Director at Renasant Corp (RNST) receives 232.56 phantom stock units under DSU plan

Rhea-AI Filing Summary

Renasant Corp director Sean M. Suggs received a grant of 232.56 phantom stock units linked to the company’s common stock. The award was made at a reference price of $37.62 per unit and increases his phantom stock holdings to 11,614.87 units.

The phantom stock units accrue under the Renasant DSU Plan and are settled 100% in common stock when Suggs retires or upon approved hardship reasons. Each phantom stock unit converts into one share of Renasant common stock, and dividends are paid quarterly and reinvested into additional phantom stock units.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Suggs Sean M.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Phantom Stock	232.56	$37.62	$9K

Holdings After Transaction: Phantom Stock — 11,614.87 shares (Direct)

Footnotes (1)

1. [object Object]

Key Figures

Phantom stock grant: 232.56 units Reference price: $37.62 per unit Total phantom units after grant: 11,614.87 units +2 more

5 metrics

Phantom stock grant 232.56 units Grant of phantom stock units on March 31, 2026

Reference price $37.62 per unit Price associated with the phantom stock award

Total phantom units after grant 11,614.87 units Phantom stock holdings following the reported transaction

Conversion ratio 1 unit : 1 share Each phantom stock unit converts into one common share at settlement

Dividend treatment Quarterly reinvestment Dividends are paid quarterly and reinvested into phantom stock

Key Terms

Phantom Stock, Renasant DSU Plan, hardship reasons, Dividends are paid quarterly

4 terms

Phantom Stock financial

"The phantom stock units are accrued under the Renasant DSU Plan."

A phantom stock is a form of compensation that gives employees or executives the benefits of stock ownership, such as the increase in stock value, without actually giving them real shares. It acts like a promise to pay the employee the equivalent value of company stock later, often as a bonus or incentive. This allows companies to motivate and reward staff without diluting ownership or transferring actual shares.

Renasant DSU Plan financial

"The phantom stock units are accrued under the Renasant DSU Plan."

hardship reasons financial

"upon the reporting person's retirement or upon approved hardship reasons."

Dividends are paid quarterly financial

"Dividends are paid quarterly and reinvested on the phantom stock."

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Suggs Sean M.

(Last) (First) (Middle)

209 TROY STREET

(Street)

TUPELO MISSISSIPPI 38804

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
RENASANT CORP [ RNST ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/31/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Phantom Stock	(1)	03/31/2026		A		232.56		(1)	(1)	Common Stock	232.56	$37.62	11,614.87	D

Explanation of Responses:

1. The phantom stock units are accrued under the Renasant DSU Plan. The units are settled 100% in the Company's common stock upon the reporting person's retirement or upon approved hardship reasons. The conversion price is one phantom stock unit for one share of the Company's common stock. Dividends are paid quarterly and reinvested on the phantom stock.

Remarks:

	Colton Wages, Attorney in Fact	04/01/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did Renasant Corp (RNST) director Sean M. Suggs report in this Form 4?

Sean M. Suggs reported receiving 232.56 phantom stock units as a grant under the Renasant DSU Plan. These units are tied to Renasant’s common stock and settle in shares at retirement or upon approved hardship reasons, with dividends reinvested quarterly.

How many phantom stock units does Sean M. Suggs hold after this RNST transaction?

After the grant, Sean M. Suggs holds a total of 11,614.87 phantom stock units. These units represent a deferred form of equity compensation, which will convert into an equal number of Renasant common shares when settlement conditions such as retirement are met.

What are the key terms of the phantom stock grant reported for RNST?

The grant covers 232.56 phantom stock units at a reference price of $37.62 per unit. Each phantom unit converts into one Renasant common share at settlement, and dividends on the underlying stock are paid quarterly and automatically reinvested into additional phantom stock units.

When will the phantom stock units for Renasant Corp (RNST) be settled?

The phantom stock units are scheduled to be settled 100% in Renasant common stock upon Sean M. Suggs’ retirement or upon approved hardship reasons. Until then, the award remains deferred, with dividends credited in the form of additional phantom stock units each quarter.

How do dividends work on the RNST phantom stock units granted to Sean M. Suggs?

Dividends on the underlying Renasant common stock are paid quarterly and reinvested into the phantom stock units. This means the number of phantom units held by Sean M. Suggs can grow over time as dividend equivalents are credited instead of being paid in cash.