Seacoast Banking Corporation of Florida filings document the regulatory record of a Florida bank holding company whose principal operating subsidiary is Seacoast National Bank. Its 8-K reports furnish quarterly and annual results, investor presentations, Regulation FD materials, securities-portfolio actions and other material events tied to bank earnings, deposits, net interest income, capital and liquidity.
Proxy and governance filings describe annual meeting matters, board composition, director elections, compensation and shareholder voting items. Transaction and capital-structure disclosures document completed bank acquisitions, amendments related to Series A Non-Voting Preferred Stock, rights of security holders and other matters affecting Seacoast's common and preferred equity.
Seacoast Banking Corporation of Florida is a Florida-based financial holding company with $20.8 billion in total assets, $16.3 billion in deposits and $2.7 billion in shareholders’ equity as of December 31, 2025. Its main subsidiary, Seacoast National Bank, operates 104 full-service branches and offers commercial and consumer banking, wealth management, mortgage and insurance services.
In 2025 Seacoast expanded through the acquisitions of Heartland Bancshares and Villages Bancorporation, strengthening its presence in Central and North Central Florida. The company reports strong regulatory capital ratios above well‑capitalized standards and highlights key risks including Florida real estate concentration, a loan book with 50% secured by commercial real estate, interest-rate and liquidity pressures, deposit competition, cybersecurity, and evolving regulatory requirements.
Seacoast Banking Corp of Florida director Joseph B. Shearouse III reported an open-market purchase of 700 shares of common stock on February 23, 2026 at $32.126 per share, made through an IRA account. After this transaction, he directly owned 36,200 common shares and indirectly held 40 shares through his spouse.
Seacoast Banking Corporation of Florida director Joseph B. Shearouse III reported an open-market purchase of 4,000 shares of common stock on February 12, 2026 at $33.19 per share. After this transaction, he beneficially owned 35,500 shares held in an IRA and an additional 10,800 shares directly. He also reported 40 shares held indirectly through his spouse.
Seacoast Banking Corporation of Florida furnished an investor presentation detailing recent performance, the Villages Bancorporation acquisition, and its 2026 outlook. For the fourth quarter of 2025, net income was $34.3 million ($0.31 per diluted share) and adjusted net income was $47.7 million ($0.44 per diluted share), including day-one credit provisions from the Villages Bancorporation, Inc. (“VBI”) acquisition.
Net interest income rose to $176.2 million, with net interest margin expanding to 3.66% and 3.44% excluding accretion on acquired loans. Loans ended the quarter at $12.6 billion and deposits at $16.3 billion, aided by adding $4.4 billion of assets and $3.5 billion of low-cost deposits from VBI. Capital remained strong with a Tier 1 capital ratio of 14.5% and tangible equity to tangible assets of 9.3%.
Wealth management assets under management reached $2.8 billion, up 37% year over year. For 2025, adjusted diluted EPS was $1.84. The company’s 2026 outlook targets 29%–31% adjusted revenue growth and adjusted diluted EPS of $2.48–$2.52, along with high single digit organic loan growth and low to mid single digit organic deposit growth.
Seacoast Banking Corp. of Florida reported that EVP and Chief Lending Officer Austen Carroll acquired 9,101 shares of common stock on February 10, 2026 through a grant/award. The award reflects performance-based restricted stock units granted on April 1, 2023, for which performance goals through December 31, 2025 were attained.
The compensation committee certified the number of shares on February 10, 2026, and these shares are scheduled to vest on December 31, 2026, if Carroll remains in continuous service. Following this transaction, Carroll directly beneficially owns 41,884 common shares, alongside several unvested time-based restricted stock awards vesting in one-third increments from 2024 through 2027, subject to continued employment.
DEXTER TRACEY reported acquisition or exercise transactions in a Form 4 filing for SBCF. The filing lists transactions totaling 7,736 shares. Following the reported transactions, holdings were 37,666 shares.
Seacoast Banking Corporation of Florida executive vice president and chief risk officer Joseph M. Forlenza reported an equity award tied to prior performance. On February 10, 2026, he acquired 7,736 shares of common stock at $0 per share through performance-based restricted stock units granted on April 1, 2023, after the compensation committee certified results for the period ending December 31, 2025. These shares are scheduled to vest on December 31, 2026, if he remains in continuous service. He also reports direct ownership of multiple unvested time-based restricted stock awards and a stock option for 12,635 shares of common stock exercisable at $31.15 per share under the company’s Amended and Restated 2013 Incentive Plan.
Kleffel Juliette reported acquisition or exercise transactions in a Form 4 filing for SBCF. The filing lists transactions totaling 9,101 shares. Following the reported transactions, holdings were 70,638 shares.
Shaffer Charles M reported acquisition or exercise transactions in a Form 4 filing for SBCF. The filing lists transactions totaling 21,843 shares. Following the reported transactions, holdings were 167,884 shares.