[8-K] Seacoast Banking Corp of Florida Reports Material Event

Rhea-AI Filing Summary

Seacoast Banking Corporation of Florida (SBCF) furnished a current report on Form 8-K that includes a presentation attached as Exhibit 99.1 and posted on the company website at www.seacoastbanking.com. The filing states the presentation reflects information "as of the dates indicated," that the company does not assume an obligation to update it, and disclaims any inference about materiality from furnishing the material.

The submission follows standard 8-K disclosure practice: the exhibit is furnished (not "filed" for Section 18 purposes) and is incorporated by reference only where expressly stated in later filings. No financial tables, earnings data, major transactions, or quantitative metrics are included in the provided text.

Insights

Securities Filings Analyst

Attached presentation furnished as Exhibit 99.1 and posted online; no new financial metrics disclosed.

The filing furnishes a corporate presentation and clarifies that the material is delivered "as of the dates indicated" with no obligation to update, which is standard language to limit ongoing disclosure duties. The statement that the exhibit is "furnished" rather than "filed" preserves the company’s Section 18 protections.

Because the text contains no numerical results, transaction details, or forward-looking guidance, the immediate investor impact is limited; monitor any subsequent filings or press releases that reference Exhibit 99.1 for material metrics or decisions within the next reporting cycle.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of report (Date of earliest event reported): September 3, 2025

SEACOAST BANKING CORPORATION OF FLORIDA

(Exact Name of Registrant as Specified in Charter)

Florida			000-13660			59-2260678
(State or Other Jurisdiction of Incorporation)			(Commission File Number)			(IRS Employer Identification No.)

815 COLORADO AVENUE,

STUART

FL

34994

(Address of Principal Executive Offices)

(Zip Code)

Registrant’s telephone number, including area code (772) 287-4000

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common Stock, $0.10 par value			SBCF			Nasdaq Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company  ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ☐

SEACOAST BANKING CORPORATION OF FLORIDA

Item 7.01 Regulation FD Disclosure

Seacoast Banking Corporation of Florida (the "Company") will hold one on one meetings with investors at various times in September 2025. Charles M. Shaffer, Chairman and Chief Executive Officer, Tracey L. Dexter, Chief Financial Officer, and Michael Young, Treasurer & Director of Corporate Development & Investor Relations, will discuss the Company’s business strategy, financial performance, recent developments, and future opportunities with investors.

A copy of the presentation is attached as Exhibit 99.1 to this Current Report on Form 8-K ("Form 8-K") and is incorporated by reference herein. In addition, the presentation is available at the Company's website at www.seacoastbanking.com. All information included in the presentation is presented as of the dates indicated and the Company does not assume any obligation to correct or update such information in the future. The Company disclaims any inferences regarding the materiality of such information which otherwise may arise as a result of it furnishing such information under Item 7.01 of this Form 8-K.

In accordance with the General Instruction B.2 of Form 8-K, the information furnished in this Item 7.01, including Exhibit 99.1, shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), nor shall the information be deemed incorporated by reference in any filing under the Exchange Act or the Securities Act of 1933, as amended, except as expressly set forth by specific reference in such filing.

Item 9.01    Financial Statements and Exhibits

(c)     Exhibits

Exhibit No.						Description
99.1						Investor Presentation
104						Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

SEACOAST BANKING CORPORATION OF FLORIDA

Dated: September 8, 2025			/s/ Tracey L. Dexter
			Tracey L. Dexter
			Chief Financial Officer

FAQ

What did Seacoast Banking (SBCF) file on this Form 8-K?

The company furnished a corporate presentation attached as Exhibit 99.1 and made the presentation available at www.seacoastbanking.com.

Does the filing include financial results or earnings data for SBCF?

No. The provided text contains no financial tables, earnings figures, or quantitative metrics.

Is the attached presentation "filed" under the Exchange Act?

No. The filing states the information is "furnished" and expressly says it shall not be deemed "filed" for purposes of Section 18 unless later incorporated by reference.

Will Seacoast update the presentation after filing?

The company states it does not assume any obligation to correct or update the presentation in the future.

Does the Form 8-K state the presentation is material?

The company disclaims any inference regarding the materiality of the information resulting from furnishing it.