Welcome to our dedicated page for Seacoast Bkg Fla SEC filings (Ticker: SBCF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Seacoast Banking Corporation of Florida filings document the regulatory record of a Florida bank holding company whose principal operating subsidiary is Seacoast National Bank. Its 8-K reports furnish quarterly and annual results, investor presentations, Regulation FD materials, securities-portfolio actions and other material events tied to bank earnings, deposits, net interest income, capital and liquidity.
Proxy and governance filings describe annual meeting matters, board composition, director elections, compensation and shareholder voting items. Transaction and capital-structure disclosures document completed bank acquisitions, amendments related to Series A Non-Voting Preferred Stock, rights of security holders and other matters affecting Seacoast's common and preferred equity.
FORLENZA JOSEPH M reported acquisition or exercise transactions in this Form 4 filing.
SEACOAST BANKING CORP OF FLORIDA executive vice president and chief risk officer Joseph M. Forlenza received a grant of 3,294 shares of common stock on April 15, 2026 as a time-based restricted stock unit award. The grant carries no purchase price and represents equity compensation rather than an open-market share purchase.
According to the footnotes, this award vests over three years in one-third increments beginning April 15, 2027, subject to continued employment. The filing also lists other unvested time-based restricted stock awards originally granted on April 1, 2024 and April 1, 2025, each scheduled to vest in equal annual installments over three years, reinforcing an ongoing equity-based incentive structure for the executive.
Seacoast Banking Corp of Florida EVP & CFO Tracey Dexter received 3,294 shares of common stock as a grant on April 15, 2026. The award was granted at no cash cost and is structured as time-based restricted stock units that vest over three years in one‑third increments starting April 15, 2027, subject to continued employment.
Dexter also holds a right to buy Seacoast common stock at an exercise price of $31.15 per share for 2,842 underlying shares, which expires on April 1, 2028, along with multiple existing direct common stock positions, including prior restricted awards, deferred compensation plan holdings, and shares in the employee stock purchase plan.
Seacoast Banking Corporation of Florida executive vice president and chief operating officer Juliette Kleffel received a grant of 11,820 shares of common stock on April 15, 2026 as a compensation award. The grant was made at $0.00 per share and represents unvested time-based restricted stock units that vest over three years in one-third increments beginning April 15, 2027, subject to continued employment.
The filing also shows outstanding rights to buy common stock with exercise prices of $31.15 and $28.69, each tied to underlying common shares and vesting over three years, subject to continuous employment and certain capital requirements at the company’s banking subsidiary.
Seacoast Banking Corporation of Florida director H. Gilbert Culbreth Jr. received a grant of 463 shares of Common Stock on April 8, 2026 at $32.10 per share as a compensation award under the company’s 2013 Incentive Plan. After this award, he directly holds about 49,592.66 common shares. He also has a right to buy 2,142 additional shares at an exercise price of $22.65 per share until February 6, 2027, and maintains indirect holdings through a family limited liability company and a family sub-S corporation.
Seacoast Banking Corp of Florida director Michael E. Griffin filed an initial ownership report showing he directly holds 100 shares of Common Stock. This Form 3 does not report any purchases or sales; it simply establishes his current direct share position with the company.
Seacoast Banking Corporation of Florida files its 2025 Annual Report (Form 10-K) describing business, risks, and financial condition. As of December 31, 2025, Seacoast reported $20.8 billion in total consolidated assets and $16.3 billion in total deposits. The company completed acquisitions of VBI and Heartland in 2025. Consolidated shareholders’ equity was $2.7 billion, consolidated convertible preferred stock was $0.3 billion, and shares outstanding were 97,958,734 as of January 31, 2026. Regulatory capital ratios at year-end included a Total Risk-Based Capital Ratio 15.89%, Tier 1 14.48%, CET1 11.54% and a Leverage Ratio 10.16%. The report highlights concentrations in commercial real estate (CRE) lending, credit risk, interest rate and liquidity risks, regulatory oversight, and operational and strategic risks.
Seacoast Banking Corporation of Florida is asking shareholders to vote at its 2026 annual meeting on electing five Class III directors, declassifying the board, approving executive pay on an advisory basis, and ratifying Crowe LLP as auditor for 2026. Shareholders of record on March 25, 2026 may vote online, by phone, mail or in person.
The proxy highlights a strong 2025, with net income of $144.9 million (up 20%) and adjusted net income of $169.5 million (up 28%), supported by 9% organic loan growth, net interest income of $553.5 million, and an expanded net interest margin of 3.58%. Capital and liquidity remained robust, including a Tier 1 capital ratio of 14.5% and a loan-to-deposit ratio of 78%.
Seacoast completed acquisitions of Villages Bancorporation, Inc. and Heartland Bancshares, Inc., helping lift total assets 37% to $20.8 billion and supporting a 5% dividend increase to $0.19 per share. The board emphasizes pay-for-performance alignment, noting above-target 2025 short-term incentive payouts and below-target vesting of 2023–2025 performance share awards, and is seeking support for its Say-on-Pay proposal after prior-year approval fell to 61%.
Seacoast Banking Corporation of Florida director Eduardo J. Arriola reported a small tax-related share disposition. On April 1, 2026, 73 shares of common stock were withheld at $30.58 per share to cover tax obligations on equity compensation, not as an open-market sale. Following the transactions, he directly owns 28,606 common shares, plus additional shares in an IRA and Seacoast's Directors Deferred Compensation Plan. He also holds an unvested restricted stock award granted on April 1, 2024, scheduled to vest in equal thirds starting April 1, 2025 and on each anniversary, subject to continued employment.
Seacoast Banking Corp of Florida executive reports routine tax withholding on equity awards. EVP and Chief Credit Officer James C. Stallings III had a total of 1,228 shares of common stock withheld on April 1, 2026 at $30.58 per share to cover tax obligations tied to vested restricted stock. Following these entries, he holds 14,799 common shares directly, reflecting ongoing equity-based compensation rather than open-market buying or selling.
SEACOAST BANKING CORP OF FLORIDA executive Austen Carroll, EVP and Chief Lending Officer, reported share dispositions used to cover tax obligations tied to equity compensation. On April 1, 2026, Carroll had a total of 2,011 common shares withheld at $30.58 per share to pay exercise price or tax liabilities, classified as tax-withholding dispositions rather than open-market sales.
Following these transactions, Carroll directly held 49,567 shares of Seacoast common stock. Footnotes indicate multiple unvested time-based restricted stock awards granted in 2023, 2024, and 2025, each scheduled to vest in one-third annual increments over three years, subject to continued employment.