Seacoast Banking Corporation of Florida filings document the regulatory record of a Florida bank holding company whose principal operating subsidiary is Seacoast National Bank. Its 8-K reports furnish quarterly and annual results, investor presentations, Regulation FD materials, securities-portfolio actions and other material events tied to bank earnings, deposits, net interest income, capital and liquidity.
Proxy and governance filings describe annual meeting matters, board composition, director elections, compensation and shareholder voting items. Transaction and capital-structure disclosures document completed bank acquisitions, amendments related to Series A Non-Voting Preferred Stock, rights of security holders and other matters affecting Seacoast's common and preferred equity.
Seacoast Banking Corporation of Florida director H. Gilbert Culbreth Jr. received a grant of 463 shares of Common Stock on April 8, 2026 at $32.10 per share as a compensation award under the company’s 2013 Incentive Plan. After this award, he directly holds about 49,592.66 common shares. He also has a right to buy 2,142 additional shares at an exercise price of $22.65 per share until February 6, 2027, and maintains indirect holdings through a family limited liability company and a family sub-S corporation.
Seacoast Banking Corp of Florida director Michael E. Griffin filed an initial ownership report showing he directly holds 100 shares of Common Stock. This Form 3 does not report any purchases or sales; it simply establishes his current direct share position with the company.
Seacoast Banking Corporation of Florida files its 2025 Annual Report (Form 10-K) describing business, risks, and financial condition. As of December 31, 2025, Seacoast reported $20.8 billion in total consolidated assets and $16.3 billion in total deposits. The company completed acquisitions of VBI and Heartland in 2025. Consolidated shareholders’ equity was $2.7 billion, consolidated convertible preferred stock was $0.3 billion, and shares outstanding were 97,958,734 as of January 31, 2026. Regulatory capital ratios at year-end included a Total Risk-Based Capital Ratio 15.89%, Tier 1 14.48%, CET1 11.54% and a Leverage Ratio 10.16%. The report highlights concentrations in commercial real estate (CRE) lending, credit risk, interest rate and liquidity risks, regulatory oversight, and operational and strategic risks.
Seacoast Banking Corporation of Florida is asking shareholders to vote at its 2026 annual meeting on electing five Class III directors, declassifying the board, approving executive pay on an advisory basis, and ratifying Crowe LLP as auditor for 2026. Shareholders of record on March 25, 2026 may vote online, by phone, mail or in person.
The proxy highlights a strong 2025, with net income of $144.9 million (up 20%) and adjusted net income of $169.5 million (up 28%), supported by 9% organic loan growth, net interest income of $553.5 million, and an expanded net interest margin of 3.58%. Capital and liquidity remained robust, including a Tier 1 capital ratio of 14.5% and a loan-to-deposit ratio of 78%.
Seacoast completed acquisitions of Villages Bancorporation, Inc. and Heartland Bancshares, Inc., helping lift total assets 37% to $20.8 billion and supporting a 5% dividend increase to $0.19 per share. The board emphasizes pay-for-performance alignment, noting above-target 2025 short-term incentive payouts and below-target vesting of 2023–2025 performance share awards, and is seeking support for its Say-on-Pay proposal after prior-year approval fell to 61%.
Seacoast Banking Corporation of Florida director Eduardo J. Arriola reported a small tax-related share disposition. On April 1, 2026, 73 shares of common stock were withheld at $30.58 per share to cover tax obligations on equity compensation, not as an open-market sale. Following the transactions, he directly owns 28,606 common shares, plus additional shares in an IRA and Seacoast's Directors Deferred Compensation Plan. He also holds an unvested restricted stock award granted on April 1, 2024, scheduled to vest in equal thirds starting April 1, 2025 and on each anniversary, subject to continued employment.
Seacoast Banking Corp of Florida executive reports routine tax withholding on equity awards. EVP and Chief Credit Officer James C. Stallings III had a total of 1,228 shares of common stock withheld on April 1, 2026 at $30.58 per share to cover tax obligations tied to vested restricted stock. Following these entries, he holds 14,799 common shares directly, reflecting ongoing equity-based compensation rather than open-market buying or selling.
SEACOAST BANKING CORP OF FLORIDA executive Austen Carroll, EVP and Chief Lending Officer, reported share dispositions used to cover tax obligations tied to equity compensation. On April 1, 2026, Carroll had a total of 2,011 common shares withheld at $30.58 per share to pay exercise price or tax liabilities, classified as tax-withholding dispositions rather than open-market sales.
Following these transactions, Carroll directly held 49,567 shares of Seacoast common stock. Footnotes indicate multiple unvested time-based restricted stock awards granted in 2023, 2024, and 2025, each scheduled to vest in one-third annual increments over three years, subject to continued employment.
Seacoast Banking Corp of Florida EVP & CFO Tracey Dexter reported routine share withholdings to cover taxes on equity awards. On April 1, 2026, the company withheld a total of 1,755 Common Stock shares at $30.58 per share as tax-withholding dispositions, not open-market sales.
Following these entries, Dexter continues to hold 44,381 Common Stock shares directly in one account, along with other direct share balances and unvested restricted stock awards that vest over three years, subject to continued employment. He also holds a Common Stock Right to Buy covering 2,842 underlying shares at an exercise price of $31.15 per share, expiring on April 1, 2028.
Seacoast Banking Corp of Florida Chairman, President & CEO Charles M. Shaffer reported routine equity compensation-related activity. On April 1, 2026, a total of 9,554 shares of common stock were disposed of at $30.58 per share as tax-withholding dispositions to cover equity award obligations, not open-market sales.
After these transactions, the filing shows Shaffer continuing to hold significant direct equity, including common stock positions and stock options to purchase 28,544 shares at an exercise price of $28.69 expiring in 2027 and options on 18,952 shares at $31.15 expiring in 2028, along with unvested time-based restricted stock and plan-related share equivalents.
Seacoast Banking Corporation of Florida EVP and COO Juliette Kleffel reported routine tax-related share dispositions in company stock. On April 1, 2026, a total of 2,011 shares of Common Stock were disposed of at $30.58 per share to satisfy tax liabilities, classified as tax-withholding dispositions rather than open-market sales.
Following these transactions, Kleffel directly held 78,321 shares of Common Stock. She also held vested rights to acquire additional Common Stock, including 12,635 underlying shares at an exercise price of $31.15 expiring in 2028, and 14,831 underlying shares at an exercise price of $28.69 expiring in 2027. Footnotes describe multiple unvested time-based restricted stock awards granted between 2023 and 2025, which vest in one-third increments annually, subject to continued employment and, for certain awards, capital requirement conditions.