[Form 4] Seacoast Banking Corp of Florida Insider Trading Activity

Rhea-AI Filing Summary

Form 4 filing for Seacoast Banking Corp. of Florida (SBCF) discloses that Dale M. Hudson, a director of a Seacoast subsidiary, acquired 2,218 shares of SBCF common stock on 07/31/2025. The shares were issued as restricted stock under Seacoast’s 2021 Incentive Plan and immediately deferred into the company’s Directors Deferred Compensation Plan.

Following the grant, Hudson’s direct beneficial ownership in the deferred plan is reported as 31,282 shares. He also reports indirect holdings: 90.427 share equivalents in the Retirement Savings Plan, 73,376 shares held jointly with his spouse, 291,225 shares held through Monroe Partners Ltd. (family partnership), and 7,191 shares held solely by his spouse. No derivative securities were transacted.

The filing indicates continuing board-level alignment with shareholders through additional equity, but because the shares were awarded—rather than purchased on the open market—the signal of incremental insider confidence is modest.

Positive

• Director’s stake increases by 2,218 shares, reinforcing long-term alignment with shareholders
• No insider sales or option exercises reported, avoiding negative supply signals

Negative

• Shares were awarded, not bought with personal funds, so conviction signal is weaker
• Equity remains largely in deferred and partnership accounts, limiting immediate market float impact

Insights

Financial Analyst

TL;DR: Insider receives 2,218 restricted shares; ownership now 403k+ across accounts, mildly positive alignment signal.

The transaction is a routine director equity grant, not an open-market buy, so it carries limited informational value for near-term price action. Hudson’s cumulative economic exposure remains sizable (~400 k shares when all accounts are aggregated), reinforcing long-run alignment with investors. No cash was deployed, so liquidity or commitment changes are negligible. Market impact should be neutral to slightly positive given continued insider retention of stock.

Corporate Governance Specialist

TL;DR: Equity compensation under 10b5-1 plan bolsters governance alignment; no red flags.

The grant stems from Seacoast’s approved 2021 plan and is deferred, indicating prudent tax and retention strategy. Absence of sales or derivative activity removes concerns of short-term profit taking. Continued concentration of shares in a family partnership (291,225) warrants monitoring for related-party considerations but is unchanged this period. Overall governance implications are neutral-to-positive.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

HUDSON DALE M

(Last) (First) (Middle)

SEACOAST BANKING CORP. OF FLORIDA

P.O. BOX 9012

(Street)

STUART FL 34995

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SEACOAST BANKING CORP OF FLORIDA [ SBCF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
	Officer (give title below)	X	Other (specify below)
			Director of Subsidiary

3. Date of Earliest Transaction (Month/Day/Year)
07/31/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/31/2025		A(1)		2,218	A	$28.19	31,282.12	D(2)
Common Stock								90.427	D(3)
Common Stock								73,376	D(4)
Common Stock								291,225	D(5)
Common Stock								7,191	I	Held by spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Restricted stock issued from Seacoast's 2021 Incentive Plan for service as a Director in 2025, and deferred into director's account in Seacoast's Directors Deferred Compensation Plan

2. Held in Seacoast's Non-employee Directors Deferred Compensation Plan

3. Share equivalents held in Company's Retirement Savings Plan as of June 30, 2025

4. Held jointly with spouse

5. Held by Monroe Partners, Ltd., a family partnership

Remarks:

	/s/ Kathy L. Hsu as Power of Attorney for Dale M. Hudson	08/01/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

How many SBCF shares did director Dale M. Hudson acquire?

Hudson received 2,218 restricted shares on 07/31/2025.

What is Hudson’s total direct ownership after the transaction?

Direct beneficial ownership in the deferred plan stands at 31,282 shares.

Were any shares sold or disposed of in this Form 4?

No. The filing reports only an acquisition; no dispositions or derivative trades occurred.

Is this an open-market purchase or a stock grant?

It is a restricted stock grant issued under Seacoast’s 2021 Incentive Plan, not an open-market buy.

Does Hudson hold additional indirect SBCF shares?

Yes. He lists 90.427 share equivalents in a retirement plan, 73,376 jointly held shares, 291,225 via Monroe Partners Ltd., and 7,191 held by his spouse.