[SCHEDULE 13G/A] Rocket Companies, Inc. SEC Filing

Rhea-AI Filing Summary

TIAA-CREF Investment Management, LLC reports beneficial ownership of 25,900,279 shares of Rocket Companies, Inc. common stock, representing 10.13% of the class. The filing states TCIM has sole voting and sole dispositive power over 20,129,450 shares and no shared voting or dispositive power. Two affiliated advisers are noted: Nuveen Asset Management may be deemed owner of 56,641 shares and Teachers Advisors may be deemed owner of 5,714,188 shares. The filing specifies the shares were acquired in the ordinary course of business and not for the purpose of changing or influencing control of the issuer.

Positive

• Disclosure of a >10% beneficial stake (25,900,279 shares; 10.13%), meeting material reporting thresholds
• Clear voting and dispositive breakdown: sole voting and dispositive power over 20,129,450 shares
• Statement that shares were acquired in the ordinary course and not for the purpose of changing or influencing control

Negative

• None.

Insights

Financial Analyst

TL;DR: A registered investment adviser discloses a >10% stake with substantial sole voting power, a notable position but presented as passive.

The filing shows TCIM beneficially owns 25.9 million shares (10.13%), with sole voting/dispositive power over 20.13 million shares. This level of ownership can attract investor attention because it crosses the 5% disclosure threshold and signals meaningful exposure to the issuer. The statement that the holdings were acquired in the ordinary course and not to influence control suggests a passive, portfolio-based position rather than an activist intent. Affiliated managers (NAM and TAL) hold relatively smaller amounts that, combined, explain the reconciliation between total and sole-controlled shares.

Corporate Governance Expert

TL;DR: Disclosure is complete on voting and dispositive powers; no indication of coordinated control efforts.

The form clearly distinguishes sole versus shared voting and dispositive authority, indicating TCIM retains direct control over a large subset of the reported stake. The explicit certification that the securities are not held to change or influence control reduces immediate governance concerns. However, a >10% beneficial position merits monitoring for any future changes in intent or coordination among affiliated advisers that could affect governance outcomes.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

(Amendment No. 2)

Rocket Companies, Inc.

(Name of Issuer)

Common Stock

(Title of Class of Securities)

77311W101

(CUSIP Number)

08/29/2025

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

SCHEDULE 13G

CUSIP No. 77311W101

1

Names of Reporting Persons

TIAA-CREF Investment Management, LLC

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 20,129,450.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 20,129,450.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

20,129,450.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

7.87 %

12

Type of Reporting Person (See Instructions)

IA

SCHEDULE 13G

Item 1.
(a)	Name of issuer: Rocket Companies, Inc.
(b)	Address of issuer's principal executive offices: 1050 Woodward Avenue, Detroit, MI 48226-1906 United States
Item 2.
(a)	Name of person filing: TIAA-CREF Investment Management, LLC ("TCIM")
(b)	Address or principal business office or, if none, residence: 730 Third Avenue New York, NY 10017-3206
(c)	Citizenship: Delaware
(d)	Title of class of securities: Common Stock
(e)	CUSIP No.: 77311W101
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: 25,900,279
(b)	Percent of class: 10.13 %
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: 20,129,450
	(ii) Shared power to vote or to direct the vote: 0
	(iii) Sole power to dispose or to direct the disposition of: 20,129,450
	(iv) Shared power to dispose or to direct the disposition of: 0
Item 5.	Ownership of 5 Percent or Less of a Class.
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	If any other person is known to have the right to receive or the power to direct the receipt of dividends from, or the proceeds from the sale of, such securities, a statement to that effect should be included in response to this item and, if such interest relates to more than 5 percent of the class, such person should be identified. A listing of the shareholders of an investment company registered under the Investment Company Act of 1940 or the beneficiaries of employee benefit plan, pension fund or endowment fund is not required. Nuveen Asset Management, LLC ("NAM"), is a registered investment adviser affiliated with TCIM and TAL. NAM may be deemed to be a beneficial owner of 56,641 shares of Issuer's common stock. TIAA-CREF Investment Management, LLC ("TCIM") is the investment adviser to the College Retirement Equities Fund ("CREF"), a registered investment company, and may be deemed to be a beneficial owner of 20,129,450 shares of Issuer's common stock owned by CREF. Teachers Advisors, LLC ("TAL") is the investment adviser to three registered investment companies, TIAA-CREF Funds ("Funds"), TIAA-CREF Life Funds ("Life Funds"), and TIAA Separate Account VA-1 ("VA-1"), as well as one or more separately managed accounts of Advisors (collectively, the "Separate Accounts"), and may be deemed to be a beneficial owner of 5,714,188 shares of Issuer's common stock owned separately by Funds, Life Funds, VA-1, and/or the Separate Accounts.. These shares were acquired in the ordinary course of business, and not with the purpose or effect of changing or influencing control of the Issuer.
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	Not Applicable
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.

Certifications:

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

TIAA-CREF Investment Management, LLC

Signature:	/s/ Stuart R. Brunet
Name/Title:	Stuart Brunet, Managing Director, Chief Compliance Officer
Date:	09/04/2025

FAQ

How many Rocket Companies (RKT) shares does TIAA-CREF Investment Management beneficially own?

TIAA-CREF Investment Management beneficially owns 25,900,279 shares.

What percentage of Rocket Companies does TCIM's stake represent?

The reported ownership represents 10.13% of the class.

How many shares does TCIM have sole voting and dispositive power over?

TCIM has sole voting power and sole dispositive power over 20,129,450 shares and 0 shared voting or dispositive power.

Do any affiliated advisers have shares that may be deemed beneficially owned?

Yes. Nuveen Asset Management may be deemed owner of 56,641 shares and Teachers Advisors may be deemed owner of 5,714,188 shares.

Was the position acquired to influence control of the company?

The filing states the shares were acquired in the ordinary course of business and not to change or influence control.