Rush Enterprises (NASDAQ: RUSHA) boosts BMO Canada loan commitment

Filing Impact

(Moderate)

Filing Sentiment

(Neutral)

Form Type

8-K

Rhea-AI Filing Summary

Rush Enterprises, Inc., through its subsidiary Rush Truck Centres of Canada Limited, amended its wholesale financing arrangement with Bank of Montreal. Effective June 15, 2026, the Fourth Amendment to the RTC-Canada Floor Plan Credit Agreement increased the total loan commitment from $171.7 million CAD to $194.7 million CAD. The company remains a guarantor under this expanded Canadian credit facility, which provides additional committed borrowing capacity.

8-K Event Classification

2 items: 1.01, 9.01

2 items

Item 1.01 Entry into a Material Definitive Agreement Business

The company signed a significant contract such as a merger agreement, credit facility, or major partnership.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Key Figures

Prior loan commitment: $171.7 million CAD New loan commitment: $194.7 million CAD Commitment increase: $23.0 million CAD +1 more

4 metrics

Prior loan commitment $171.7 million CAD RTC-Canada Floor Plan Credit Agreement before Fourth Amendment

New loan commitment $194.7 million CAD RTC-Canada Floor Plan Credit Agreement after Fourth Amendment effective June 15, 2026

Commitment increase $23.0 million CAD Difference between new and prior total loan commitments

Effective date June 15, 2026 Effective date of Fourth Amendment to BMO Wholesale Financing and Security Agreement

Key Terms

Floor Plan Credit Agreement, Fourth Amendment, Wholesale Financing and Security Agreement, loan commitment

4 terms

Floor Plan Credit Agreement financial

"the Company, as guarantor (the “RTC-Canada Floor Plan Credit Agreement”)"

Fourth Amendment financial

"entered into the Fourth Amendment to the Amended and Restated BMO Wholesale Financing"

Wholesale Financing and Security Agreement financial

"Amended and Restated BMO Wholesale Financing and Security Agreement, dated as of July 15, 2022"

loan commitment financial

"was amended to increase the total loan commitment from $171.7 million CAD to $194.7 million CAD"

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Understanding 8-K Material Events →

Available on EDGAR 06/22/2026 - 05:07 PM Accepted by SEC EDGAR 06/22/2026 - 05:07 PM

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): June 15, 2026

Rush Enterprises, Inc.

(Exact name of registrant as specified in its charter)

Texas (State or other jurisdiction of incorporation)	0-20797 (Commission File Number)	74-1733016 (IRS Employer Identification No.)

555 IH-35 South, Suite 500 New Braunfels, Texas (Address of principal executive offices)		78130 (Zip Code)

Registrant’s telephone number, including area code: (830) 302-5200

Not Applicable

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Class A Common Stock, par value $0.01 per share	RUSHA	Nasdaq Global Select Market
Class B Common Stock, par value $0.01 per share	RUSHB	Nasdaq Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities Exchange Act of 1934.

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 1.01

Entry into a Material Definitive Agreement.

Effective June 15, 2026, Rush Truck Centres of Canada Limited (“RTC-Canada”), a subsidiary of Rush Enterprises, Inc. (the “Company”), and the Company, as guarantor, entered into the Fourth Amendment to the Amended and Restated BMO Wholesale Financing and Security Agreement (the “Fourth Amendment”) with Bank of Montreal (“BMO”), which amended that certain Amended and Restated BMO Wholesale Financing and Security Agreement, dated as of July 15, 2022, among RTC-Canada, BMO and the Company, as guarantor (the “RTC-Canada Floor Plan Credit Agreement”), as amended.

Pursuant to the terms of the Fourth Amendment, the RTC-Canada Floor Plan Credit Agreement was amended to increase the total loan commitment from $171.7 million CAD to $194.7 million CAD.

The foregoing description of the Fourth Amendment is qualified in its entirety by reference to the full text of the Fourth Amendment, which is attached as Exhibit 10.1 to this Current Report on Form 8-K and incorporated in this Item 1.01 by reference.

Item 9.01

Financial Statements and Exhibits.

(d) Exhibits

Exhibit No.

Description

Exhibit 10.1

Fourth Amendment to the Amended and Restated BMO Wholesale Financing and Security Agreement, dated as of June 15, 2026, by and among RTC-Canada and BMO.

Exhibit 104

Cover Page Interactive Data File (formatted in Inline XBRL)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	RUSH ENTERPRISES, INC.

Dated: June 22, 2026	By:	/s/ Michael Goldstone
		Michael Goldstone
		Senior Vice President, General Counsel and Corporate Secretary

Source: View Original Filing on SEC EDGAR

FAQ

What did Rush Enterprises (RUSHA) change in its BMO financing on June 15, 2026?

Rush Enterprises increased its Canadian floor plan credit facility with Bank of Montreal. The total loan commitment under the RTC-Canada Floor Plan Credit Agreement rose from $171.7 million CAD to $194.7 million CAD through a Fourth Amendment effective June 15, 2026.

How large is Rush Enterprises’ updated Canadian floor plan credit facility?

The updated RTC-Canada Floor Plan Credit Agreement now has a $194.7 million CAD total loan commitment. This reflects an increase from a prior $171.7 million CAD commitment, expanding the borrowing capacity available to Rush Truck Centres of Canada Limited.

Who is party to the amended BMO financing agreement for Rush Enterprises (RUSHA)?

Rush Truck Centres of Canada Limited is the borrower and Bank of Montreal is the lender. Rush Enterprises, Inc. acts as guarantor under the Amended and Restated BMO Wholesale Financing and Security Agreement as modified by the Fourth Amendment effective June 15, 2026.

What is the Fourth Amendment mentioned in Rush Enterprises’ Form 8-K?

The Fourth Amendment is a modification to the Amended and Restated BMO Wholesale Financing and Security Agreement. It specifically increases the total loan commitment for the RTC-Canada Floor Plan Credit Agreement from $171.7 million CAD to $194.7 million CAD for Rush’s Canadian subsidiary.

Which Rush Enterprises subsidiary is covered by the amended BMO credit agreement?

Rush Truck Centres of Canada Limited is the subsidiary covered. It is the borrower under the RTC-Canada Floor Plan Credit Agreement with Bank of Montreal, with Rush Enterprises, Inc. serving as guarantor under the amended wholesale financing and security structure.

Filing Exhibits & Attachments

5 documents

Agreements & Contracts

EX-10.1 EXHIBIT 10.1 30.2 KB