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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 OR 15(d) of The Securities
Exchange Act of 1934
Date of Report (Date of earliest event reported):
October 13, 2026
REDWOOD
TRUST, INC.
(Exact name of registrant as specified in its
charter)
Maryland
(State or other
jurisdiction
of incorporation)
|
001-13759
(Commission
File Number)
|
68-0329422
(I.R.S. Employer
Identification No.) |
One
Belvedere Place
Suite 300
Mill Valley, California
94941
(Address of principal executive offices and Zip Code)
(415)
389-7373
(Registrant’s telephone number, including area code)
Not Applicable
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K
filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General
Instruction A.2. below):
| ¨ |
Written communications pursuant to Rule 425 under the Securities Act (17
CFR 230.425) |
| ¨ |
Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12) |
| ¨ |
Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b)) |
| ¨ |
Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c)) |
Indicate
by check mark whether the registrant is an emerging growth company as defined in Rule 405
of the Securities Act of 1933 or Rule 12b-2 of the Securities Exchange Act of 1934.
Emerging growth company
¨
If an emerging
growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any
new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨
Securities registered pursuant to Section 12(b) of the Act:
| Title
of each class |
Trading symbol(s) |
Name
of each exchange on which registered |
| Common
stock, par value $0.01 per share |
RWT |
New
York Stock Exchange |
| 10%
Series A Fixed-Rate Reset Cumulative Redeemable Preferred Stock, par value $0.01 per share |
RWT
PRA |
New
York Stock Exchange |
| 9.125%
Senior Notes Due 2029 |
RWTN |
New
York Stock Exchange |
| 9.0%
Senior Notes Due 2029 |
RWTO |
New
York Stock Exchange |
| 9.125%
Senior Notes Due 2030 |
RWTP |
New
York Stock Exchange |
| 9.500%
Senior Notes Due 2030 |
RWTQ |
New
York Stock Exchange |
| 9.75% Senior Notes Due 2031 |
RWTS |
New York Stock Exchange |
| Item 2.02. | Results of Operations and Financial Condition. |
| Item 7.01. | Regulation FD Disclosure. |
On October 13, 2026,
Redwood Trust, Inc. (the “Company”) issued a press release regarding the timing of its announcement of third quarter
2026 financial results, which press release included commentary by the Company’s CEO on the third quarter of 2026.
The information contained
in this Item 2.02 and Item 7.01 and the attached Exhibit 99.1 is furnished to and not filed with the Securities and Exchange Commission,
and shall not be incorporated by reference into any registration statement or other document filed under the Securities Act of 1933, as
amended, or the Securities Exchange Act of 1934, as amended, except as shall be expressly set forth by specific reference in such filing.
| Item 9.01. | Financial Statements and Exhibits. |
| Exhibit 99.1 |
Press Release issued October 13, 2026 |
| Exhibit 104 |
Cover Page Interactive Data File (embedded within the inline XBRL document) |
SIGNATURES
Pursuant to the requirements
of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto
duly authorized.
| Date: October 13, 2026 |
REDWOOD TRUST, INC. |
| |
|
|
| |
By: |
/s/ Brooke E. Carillo |
| |
|
Name: Brooke E. Carillo |
| |
|
Title: Chief Financial Officer and Executive Vice President |
Exhibit 99.1
REDWOOD TRUST ANNOUNCES DATE OF THIRD QUARTER
2026 FINANCIAL RESULTS WEBCAST AND CONFERENCE CALL
MILL VALLEY, CA – Redwood
Trust, Inc. (NYSE: RWT; “Redwood” or the “Company”), a leader
in expanding access to housing for homebuyers and renters, is scheduled
to release its third quarter 2026 results on Tuesday, November 3, 2026, after the close of the New York Stock Exchange. In addition,
Redwood's senior management team plans to hold a conference call to discuss its third quarter 2026 financial results that same afternoon
at 5:00 p.m. Eastern Time / 2:00 p.m. Pacific Time.
“Against
the backdrop of the sharpest quarterly selloff in the 10-year Treasury yield in 32 years, Redwood managed its mortgage pipeline and liquidity
decisively, distributing more than $8 billion of mortgage loans through securitizations and whole loan sales during the third quarter,
and ended September with approximately $190 million of cash and cash equivalents,” said
Christopher Abate, Chief Executive Officer of Redwood Trust. “Additionally, we remain focused
on proactively managing our capital structure and intend to continue pursuing opportunistic debt repurchases under our existing authorization.
We look forward to discussing our third quarter results, strategic priorities and outlook on our upcoming
earnings call.”
Webcast Information
The conference
call will be webcast live in listen-only mode through the News &
Events section of Redwood Trust’s Investor Relations website at https://www.redwoodtrust.com/investor-relations/news-events/events.
To listen to the webcast, please go to Redwood's website at least 15 minutes before the call to register and to download and install
any needed audio software. An audio replay of the call will also be available on Redwood's website following the call.
Conference Call Information
To participate by phone, please
dial-in at least 15 minutes prior to the start time to allow for wait times to access the conference call. The live conference call will
be accessible domestically or internationally, by dialing 1-877-423-9813 or 1-201-689-8573, respectively. In addition to the aforementioned
dial-in information, participants can also access the call, bypassing the live operator and receiving an instant callback, by accessing
the callback link on the Investor Relations section of the Company’s website or using the following link (this feature is available
15 minutes prior to the scheduled event): https://callme.viavid.com/viavid/?callme=true&passcode=13721503&h=true&info=company&r=true&B=6.
A replay of
the conference call will be available from 9:00 p.m. Eastern Time / 6:00 p.m. Pacific Time on Tuesday, November 3, 2026, through 11:59
p.m. Eastern Time / 8:59 p.m. Pacific Time on Tuesday, November 17, 2026. To access the replay, dial 1-844-512-2921 domestically or 1-412-317-6671
internationally and enter passcode 13763407.
ABOUT REDWOOD TRUST
Redwood Trust, Inc.
(NYSE: RWT) is a specialty finance company focused on several distinct areas of housing credit where we provide liquidity to growing
segments of the U.S. housing market not well served by government programs. We deliver customized housing credit investments to a diverse
mix of investors, through our best-in-class securitization platforms, whole-loan distribution activities, joint ventures and our publicly
traded shares. We operate through three core residential housing-focused operating platforms — Sequoia, Aspire, and CoreVest —
alongside our complementary Redwood Investments portfolio which is primarily composed of assets we source through these platforms. Redwood
Investments also includes RWT Horizons®, our unified technology platform spanning internal AI innovation and strategic investments
across the ecosystem, which supports our efforts to develop an AI-first operating model that enables compounding operational leverage
and scalable growth. This reflects how we manage and organize our business and may differ from the manner in which our reporting segments
are presented for financial reporting purposes. Our goal is to provide attractive returns to shareholders through a stable and growing
stream of earnings and dividends, capital appreciation, and a commitment to technological innovation that facilitates risk-minded scale.
Redwood Trust is internally managed and structured as a real estate investment trust ("REIT") for tax purposes. For more information
about Redwood, please visit our website at www.redwoodtrust.com or
connect with us on LinkedIn
CONTACT
Investor Relations
Phone: 415-384-3822
Email: investorrelations@redwoodtrust.com