Welcome to our dedicated page for Royal Bank of Canada SEC filings (Ticker: RYLBF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings page for ROYAL BK CDA 1ST PFD BO (RYLBF) centers on the disclosure record of Royal Bank of Canada as a foreign private issuer. Royal Bank of Canada furnishes Form 6-K current reports under the Securities Exchange Act of 1934 and files under Form 40-F, and certain 6-K filings are incorporated by reference into a Form F-3 shelf registration statement (File No. 333-275898).
From the available filings, investors can access several key types of documents. One Form 6-K includes a notification of meeting and record date for common shareholders, another furnishes the 2025 Annual Report, and a separate 6-K provides an Independent Auditor’s Report. A further Form 6-K contains a Fourth Quarter 2025 earnings release, giving investors access to earnings-related information that Royal Bank of Canada has furnished to the SEC.
Additional Form 6-K filings describe exhibits related to the issuance of Senior Global Medium-Term Notes, Series J under the Form F-3 shelf registration. These exhibits include opinions from U.S. and Canadian legal counsel on the validity of the notes under New York and Canadian law, as well as opinions on certain aspects of United States and Canadian federal income taxation and the related consents.
On this page, users can review these filings as they appear in the SEC’s EDGAR system and use AI-powered tools to obtain summaries and explanations of complex documents, such as annual reports, earnings releases, and legal opinions. This helps investors understand how Royal Bank of Canada reports to U.S. regulators and how those disclosures relate to securities associated with the RYLB F symbol.
Royal Bank of Canada is calling its 2026 annual meeting and outlining key governance updates in a Form 6-K. The April 9, 2026 meeting will vote on electing 13 incumbent directors, appointing PricewaterhouseCoopers LLP as auditor, an advisory say-on-pay resolution, and shareholder proposals. The circular highlights 2025 earnings of $20.4 billion, a 16.3% return on equity, and over $11 billion returned to shareholders via dividends and buybacks. It also raises the annual director retainer from $340,000 to $415,000, increases committee chair and board chair retainers, and lifts the minimum equity ownership requirement to five times the director retainer, or $2,075,000. Detailed instructions are provided for online and in-person voting for the 1,396,524,760 common shares outstanding as of February 10, 2026.
Royal Bank of Canada reported record Q1 2026 net income of $5.8 billion, up 13% year over year, with diluted EPS of $4.03, up 14%. Adjusted net income was $5.9 billion and adjusted EPS $4.08, both rising double digits.
Record pre-provision, pre-tax earnings of $8.5 billion grew 14%, driven by higher net interest income in Personal and Commercial Banking, and stronger fee and trading revenue in Wealth Management and Capital Markets. Wealth Management net income rose 32%, Personal Banking 17%, and Commercial Banking 11%, while Insurance earnings declined on prior-year reinsurance impacts.
Credit costs increased modestly, with total provisions for credit losses of $1.09 billion, up 4% year over year, as the PCL on loans ratio held near 0.41%. Profitability remained strong, with ROE of 17.6% (adjusted 17.8%) and a CET1 capital ratio of 13.7%. The bank returned $3.3 billion to shareholders through $2.3 billion of dividends and $1.0 billion of share buybacks.
Royal Bank of Canada filed a Form 13F holdings report as an institutional investment manager. The report covers 29,040 reportable positions with a Form 13F information table value total of 614,691,729,000 dollars. It identifies 20 other included managers, and is signed by Terry Fallon, MD and Head of Regulatory Services, in London on 02-13-2026.
Royal Bank of Canada is issuing $1,000,000,000 of 6.500% Limited Recourse Capital Notes, Series 8, maturing May 24, 2086. The subordinated notes pay 6.500% interest until May 24, 2033, then reset every five years to the five-year U.S. Treasury rate plus 2.450%.
Interest is paid quarterly starting May 24, 2026, with a minimum denomination of $200,000. The notes are structured as Non‑Viability Contingent Capital and are linked to Non‑Cumulative 5‑Year Fixed Rate Reset First Preferred Shares, Series CA and related common share conversion features.
Royal Bank of Canada has reported that TRC Capital Investment Corporation has made an unsolicited mini-tender offer to purchase up to 500,000 RBC common shares, which is about 0.036% of the common shares outstanding as of January 13, 2026. The offer price is CAD $224.00 per share in cash, which is approximately 4.5% below the CAD $234.56 closing price of RBC common shares on the business day before the offer.
RBC states it does not endorse or have any affiliation with TRC Capital Investment and recommends shareholders reject the offer. The company notes that mini-tender offers are typically structured for holdings under 5% of a company’s shares, which avoids many disclosure and procedural requirements in Canadian and U.S. securities rules. RBC highlights that both the Canadian Securities Administrators and the U.S. Securities and Exchange Commission have expressed serious concerns about mini-tender offers and have issued guidance and investor tips urging caution.
Royal Bank of Canada is offering senior unsecured structured notes called Autocallable Strategic Accelerated Redemption Securities, linked to one or more underlying stocks or ADRs. These notes do not pay interest and do not guarantee a return of principal. Each unit typically has a $10 principal amount and can be automatically called on set observation dates if the underlying reaches or exceeds a preset call level, paying back principal plus a fixed call premium.
If the notes are not called, the amount repaid at maturity depends on the underlying’s performance versus a threshold value. If the ending value is below this threshold, investors are exposed to one‑for‑one downside and can lose a significant portion or all of their investment. Payments depend on RBC’s credit and the notes are expected not to be listed on an exchange, so liquidity may be limited.
The product includes complex features such as baskets of stocks, anti‑dilution and market disruption adjustments, and detailed U.S. and Canadian tax considerations, including potential application of Section 871(m) to non‑U.S. holders. Investors do not receive dividends or voting rights in any underlying company and are encouraged to consult legal, tax and financial advisers before investing.
Royal Bank of Canada filed a Form 6-K as a foreign private issuer for December 2025, mainly to submit its 2025 Annual Report as Exhibit 99.1. The report is signed on behalf of the bank by Chief Financial Officer Katherine Gibson and dated December 3, 2025.
Royal Bank of Canada submitted a Form 6-K as a foreign private issuer for December 2025. The report is signed by Chief Financial Officer Katherine Gibson on behalf of the bank.
The filing primarily furnishes an exhibit identified as an Independent Auditor’s Report (Exhibit 99.1).
Royal Bank of Canada describes several risk and capital management items. For its unconsolidated structured entities, total assets of these vehicles represent the maximum assets that may need to be purchased under outstanding purchase commitments, and the bank notes that its maximum exposure to loss largely comes from investments, loans, derivatives, and liquidity and credit enhancement facilities.
The bank reports that balances it must maintain due to regulatory or contractual requirements with central banks and other counterparties were $3 billion as at October 31, 2025, compared with $2 billion a year earlier and $3 billion two years earlier. It also details subordinated notes that qualify as Tier 2 capital because they include non‑viability contingent capital provisions, which force conversion into common shares if regulators deem the bank non‑viable or a qualifying government capital injection occurs.
RBC also redeemed $1,500 million of 2.88% subordinated debentures due 2029 on December 23, 2024 and $1,250 million of 2.088% subordinated debentures due 2030 on June 30, 2025, paying 100% of principal plus accrued interest. The bank outlines that several outstanding notes pay interest at a stated rate until their earliest par value redemption date and then reset to margins above Daily Compounded CORRA or the Tokyo Overnight Average Rate mid‑swap rate.