[8-K] REDWOOD TRUST INC Reports Material Event

Rhea-AI Filing Summary

Redwood Trust, Inc. (RWT) furnished materials related to its quarterly results via an 8‑K. The company announced the press release, the Redwood Trust Shareholder Letter – 3rd Quarter 2025, and The Redwood Review – 3rd Quarter 2025 for the quarter ended September 30, 2025 (Exhibits 99.1, 99.2, 99.3).

It also made Supplemental Financial Tables available on its website in Investor Relations under “Financials.” The information in Items 2.02 and 7.01 and the exhibits is furnished, not filed.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549   

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): October 29, 2025  

REDWOOD TRUST, INC.

(Exact name of registrant as specified in its charter)

Maryland

001-13759

68-0329422

(State or other jurisdiction of incorporation)

(Commission File Number)

(I.R.S. Employer Identification No.)

One Belvedere Place

Suite 300

Mill Valley, California 94941

(Address of principal executive offices and Zip Code)

(415) 389-7373

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)  

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities Exchange Act of 1934.

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading symbol(s)			Name of each exchange on which registered
Common stock, par value $0.01 per share			RWT			New York Stock Exchange
10% Series A Fixed-Rate Reset Cumulative Redeemable Preferred Stock, par value $0.01 per share			RWT PRA			New York Stock Exchange
9.125% Senior Notes Due 2029			RWTN			New York Stock Exchange
9.0% Senior Notes Due 2029			RWTO			New York Stock Exchange
9.125% Senior Notes Due 2030			RWTP			New York Stock Exchange

Item 2.02. Results of Operations and Financial Condition;

Item 7.01. Regulation FD Disclosure.

On October 29, 2025, Redwood Trust, Inc. (the "Company") issued a press release announcing its financial results for the quarter ended September 30, 2025, the Redwood Trust Shareholder Letter – 3rd Quarter 2025, and The Redwood Review – 3rd Quarter 2025, copies of which are attached as Exhibit 99.1, Exhibit 99.2, and Exhibit 99.3, respectively, to this current report on Form 8-K.

In addition, on October 29, 2025, the Company made available Supplemental Financial Tables presenting certain financial results for the quarter ended September 30, 2025. A link to the Supplemental Financial Tables is available at the Company’s website at http://www.redwoodtrust.com, in the Investor Relations section of the website under “Financials.”

The information contained in this Item 2.02 and Item 7.01 and the attached Exhibits 99.1, 99.2, and 99.3 is furnished to and not filed with the SEC, and shall not be incorporated by reference into any registration statement or other document filed under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, except as shall be expressly set forth by specific reference in such filing.

Item 9.01. Financial Statements and Exhibits.

(d)						Exhibits
Exhibit 99.1						Press Release issued October 29, 2025
Exhibit 99.2						Redwood Trust Shareholder Letter - 3rd Quarter 2025
Exhibit 99.3						The Redwood Review – 3rd Quarter 2025
Exhibit 104						Cover Page Interactive Data File (embedded within the inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

Date: October 29, 2025

REDWOOD TRUST, INC.

By:

/s/ BROOKE E. CARILLO

Name: Brooke E. Carillo

Title: Chief Financial Officer

FAQ

What did Redwood Trust (RWT) announce in this 8‑K?

It furnished Q3 2025 results materials, including a press release, a Shareholder Letter, and The Redwood Review.

Which period do the materials cover for RWT?

They cover the quarter ended September 30, 2025.

Which exhibits were included in the RWT filing?

Exhibit 99.1 (Press Release), Exhibit 99.2 (Shareholder Letter – 3rd Quarter 2025), and Exhibit 99.3 (The Redwood Review – 3rd Quarter 2025).

Are the RWT materials furnished or filed?

The information in Items 2.02 and 7.01 and Exhibits 99.1, 99.2, and 99.3 is furnished, not filed.

Where can investors access RWT’s supplemental financial tables?

On the company’s website (redwoodtrust.com) in Investor Relations under “Financials.”

What is the date of the RWT announcement?

October 29, 2025.