Director at Regional Management (NYSE: RM) net-exercises stock options

Rhea-AI Filing Summary

Regional Management Corp. director Carlos Palomares exercised employee stock options, converting 9,188 options into common shares at an exercise price of $15.89 per share.

To cover the exercise price and related tax obligations, 4,589 common shares were withheld at a market price of $31.82, leaving him with 69,910 directly owned shares.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Palomares Carlos

(Last) (First) (Middle)

C/O REGIONAL MANAGEMENT CORP.

979 BATESVILLE ROAD, SUITE B

(Street)

GREER SC 29651

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Regional Management Corp. [ RM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/27/2026		M		9,188	A	$15.89	74,499	D
Common Stock	02/27/2026		F		4,589(1)	D	$31.82(2)	69,910	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Employee Stock Option (right to buy)	$15.89	02/27/2026		M			9,188	05/04/2016	05/04/2026	Common Stock	9,188	$0	0	D

Explanation of Responses:

1. Represents a "net exercise" of outstanding stock options. These shares were withheld by the issuer for payment of the exercise price, based on the market price of the issuer's common stock at the time of the option exercise on February 27, 2026.

2. Represents the closing market price of the issuer's common stock at the time of the option exercise on February 27, 2026.

	/s/ Catherine R. Atwood, attorney-in-fact	03/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did Carlos Palomares report for Regional Management Corp. (RM)?

Carlos Palomares reported exercising 9,188 employee stock options, converting them into Regional Management Corp. common shares. In a related tax-withholding transaction, 4,589 shares were withheld by the company to satisfy the option exercise price and associated tax obligations.

At what prices were the Regional Management Corp. (RM) Form 4 transactions reported?

The option exercise converted 9,188 shares at an exercise price of $15.89 per share. For the tax-withholding disposition, 4,589 common shares were valued at a market price of $31.82 per share at the time of the February 27, 2026 option exercise.

How many Regional Management Corp. (RM) shares does Carlos Palomares own after these transactions?

After exercising options and having shares withheld for taxes, Carlos Palomares directly owns 69,910 shares of Regional Management Corp. common stock. This figure reflects the net position following the 9,188-share option exercise and the 4,589-share tax-withholding disposition.

What does the tax-withholding disposition mean in the Regional Management Corp. (RM) Form 4?

The tax-withholding disposition indicates that 4,589 Regional Management Corp. shares were automatically withheld by the issuer. These shares were used to pay the option exercise price and related tax liabilities, rather than representing an open-market sale by Carlos Palomares.

Was the Regional Management Corp. (RM) Form 4 transaction an open-market buy or sell?

The Form 4 shows an option exercise and related tax-withholding, not an open-market trade. Palomares exercised 9,188 stock options and 4,589 shares were withheld by the company to cover the exercise price and taxes, rather than sold on the open market.

What do the Form 4 footnotes explain about the RM insider transactions?

The footnotes explain that the activity was a “net exercise” of stock options. Shares were withheld by Regional Management Corp. to pay the exercise price, using the closing market price of the common stock on February 27, 2026, when the options were exercised.