT?

TAL reports sole voting power over 5,714,188 shares, representing 2.24% of the class, and no shared voting power.

Does the filing indicate an intent to influence control of Rocket Companies?

No. The filing states the shares were acquired in the ordinary course of business and not with the purpose or effect of changing or influencing control.

Are there related advisers with reported holdings in RKT?

Yes. TIAA-CREF Investment Management, LLC may be deemed beneficial owner of 20,129,450 shares, and Nuveen Asset Management may be deemed owner of 56,641 shares.

What form and amendment is this filing?

This is an Amendment No. 2 to a Schedule 13G filed for Rocket Companies, Inc. (CUSIP 77311W101).