Welcome to our dedicated page for Repay Holdings SEC filings (Ticker: RPAY), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on Repay Holdings's stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time EDGAR feed updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into Repay Holdings's regulatory disclosures and financial reporting.
Repay Holdings Corporation agreed to acquire KUBRA for approximately $372 million in an all-cash deal, funded by cash on hand and committed debt financing. Truist has provided a $500 million term loan commitment and a $100 million undrawn revolving credit facility.
KUBRA is a bill payment and customer communications platform serving more than 250 clients and reaching over 40% of households in the U.S. and Canada. On a combined basis, 2025 Revenue is projected at about $548 million and Adjusted EBITDA at about $178 million, excluding synergies.
REPAY expects at least $15 million of annual run-rate cost synergies and about $5 million of technology savings by 2028, plus roughly $5 million in revenue opportunities. Net leverage is expected to be around 4.0x at closing, with a goal of below 3.0x within 18 months. Closing is targeted for the second quarter of 2026, subject to antitrust and other regulatory approvals. The stock purchase agreement includes an $18.6 million termination fee payable to the seller if REPAY fails to close in certain circumstances.
Forager Fund, L.P., a 10% owner of Repay Holdings Corp, reported open-market purchases of 642,837 shares of Class A common stock. The buys occurred over three days at weighted average prices of about $2.92, $3.04 and $3.05 per share.
Following these purchases, the Fund and its affiliated general partner together report ownership of 9,242,937 Class A shares. Prices are disclosed as weighted averages across multiple individual trades within stated ranges, and the reporting persons disclaim beneficial ownership beyond their pecuniary interests.
Repay Holdings Corp: Amendment to a Schedule 13G by The Vanguard Group reports zero shares beneficially owned of Repay Holdings Corp Common Stock (CUSIP 76029L100). The filing states that, after an internal realignment effective January 12, 2026, certain Vanguard subsidiaries will report separately and Vanguard no longer is deemed to beneficially own those securities. The filing is signed by Ashley Grim, Head of Global Fund Administration, on March 27, 2026.
Repay Holdings Corp Chief Accounting Officer Thomas Eugene Sullivan reported a routine tax-withholding transaction involving shares of Class A common stock. On this Form 4, 4,670 shares were withheld at a price of $2.65 per share to cover his tax liability connected to the vesting of previously granted time-based restricted stock. This was not an open-market sale but a payment of taxes by delivering shares back to the issuer. Following the transaction, Sullivan directly holds 248,561 shares of Repay Holdings Corp Class A common stock.
Repay Holdings Corp Executive Vice President Naomi Barnett reported a tax-related share withholding, not an open-market trade. On the vesting of previously reported time-based restricted stock, 3,313 shares of Class A common stock were withheld at $2.65 per share to cover her tax liability, leaving her with 293,909 shares held directly.
Repay Holdings Corp General Counsel Tyler B. Dempsey reported a tax-related share disposition involving 5,723 shares of Class A common stock at a price of $2.65 per share. These shares were withheld by the company to cover his tax liability tied to the vesting of previously granted time-based restricted stock.
After this withholding transaction, Dempsey directly holds 491,251 shares of Repay Holdings Corp Class A common stock. The event reflects a routine compensation-related tax settlement rather than an open-market purchase or sale.
Repay Holdings Corp Chief Technology Officer David M. Guthrie reported a routine tax-related share disposition. On the vesting of previously granted time-based restricted stock, 6,627 shares of Class A common stock were withheld to cover his tax liability rather than sold on the open market. After this withholding event, he directly holds 457,185 shares, so the filing mainly reflects compensation-related tax treatment rather than an active trading decision.
Repay Holdings Corp Chief Executive Officer John Andrew Morris Sr. reported a tax-related share disposition rather than an open-market trade. On March 19, 2026, 51,905 shares of Class A common stock were withheld at $2.65 per share to cover his tax liability from previously granted time-based restricted stock that vested. After this withholding, he directly holds 2,204,370 shares of Class A common stock. He also reports additional indirect holdings through several entities, including trusts and entities associated with the family, which together represent substantial ongoing ownership.
Repay Holdings Corporation’s chief executive, John A. Morris Sr., has updated his Schedule 13D to reflect his current beneficial ownership of Class A Common Stock and related units. He is deemed to beneficially own 7,297,991 shares, representing 8.2% of the Class A Common Stock, including interests held through family entities and trusts.
The amendment details multiple equity awards, purchases and transfers from 2023 to 2026, including large grants of restricted stock that vest over four years and a transfer of 1,028,385 shares to a family trust for no consideration. It also notes recent share surrenders used solely to cover tax liabilities upon vesting of restricted stock.
Sullivan Thomas Eugene reported acquisition or exercise transactions in this Form 4 filing.
Repay Holdings Corp Chief Accounting Officer Thomas Eugene Sullivan received a grant of 91,549 shares of Class A common stock as equity compensation. These restricted shares vest in four equal annual installments beginning on March 11, 2027. Following this award, he directly holds 253,231 shares.