Simmons First (NASDAQ: SFNC) director converts 975 RSUs, holds over 68K shares

Rhea-AI Filing Summary

Simmons First National Corp director Russell William Teubner reported routine equity compensation activity. On July 1, 2026, he exercised restricted stock units to acquire 975 shares of SFNC common stock at $0.00 per share, increasing his directly held common shares to 24,499.

Teubner also reports indirect ownership of 43,976 SFNC common shares through a SEP-IRA. Following the transaction, he holds 1,951 restricted stock units that each convert into one SFNC common share. Footnotes state these units vest on scheduled future dates, with SFNC shares delivered within 30 days of vesting.

Insider Trade Summary

975 shares exercised/converted

Mixed 3 txns

Insider TEUBNER RUSSELL WILLIAM

Role null

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	975	$0.00	--
Exercise	SFNC Common Stock	975	$0.00	--
holding	SFNC Common Stock	--	--	--

Holdings After Transaction: Restricted Stock Units — 1,951 shares (Direct, null); SFNC Common Stock — 24,499 shares (Direct, null); SFNC Common Stock — 43,976 shares (Indirect, By SEP-IRA)

Footnotes (1)

1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis. The Restricted Stock Units vested on July 1, 2026. 975 Restricted Stock Units vest on October 1, 2026; and 976 Restricted Stock Units vest on January 4, 2027. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

Key Figures

RSUs exercised: 975 shares Direct common shares after: 24,499 shares Indirect common shares: 43,976 shares +2 more

5 metrics

RSUs exercised 975 shares Restricted Stock Units converted into SFNC common stock

Direct common shares after 24,499 shares Direct SFNC common stock ownership after transaction

Indirect common shares 43,976 shares SFNC common stock held indirectly via SEP-IRA

Remaining RSUs 1,951 units Restricted stock units outstanding after the reported exercise

Exercise price $0.00 per share Price per share for RSUs converting into SFNC common stock

Key Terms

Restricted Stock Units, SEP-IRA, derivative security, beneficial ownership

4 terms

Restricted Stock Units financial

"The Restricted Stock Units vested on July 1, 2026."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

SEP-IRA financial

"Indirect ownership of 43,976 shares is reported as By SEP-IRA."

derivative security financial

"Transaction code M is described as Exercise or conversion of derivative security."

A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.

beneficial ownership financial

"Indirect holdings through a SEP-IRA are attributed for beneficial ownership reporting."

Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 07/02/2026 - 03:53 PM Accepted by SEC EDGAR 07/02/2026 - 03:50 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

TEUBNER RUSSELL WILLIAM

(Last) (First) (Middle)

C/O SIMMONS FIRST NATIONAL CORP.

501 MAIN STREET

(Street)

PINE BLUFF ARKANSAS 71601

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
SIMMONS FIRST NATIONAL CORP [ SFNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
SFNC Common Stock	07/01/2026		M		975	A	(1)	24,499	D
SFNC Common Stock								43,976	I	By SEP-IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	07/01/2026		M			975	(2)	(2)	SFNC Common Stock	975	$0	1,951(3)	D

Explanation of Responses:

1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis.

2. The Restricted Stock Units vested on July 1, 2026.

3. 975 Restricted Stock Units vest on October 1, 2026; and 976 Restricted Stock Units vest on January 4, 2027. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

	/s/ Ambar Quintanilla attorney-in-fact for Russell William Teubner	07/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did SFNC director Russell Teubner report on this Form 4?

Russell Teubner reported an equity award event where restricted stock units converted into 975 shares of SFNC common stock at no cost. This reflects the vesting and settlement of stock-based compensation rather than an open-market purchase or sale of shares.

How many SFNC shares does Russell Teubner hold directly after this Form 4 filing?

After the reported transaction, Russell Teubner directly holds 24,499 shares of SFNC common stock. This direct position reflects shares in his own name, separate from additional indirect holdings disclosed through a SEP-IRA retirement account on the same Form 4.

What indirect SFNC shareholdings did Russell Teubner disclose in this Form 4?

The Form 4 shows Russell Teubner indirectly owns 43,976 SFNC common shares through a SEP-IRA. Indirect ownership means the shares are held in a separate account or entity, but are still attributed to him for reporting and beneficial ownership purposes under SEC rules.

How many restricted stock units does Russell Teubner still hold after this SFNC Form 4?

Following the transaction, Teubner holds 1,951 restricted stock units tied to SFNC common stock. Each unit converts into one share upon vesting, with footnotes describing scheduled vesting dates and SFNC share delivery within 30 days after those vesting events.

Do Russell Teubner’s SFNC restricted stock units convert one-for-one into common shares?

Yes. Footnotes state that each restricted stock unit converts into one share of SFNC common stock. This one-for-one conversion means the remaining 1,951 units, once vested and settled, will result in delivery of an equal number of SFNC common shares to the reporting person.

Are Russell Teubner’s SFNC transactions on this Form 4 open-market buys or sells?

No. The main coded transaction is an exercise of derivative securities, converting 975 restricted stock units into common stock at a stated price of $0.00. There are no open-market purchase or sale codes reported, indicating this is compensation-related rather than trading activity.