Seacoast Banking Corporation of Florida filings document the regulatory record of a Florida bank holding company whose principal operating subsidiary is Seacoast National Bank. Its 8-K reports furnish quarterly and annual results, investor presentations, Regulation FD materials, securities-portfolio actions and other material events tied to bank earnings, deposits, net interest income, capital and liquidity.
Proxy and governance filings describe annual meeting matters, board composition, director elections, compensation and shareholder voting items. Transaction and capital-structure disclosures document completed bank acquisitions, amendments related to Series A Non-Voting Preferred Stock, rights of security holders and other matters affecting Seacoast's common and preferred equity.
Seacoast Banking Corporation of Florida reported net income of $31.9 million for the three months ended March 31, 2026, little changed from $31.5 million a year earlier. Net interest income rose to $176.5 million from $118.5 million as higher loan yields and securities income outpaced increased funding costs, while the provision for credit losses declined to $0.8 million from $9.3 million.
Results were pressured by $39.5 million in securities losses, which turned total noninterest income negative at $(12.6) million. Noninterest expense increased to $122.2 million, driven by higher compensation, intangible amortization, FDIC assessments, and $8.5 million of merger and integration costs related to the Villages Bancorporation and Heartland acquisitions. Total assets reached $21.1 billion and deposits were $16.6 billion. The allowance for credit losses was $176.3 million, or 1.39% of loans. The company repurchased $10.0 million of common stock in the quarter and subsequently bought 320,763 additional shares at an average price of $31.18 per share, and remained categorized as well-capitalized under regulatory standards.
Seacoast Banking Corp of Florida ownership filing: Vanguard Capital Management reported beneficial ownership of 5,132,637 shares of Common Stock, representing 5.23% of the class. The filing states Vanguard has sole dispositive power over all 5,132,637 shares and sole voting power for 734,121 shares. The disclosure attributes holdings to Vanguard Capital Management and named Vanguard affiliates in accordance with SEC Release No. 34-39538.
Seacoast Banking Corporation of Florida reported first quarter 2026 results showing stronger core earnings and improved margins. Net income was $31.9 million, including a $39.5 million loss from a strategic sale of low‑yield securities, while adjusted net income rose to $67.8 million, or $0.62 per share.
Net revenues were $163.9 million on a GAAP basis and $205.1 million adjusted, with net interest income up to $176.5 million and net interest margin expanding to 3.83% as deposit costs fell to 1.54%. Organic deposits grew at a 7% annualized rate, noninterest‑bearing deposits at 29% annualized, and loans reached $12.6 billion amid disciplined growth and higher payoffs.
Asset quality remained solid, with net charge‑offs of $3.3 million (0.11% annualized) and an allowance equal to 1.39% of loans. Capital and liquidity were strong, including a Tier 1 capital ratio of 14.6%, tangible equity to tangible assets of 9.24%, total assets of $21.1 billion, and deposits of $16.6 billion. The company also repurchased 317,628 common shares during the quarter.
Seacoast Banking Corp of Florida reported that Chairman, President & CEO Charles M. Shaffer received an equity grant of 15,503 shares of Common Stock on April 15, 2026 at $0.00 per share as a grant, award, or other acquisition.
Footnotes describe these as unvested time-based restricted stock units granted under the company’s Amended and Restated 2013 Incentive Plan, vesting over three years in one-third increments beginning April 1, 2027, subject to continued employment and certain capital requirements. The filing also lists unvested restricted stock awards, Employee Stock Purchase Plan shares, and Retirement Savings Plan share equivalents, as well as outstanding stock rights to buy additional common shares.
Carroll Austen reported acquisition or exercise transactions in this Form 4 filing.
SEACOAST BANKING CORP OF FLORIDA executive Austen Carroll, EVP and Chief Lending Officer, reported a stock-based compensation grant. On April 15, 2026, Carroll received 14,146 shares of common stock as unvested time-based restricted stock units at no cash cost.
The award vests over three years in one-third increments beginning April 15, 2027 and on each anniversary, subject to continued employment. The filing also describes earlier unvested time-based restricted stock awards granted on April 1, 2024 and April 1, 2025, each vesting over three years in one-third increments starting in 2025 and 2026, respectively, conditioned on ongoing employment.
STALLINGS JAMES C III reported acquisition or exercise transactions in this Form 4 filing.
Seacoast Banking Corp of Florida reported that EVP and Chief Credit Officer James C. Stallings III received a grant of 3,100 shares of common stock on April 15, 2026 at $0.00 per share, reflecting a stock-based compensation award rather than an open‑market purchase. Footnotes explain this represents unvested time-based restricted stock units that vest over three years in one-third increments beginning April 15, 2027, subject to continued employment. Additional unvested time-based restricted stock awards from April 1, 2024 and April 1, 2025 also vest over three years in similar one‑third annual installments, reinforcing that these entries describe ongoing equity compensation rather than trading activity.
FORLENZA JOSEPH M reported acquisition or exercise transactions in this Form 4 filing.
SEACOAST BANKING CORP OF FLORIDA executive vice president and chief risk officer Joseph M. Forlenza received a grant of 3,294 shares of common stock on April 15, 2026 as a time-based restricted stock unit award. The grant carries no purchase price and represents equity compensation rather than an open-market share purchase.
According to the footnotes, this award vests over three years in one-third increments beginning April 15, 2027, subject to continued employment. The filing also lists other unvested time-based restricted stock awards originally granted on April 1, 2024 and April 1, 2025, each scheduled to vest in equal annual installments over three years, reinforcing an ongoing equity-based incentive structure for the executive.
Seacoast Banking Corp of Florida EVP & CFO Tracey Dexter received 3,294 shares of common stock as a grant on April 15, 2026. The award was granted at no cash cost and is structured as time-based restricted stock units that vest over three years in one‑third increments starting April 15, 2027, subject to continued employment.
Dexter also holds a right to buy Seacoast common stock at an exercise price of $31.15 per share for 2,842 underlying shares, which expires on April 1, 2028, along with multiple existing direct common stock positions, including prior restricted awards, deferred compensation plan holdings, and shares in the employee stock purchase plan.
Seacoast Banking Corporation of Florida executive vice president and chief operating officer Juliette Kleffel received a grant of 11,820 shares of common stock on April 15, 2026 as a compensation award. The grant was made at $0.00 per share and represents unvested time-based restricted stock units that vest over three years in one-third increments beginning April 15, 2027, subject to continued employment.
The filing also shows outstanding rights to buy common stock with exercise prices of $31.15 and $28.69, each tied to underlying common shares and vesting over three years, subject to continuous employment and certain capital requirements at the company’s banking subsidiary.