SFNC director gains 975 shares via RSU vesting

Simmons First National Corp director William E. Clark II increased his direct shareholdings through routine equity compensation.

Rhea-AI Filing Summary

Simmons First National Corp director William E. Clark II increased his direct shareholdings through routine equity compensation. On July 1, 2026, 975 Restricted Stock Units vested and converted into 975 shares of SFNC common stock at a stated price of $0.00 per share.

After the transaction, he directly held 38,765 shares of SFNC common stock and 1,951 Restricted Stock Units. According to the award terms, 975 Restricted Stock Units are scheduled to vest on October 1, 2026 and 976 on January 4, 2027, with SFNC shares to be delivered within 30 days of each vesting date.

Insider Trade Summary

975 shares exercised/converted

Exercise 2 txns

Insider CLARK WILLIAM E II

Role Director

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	975	$0.00	$0.00
Exercise	SFNC Common Stock	975	$0.00	$0.00

Holdings After Transaction: Restricted Stock Units — 1,951 contracts (Direct); SFNC Common Stock — 38,765 shares (Direct)

Footnotes (3)

1. F1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis.
2. F2. The Restricted Stock Units vested on July 1, 2026.
3. F3. 975 Restricted Stock Units vest on October 1, 2026; and 976 Restricted Stock Units vest on January 4, 2027. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

Key Figures

RSUs vested and converted: 975 units/shares Transaction price per share: $0.00 per share Common shares after transaction: 38,765 shares +3 more

6 metrics

RSUs vested and converted 975 units/shares Restricted Stock Units converted to SFNC common stock on July 1, 2026

Transaction price per share $0.00 per share Conversion of 975 RSUs into SFNC common stock

Common shares after transaction 38,765 shares Direct SFNC common stock holdings following July 1, 2026 transaction

Remaining Restricted Stock Units 1,951 units RSU balance after July 1, 2026 vesting

Next RSU vesting tranche 975 units Restricted Stock Units scheduled to vest on October 1, 2026

Final RSU vesting tranche 976 units Restricted Stock Units scheduled to vest on January 4, 2027

Key Terms

Restricted Stock Units, one-for-one basis, vested, derivative exercise/conversion, +1 more

5 terms

Restricted Stock Units financial

"975 Restricted Stock Units vest on October 1, 2026; and 976 Restricted Stock Units vest on January 4, 2027."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

one-for-one basis financial

"Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis."

vested financial

"The Restricted Stock Units vested on July 1, 2026."

derivative exercise/conversion financial

"transaction_action": "derivative exercise/conversion""

Form 4 regulatory

"INSIDER FILING DATA (Form 4):"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did SFNC director William E. Clark II report in this Form 4?

He reported vesting of 975 Restricted Stock Units that converted into 975 shares of SFNC common stock. This is a routine equity compensation event, not an open-market stock purchase or sale, and reflects standard director pay in stock-based awards.

How many SFNC shares does William E. Clark II hold after this Form 4?

Following the reported transaction, he directly holds 38,765 shares of SFNC common stock. This total reflects his position after 975 Restricted Stock Units vested and converted into common shares on July 1, 2026 as part of his equity compensation.

What happened to the 975 Restricted Stock Units in the SFNC Form 4 filing?

The 975 Restricted Stock Units vested on July 1, 2026 and converted into 975 shares of SFNC common stock on a one-for-one basis. The stated transaction price per share was $0.00, indicating a compensation-related conversion rather than a market purchase.

How many Restricted Stock Units remain for William E. Clark II at SFNC?

After this vesting event, he has 1,951 Restricted Stock Units remaining. Footnotes explain that 975 units are scheduled to vest on October 1, 2026 and 976 units on January 4, 2027, with SFNC shares delivered within 30 days after each vesting date.

Is the SFNC Form 4 transaction a stock sale or purchase on the open market?

No, it is not an open-market trade. The Form 4 shows a derivative exercise of Restricted Stock Units that vested and automatically converted into common shares at $0.00 per share, reflecting equity compensation rather than discretionary buying or selling in the market.

What future vesting schedule is disclosed for SFNC Restricted Stock Units?

The filing notes that 975 Restricted Stock Units vest on October 1, 2026 and 976 vest on January 4, 2027. SFNC common shares corresponding to these units will be delivered within 30 days of each vesting date, subject to certain events outlined in the award agreement.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 07/02/2026 - 03:49 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

CLARK WILLIAM E II

(Last) (First) (Middle)

C/O SIMMONS FIRST NATIONAL CORP.

501 MAIN STREET

(Street)

PINE BLUFF ARKANSAS 71601

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
SIMMONS FIRST NATIONAL CORP [ SFNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
SFNC Common Stock	07/01/2026		M		975	A	(1)	38,765	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	07/01/2026		M			975	(2)	(2)	SFNC Common Stock	975	$0	1,951(3)	D

Explanation of Responses:

1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis.

2. The Restricted Stock Units vested on July 1, 2026.

3. 975 Restricted Stock Units vest on October 1, 2026; and 976 Restricted Stock Units vest on January 4, 2027. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

	/s/ Ambar Quintanilla, attorney-in-fact for William E. Clark II	07/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)