Simmons First (SFNC) EVP discloses 24,572 RSUs vesting through 2031

Rhea-AI Filing Summary

Simmons First National Corp executive vice president Brian J. Jackson filed an initial ownership report showing holdings of restricted stock units tied to SFNC common stock. He holds 7,356 restricted stock units and 17,216 restricted stock units that vest annually from January 31, 2027 through January 31, 2031, with SFNC shares delivered within 30 days of each vesting date and certain events allowing earlier vesting. The filing shows no open-market purchases or sales and lists no directly owned SFNC common shares.

Insights

Executive compensation analyst

Routine Form 3 showing an EVP’s unvested RSU awards.

Executive vice president Brian J. Jackson reports existing restricted stock unit awards tied to SIMMONS FIRST NATIONAL CORP common stock. The awards have a zero exercise price, meaning each vested unit converts into one share without additional cost.

The derivative summary shows 7,356 and 17,216 underlying shares across two RSU grants, with vesting from 2027 through 2031. Footnotes clarify the specific annual vesting tranches and that SFNC shares are delivered within 30 days of vesting.

This is a standard initial ownership disclosure without reported open-market buying or selling. It primarily documents long-term equity-based compensation that aligns the EVP’s interests with shareholders over several years.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Jackson Brian J.

(Last) (First) (Middle)

C/O SIMMONS FIRST NATIONAL CORP.

501 MAIN STREET

(Street)

PINE BLUFF AR 71601

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
01/31/2026

3. Issuer Name and Ticker or Trading Symbol
SIMMONS FIRST NATIONAL CORP [ SFNC ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
SFNC Common Stock	0	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	(1)	SFNC Common Stock	7,356	(2)	D
Restricted Stock Units	(3)	(3)	SFNC Common Stock	17,216	(2)	D

Explanation of Responses:

1. 2,452 Restricted Stock Units vest on January 31, 2027; 2,452 Restricted Stock Units vest on January 31, 2028; and 2,452 Restricted Stock Units vest on January 31, 2029. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the agreement may result in earlier vesting.

2. Each Restricted Stock Unit represents a contingent right to receive one share of Simmons First National Corporation common stock.

3. 3,443 Restricted Stock Units vest on January 31, 2027; 3,443 Restricted Stock Units vest on January 31, 2028; 3,443 Restricted Stock Units vest on January 31, 2029; 3,443 Restricted Stock Units vest on January 31, 2030; and 3,444 Restricted Stock Units vest on January 31, 2031. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the agreement may result in earlier vesting.

Remarks:

Exhibit 24 - Power of Attorney

	/s/ Ambar Quintanilla, attorney-in-fact for Brian J. Jackson	03/10/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What does Brian J. Jackson report owning in SFNC on this Form 3?

He reports holdings of restricted stock units linked to SIMMONS FIRST NATIONAL CORP common stock. These include 7,356 units and 17,216 units, each representing a contingent right to receive one SFNC share as they vest over time.

How many Simmons First (SFNC) restricted stock units does the EVP hold and how are they structured?

The EVP holds two RSU grants: 7,356 units and 17,216 units. Each restricted stock unit represents a contingent right to receive one share of Simmons First National Corporation common stock upon vesting, with no exercise price required.

When do Brian J. Jackson’s Simmons First RSUs vest according to the filing?

One grant vests in 2,452-unit increments on January 31, 2027, 2028, and 2029. The other vests in four tranches of 3,443 units from 2027 to 2030 and 3,444 units on January 31, 2031, with shares delivered within 30 days of vesting.

Can Brian J. Jackson’s SFNC restricted stock units vest earlier than scheduled?

Yes. The filing states that events such as retirement, death, disability, and other specified circumstances in the agreement may lead to earlier vesting. This means the RSUs could convert into SFNC shares sooner than the stated vesting dates under those conditions.

Does this SFNC Form 3 show any open-market stock purchases or sales by the EVP?

No. The Form 3 lists holdings and vesting schedules for restricted stock units and shows no directly owned SFNC common stock. Transaction fields indicate holding entries only, with no identified buy or sell transactions reported in this filing.