Director at Simmons First (SFNC) gains 975 shares from RSU vesting

Rhea-AI Filing Summary

Simmons First National Corp director Edward Drilling increased his equity stake through routine equity awards. On July 1, 2026, 975 Restricted Stock Units converted into 975 shares of SFNC common stock at no cash cost, bringing his direct common stock holdings to 40,471 shares.

After this vesting, he still holds 1,951 Restricted Stock Units, with 975 scheduled to vest on October 1, 2026 and 976 on January 4, 2027. SFNC shares tied to these units will be delivered within 30 days of vesting, and certain events such as retirement, death, disability, or other specified circumstances in the award agreement may cause earlier vesting.

Insider Trade Summary

975 shares exercised/converted

Mixed 2 txns

Insider DRILLING EDWARD

Role null

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	975	$0.00	--
Exercise	SFNC Common Stock	975	$0.00	--

Holdings After Transaction: Restricted Stock Units — 1,951 shares (Direct, null); SFNC Common Stock — 40,471 shares (Direct, null)

Footnotes (1)

1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis. The Restricted Stock Units vested on July 1, 2026. 975 Restricted Stock Units vest on October 1, 2026; and 976 Restricted Stock Units vest on January 4, 2027. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

Key Figures

RSUs converted: 975 shares Common shares held after: 40,471 shares RSUs remaining: 1,951 units +3 more

6 metrics

RSUs converted 975 shares Restricted Stock Units converting into SFNC common stock on July 1, 2026

Common shares held after 40,471 shares Direct SFNC common stock ownership following the July 1, 2026 transaction

RSUs remaining 1,951 units Restricted Stock Units outstanding after the July 1, 2026 vesting

Future vesting 1 975 RSUs Restricted Stock Units scheduled to vest on October 1, 2026

Future vesting 2 976 RSUs Restricted Stock Units scheduled to vest on January 4, 2027

Delivery timing Within 30 days SFNC shares delivered within 30 days of each RSU vesting

Key Terms

Restricted Stock Units, derivative security, vested, SFNC common stock

4 terms

Restricted Stock Units financial

"The Restricted Stock Units vested on July 1, 2026."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

derivative security financial

"transaction_code_description": "Exercise or conversion of derivative security""

A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.

vested financial

"The Restricted Stock Units vested on July 1, 2026."

SFNC common stock financial

"Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis."

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 07/02/2026 - 03:49 PM Accepted by SEC EDGAR 07/02/2026 - 03:49 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

DRILLING EDWARD

(Last) (First) (Middle)

C/O SIMMONS FIRST NATIONAL CORP.

501 MAIN STREET

(Street)

PINE BLUFF ARKANSAS 71601

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
SIMMONS FIRST NATIONAL CORP [ SFNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
SFNC Common Stock	07/01/2026		M		975	A	(1)	40,471	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	07/01/2026		M			975	(2)	(2)	SFNC Common Stock	975	$0	1,951(3)	D

Explanation of Responses:

1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis.

2. The Restricted Stock Units vested on July 1, 2026.

3. 975 Restricted Stock Units vest on October 1, 2026; and 976 Restricted Stock Units vest on January 4, 2027. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

	/s/ Ambar Quintanilla, attorney-in-fact for Edward Drilling	07/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Edward Drilling report for Simmons First (SFNC)?

Edward Drilling reported the vesting and conversion of 975 Restricted Stock Units into 975 shares of SFNC common stock. This non-cash transaction on July 1, 2026 reflects routine equity compensation, increasing his direct ownership without any open‑market purchase or sale activity.

How many Simmons First (SFNC) shares does Edward Drilling own after this Form 4?

Following the July 1, 2026 transaction, Edward Drilling directly owns 40,471 shares of SFNC common stock. This total reflects the addition of 975 shares received upon conversion of vested Restricted Stock Units, illustrating his ongoing equity alignment as a director of the company.

What happens to Edward Drilling’s remaining Restricted Stock Units at Simmons First (SFNC)?

After the July 1, 2026 vesting, Edward Drilling holds 1,951 Restricted Stock Units. Of these, 975 are scheduled to vest on October 1, 2026 and 976 on January 4, 2027, with SFNC shares delivered within 30 days after each vesting date.

Were any Simmons First (SFNC) shares sold in this Form 4 transaction?

No sales occurred in this Form 4. The filing reflects an exercise or conversion of 975 Restricted Stock Units into an equal number of SFNC common shares, with no reported open‑market sale, tax‑withholding disposition, or gift transactions on the July 1, 2026 transaction date.

Under what conditions might Edward Drilling’s SFNC Restricted Stock Units vest earlier?

The award agreement states that events such as retirement, death, disability, and certain other specified events may lead to earlier vesting of Edward Drilling’s Restricted Stock Units. In all cases, the corresponding SFNC shares are scheduled for delivery within 30 days after each vesting event.