Seacoast Banking (SBCF) Insider Filing: 2,218-Share Award to Director

Rhea-AI Filing Summary

Form 4 shows Seacoast Banking Corp. of Florida (SBCF) director Thomas E. Rossin acquired 2,218 SBCF common shares on 31 Jul 2025 at a reference price of $28.19 per share. The award, issued under the 2021 Incentive Plan for 2025 board service, was deferred into the company’s Non-Employee Directors Deferred Compensation Plan and is reported as direct ownership. After the transaction Rossin beneficially owns 31,282.118 shares. A separate line reflects 72 jointly held shares coded “D” to denote indirect ownership with his spouse; no cash sale occurred. No derivative securities were reported, and there were no open-market purchases or sales.

Positive

• Insider ownership increases by 2,218 shares, modestly aligning director interests with shareholders.

Negative

• Grant is compensation-based restricted stock, not an open-market purchase, so signaling value is limited.

Insights

Financial Analyst

TL;DR: Small, non-cash director grant slightly increases insider alignment; immaterial to valuation.

The 2,218-share award (~$62k) is routine board compensation rather than an opportunistic open-market buy, so it carries limited signaling value. Still, it lifts total insider holdings to >31k shares, modestly reinforcing alignment with shareholders. No derivatives or sales reduce immediate dilution concerns. Overall impact on equity supply, EPS, or liquidity is negligible.

Corporate Governance Expert

TL;DR: Grant follows incentive plan, indicates standard pay-for-service rather than strategic insider move.

The transaction stems from the 2021 Incentive Plan and is routed through the Director Deferred Compensation Plan, reflecting best practices for deferring equity pay. Because the shares are restricted and deferred, they cannot be rapidly traded, limiting any perception of short-term speculation. The minor joint holding adjustment (72 shares) is merely housekeeping. Governance impact is neutral.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

ROSSIN THOMAS E

(Last) (First) (Middle)

SEACOAST BANKING CORP. OF FLORIDA

P.O. BOX 9012

(Street)

STUART FL 34995

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SEACOAST BANKING CORP OF FLORIDA [ SBCF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
07/31/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/31/2025		A(1)		2,218	A	$28.19	31,282.118	D(2)
Common Stock								72	D(3)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Restricted stock issued from Seacoast's 2021 Incentive Plan for services as a Director in 2025, and deferred into director's account in Seacoast's Director Deferred Compensation Plan

2. Held in Seacoast's Non-employee Directors Deferred Compensation Plan

3. Held jointly with spouse

Remarks:

	/s/ Kathy L. Hsu as Power of Attorney for Thomas E. Rossin	08/01/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

How many SBCF shares did Director Thomas E. Rossin acquire?

He received 2,218 restricted shares on 31 Jul 2025.

What is Rossin's total beneficial ownership after the transaction?

His total ownership rises to 31,282.118 SBCF shares.

Was the acquisition an open-market purchase?

No. The shares were restricted stock awards issued under the 2021 Incentive Plan and deferred into the director compensation plan.

Were any derivative securities reported?

No derivative securities were disclosed in this Form 4 filing.

Did the director sell any shares?

A line item shows 72 shares coded "D" as jointly held; it was a classification, not an actual sale.