Seacoast Banking Corporation of Florida filings document the regulatory record of a Florida bank holding company whose principal operating subsidiary is Seacoast National Bank. Its 8-K reports furnish quarterly and annual results, investor presentations, Regulation FD materials, securities-portfolio actions and other material events tied to bank earnings, deposits, net interest income, capital and liquidity.
Proxy and governance filings describe annual meeting matters, board composition, director elections, compensation and shareholder voting items. Transaction and capital-structure disclosures document completed bank acquisitions, amendments related to Series A Non-Voting Preferred Stock, rights of security holders and other matters affecting Seacoast's common and preferred equity.
Seacoast Banking Corporation of Florida is asking shareholders to vote at its 2026 annual meeting on electing five Class III directors, declassifying the board, approving executive pay on an advisory basis, and ratifying Crowe LLP as auditor for 2026. Shareholders of record on March 25, 2026 may vote online, by phone, mail or in person.
The proxy highlights a strong 2025, with net income of $144.9 million (up 20%) and adjusted net income of $169.5 million (up 28%), supported by 9% organic loan growth, net interest income of $553.5 million, and an expanded net interest margin of 3.58%. Capital and liquidity remained robust, including a Tier 1 capital ratio of 14.5% and a loan-to-deposit ratio of 78%.
Seacoast completed acquisitions of Villages Bancorporation, Inc. and Heartland Bancshares, Inc., helping lift total assets 37% to $20.8 billion and supporting a 5% dividend increase to $0.19 per share. The board emphasizes pay-for-performance alignment, noting above-target 2025 short-term incentive payouts and below-target vesting of 2023–2025 performance share awards, and is seeking support for its Say-on-Pay proposal after prior-year approval fell to 61%.
Seacoast Banking Corporation of Florida director Eduardo J. Arriola reported a small tax-related share disposition. On April 1, 2026, 73 shares of common stock were withheld at $30.58 per share to cover tax obligations on equity compensation, not as an open-market sale. Following the transactions, he directly owns 28,606 common shares, plus additional shares in an IRA and Seacoast's Directors Deferred Compensation Plan. He also holds an unvested restricted stock award granted on April 1, 2024, scheduled to vest in equal thirds starting April 1, 2025 and on each anniversary, subject to continued employment.
Seacoast Banking Corp of Florida executive reports routine tax withholding on equity awards. EVP and Chief Credit Officer James C. Stallings III had a total of 1,228 shares of common stock withheld on April 1, 2026 at $30.58 per share to cover tax obligations tied to vested restricted stock. Following these entries, he holds 14,799 common shares directly, reflecting ongoing equity-based compensation rather than open-market buying or selling.
SEACOAST BANKING CORP OF FLORIDA executive Austen Carroll, EVP and Chief Lending Officer, reported share dispositions used to cover tax obligations tied to equity compensation. On April 1, 2026, Carroll had a total of 2,011 common shares withheld at $30.58 per share to pay exercise price or tax liabilities, classified as tax-withholding dispositions rather than open-market sales.
Following these transactions, Carroll directly held 49,567 shares of Seacoast common stock. Footnotes indicate multiple unvested time-based restricted stock awards granted in 2023, 2024, and 2025, each scheduled to vest in one-third annual increments over three years, subject to continued employment.
Seacoast Banking Corp of Florida EVP & CFO Tracey Dexter reported routine share withholdings to cover taxes on equity awards. On April 1, 2026, the company withheld a total of 1,755 Common Stock shares at $30.58 per share as tax-withholding dispositions, not open-market sales.
Following these entries, Dexter continues to hold 44,381 Common Stock shares directly in one account, along with other direct share balances and unvested restricted stock awards that vest over three years, subject to continued employment. He also holds a Common Stock Right to Buy covering 2,842 underlying shares at an exercise price of $31.15 per share, expiring on April 1, 2028.
Seacoast Banking Corp of Florida Chairman, President & CEO Charles M. Shaffer reported routine equity compensation-related activity. On April 1, 2026, a total of 9,554 shares of common stock were disposed of at $30.58 per share as tax-withholding dispositions to cover equity award obligations, not open-market sales.
After these transactions, the filing shows Shaffer continuing to hold significant direct equity, including common stock positions and stock options to purchase 28,544 shares at an exercise price of $28.69 expiring in 2027 and options on 18,952 shares at $31.15 expiring in 2028, along with unvested time-based restricted stock and plan-related share equivalents.
Seacoast Banking Corporation of Florida EVP and COO Juliette Kleffel reported routine tax-related share dispositions in company stock. On April 1, 2026, a total of 2,011 shares of Common Stock were disposed of at $30.58 per share to satisfy tax liabilities, classified as tax-withholding dispositions rather than open-market sales.
Following these transactions, Kleffel directly held 78,321 shares of Common Stock. She also held vested rights to acquire additional Common Stock, including 12,635 underlying shares at an exercise price of $31.15 expiring in 2028, and 14,831 underlying shares at an exercise price of $28.69 expiring in 2027. Footnotes describe multiple unvested time-based restricted stock awards granted between 2023 and 2025, which vest in one-third increments annually, subject to continued employment and, for certain awards, capital requirement conditions.
SEACOAST BANKING CORP OF FLORIDA EVP & CRO Joseph M. Forlenza reported routine tax-related share dispositions. On April 1, 2026, a total of 1,571 shares of common stock were withheld at $30.58 per share to cover tax obligations tied to equity awards. These F-code transactions are not open-market sales. After these entries, he directly holds 48,402 shares of common stock, reflecting his ongoing equity stake in the company.
SEACOAST BANKING CORP OF FLORIDA director Kay Kathleen B has filed an initial Form 3 reporting her ownership in the company. The filing lists beneficial ownership of 32 shares of Common Stock held directly, serving as a baseline record of her equity position without detailing any specific transactions.
Seacoast Banking Corporation of Florida is soliciting proxies for its 2026 Annual Meeting of Shareholders to be held May 20, 2026, with a record date of March 25, 2026. Shareholders will vote on election of five Class III directors, an amendment to declassify the board, an advisory say-on-pay, ratification of Crowe LLP, and other business.
The proxy highlights 2025 results: net income $144.9M (up 20%), adjusted net income $169.5M (up 28%), pre-tax, pre-provision earnings $274.7M (up 45%), net interest income $553.5M (up 28%), net interest margin 3.58%, 9% organic loan growth, Tier 1 capital ratio 14.5%, and total assets of $20.8B following two acquisitions (Villages Bancorporation and Heartland Bancshares). The board recommends FOR all management proposals listed in the proxy.