STOCK TITAN

Redwood Trust (RWT) director converts 20,729 deferred stock units into common shares

Filing Impact
(Moderate)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Redwood Trust director Debora D. Horvath reported compensation-related share activity involving deferred stock units and indirect holdings. She exercised or converted 20,729 Deferred Stock Units into an equal number of shares of common stock under the Executive Deferred Compensation Plan, with no open-market purchase or sale reported.

After the conversion, 149,036.19 shares of common stock were held indirectly through a trust, and 9,568.49 shares were held indirectly in an IRA. The footnotes state the deferred units were subject to a mandatory holding period and are being delivered at the time specified in the grant agreement.

Positive

  • None.

Negative

  • None.
Insider Debora Horvath D
Role null
Type Security Shares Price Value
Exercise Deferred Stock Units 20,729 $0.00 --
Exercise Common Stock 20,729 $5.28 $109K
holding Common Stock -- -- --
Holdings After Transaction: Deferred Stock Units — 0 shares (Direct, null); Common Stock — 149,036.19 shares (Indirect, by Trust)
Footnotes (1)
  1. This transaction relates to the distribution and/or conversion of Deferred Stock Units to common stock under the Executive Deferred Compensation Plan. Represents the value (per stock unit or share of common stock) of the distribution and/or conversion of Deferred Stock Units, including to common stock under the Executive Deferred Compensation Plan, based on the fair market value of Redwood Trust, Inc. common stock on the transaction date. Represents fair value of Deferred Stock Units, based on the original grant date fair market value. Deferred Stock Units were subject to a mandatory holding period and are being delivered to the Participant at the time specified in the grant agreement, according to the terms and conditions of the Executive Deferred Compensation Plan. No expiration date is applicable to deferred stock units.
Deferred units converted 20,729 units/shares Deferred Stock Units converted to common stock on May 26, 2026
Trust holdings after transaction 149,036.19 shares Common stock indirectly owned by trust after conversion
IRA holdings after transaction 9,568.49 shares Common stock indirectly owned by IRA holding entry
Conversion value per share $5.28 per share Fair market value of Redwood Trust common stock on transaction date
Original grant date value $6.03 per unit Fair value of Deferred Stock Units based on original grant date
Derivative exercises 1 transaction, 20,729 units Exercise or conversion of derivative security (Deferred Stock Units)
Deferred Stock Units financial
"This transaction relates to the distribution and/or conversion of Deferred Stock Units to common stock"
Deferred stock units are promises from a company to give an employee shares of stock at a future date, often after certain conditions are met or after leaving the company. They function like a form of delayed compensation, allowing employees to earn shares over time. For investors, they represent potential future ownership in the company, but do not provide immediate voting rights or dividends until the shares are actually received.
Executive Deferred Compensation Plan financial
"under the Executive Deferred Compensation Plan"
mandatory holding period financial
"Deferred Stock Units were subject to a mandatory holding period"
fair market value financial
"based on the fair market value of Redwood Trust, Inc. common stock on the transaction date"
The price a willing buyer and a willing seller would agree on for an asset or security when neither is under pressure and both have access to the same information. Think of it as the market’s neutral estimate of what something is worth, like the price two neighbors would settle on for a car after comparing similar listings. Investors care because fair market value guides buying and selling decisions, tax reporting, portfolio valuation, and how accurately company assets are reflected in financial statements.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Debora Horvath D

(Last)(First)(Middle)
1 BELVEDERE PLACE
SUITE 300

(Street)
MILL VALLEY CALIFORNIA 94941

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
REDWOOD TRUST INC [ RWT ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/26/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock05/26/2026M(1)20,729A$5.28(2)149,036.19Iby Trust
Common Stock9,568.49Iby IRA
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Deferred Stock Units$6.03(3)05/26/2026M(1)20,729 (4) (5)Common Stock0$0.0(1)0D
Explanation of Responses:
1. This transaction relates to the distribution and/or conversion of Deferred Stock Units to common stock under the Executive Deferred Compensation Plan.
2. Represents the value (per stock unit or share of common stock) of the distribution and/or conversion of Deferred Stock Units, including to common stock under the Executive Deferred Compensation Plan, based on the fair market value of Redwood Trust, Inc. common stock on the transaction date.
3. Represents fair value of Deferred Stock Units, based on the original grant date fair market value.
4. Deferred Stock Units were subject to a mandatory holding period and are being delivered to the Participant at the time specified in the grant agreement, according to the terms and conditions of the Executive Deferred Compensation Plan.
5. No expiration date is applicable to deferred stock units.
Attorney-In-Fact:/Andrew P. Stone05/27/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Debora D. Horvath report at Redwood Trust (RWT)?

Debora D. Horvath reported exercising or converting 20,729 Deferred Stock Units into common stock under Redwood Trust’s Executive Deferred Compensation Plan. This is a compensation-related conversion, not an open-market stock purchase or sale, and reflects delivery of previously deferred equity.

How many Redwood Trust (RWT) shares does Debora D. Horvath hold after this Form 4?

Following the reported transactions, Debora D. Horvath indirectly holds 149,036.19 shares of Redwood Trust common stock through a trust and 9,568.49 shares through an IRA, according to the ownership figures disclosed in the Form 4.

Were there any open-market buys or sells in this Redwood Trust (RWT) Form 4?

No open-market purchases or sales were reported. The Form 4 shows a conversion of 20,729 Deferred Stock Units into common stock under an Executive Deferred Compensation Plan, plus an updated indirect IRA holding entry, rather than discretionary market trades.

What are Deferred Stock Units in the Redwood Trust (RWT) filing for Debora Horvath?

In this filing, Deferred Stock Units represent compensation that was previously deferred into stock-based units. The footnotes explain these units were subject to a mandatory holding period and are now being delivered as common stock under the Executive Deferred Compensation Plan’s terms.

What prices are referenced for Debora Horvath’s Redwood Trust (RWT) deferred units?

The Form 4 references a $6.03 value per deferred stock unit based on original grant date fair market value and a $5.28 value per share for the conversion based on Redwood Trust’s fair market value on the transaction date, as described in the footnotes.