SFNC director gains 975 shares via RSU vesting

SIMMONS FIRST NATIONAL CORP director Julie L. Stackhouse acquired additional SFNC shares through restricted stock vesting.

Rhea-AI Filing Summary

SIMMONS FIRST NATIONAL CORP director Julie L. Stackhouse acquired additional SFNC shares through restricted stock vesting. On July 1, 2026, 975 Restricted Stock Units vested and converted into 975 shares of SFNC Common Stock on a one-for-one basis, increasing her directly held common stock to 19,018 shares.

Following this vesting, she also holds 1,951 Restricted Stock Units, with 975 units scheduled to vest on October 1, 2026 and 976 units on January 4, 2027. SFNC shares underlying these future units will be delivered within 30 days of each vesting, subject to earlier vesting upon events such as retirement, death, disability, or other specified events in the award agreement.

Insider Trade Summary

975 shares exercised/converted

Exercise 2 txns

Insider STACKHOUSE JULIE L

Role Director

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	975	$0.00	$0.00
Exercise	SFNC Common Stock	975	$0.00	$0.00

Holdings After Transaction: Restricted Stock Units — 1,951 contracts (Direct); SFNC Common Stock — 19,018 shares (Direct)

Footnotes (3)

1. F1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis.
2. F2. The Restricted Stock Units vested on July 1, 2026.
3. F3. 975 Restricted Stock Units vest on October 1, 2026; and 976 Restricted Stock Units vest on January 4, 2027. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

Key Figures

Shares acquired via RSU vesting: 975 shares Direct common stock holdings after transaction: 19,018 shares Current Restricted Stock Units outstanding: 1,951 RSUs +3 more

6 metrics

Shares acquired via RSU vesting 975 shares Restricted Stock Units converted to SFNC Common Stock on July 1, 2026

Direct common stock holdings after transaction 19,018 shares SFNC Common Stock held directly by Julie L. Stackhouse after July 1, 2026 vesting

Current Restricted Stock Units outstanding 1,951 RSUs RSUs held after the reported transaction

RSUs vesting on October 1, 2026 975 RSUs Future scheduled vesting

RSUs vesting on January 4, 2027 976 RSUs Future scheduled vesting

RSU conversion ratio 1 RSU : 1 share Restricted Stock Units convert into SFNC common stock on a one-for-one basis

Key Terms

Restricted Stock Units, convert into shares, vest, delivered within 30 days of vesting

4 terms

Restricted Stock Units financial

"The Restricted Stock Units vested on July 1, 2026."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

convert into shares financial

"Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis."

vest financial

"The Restricted Stock Units vested on July 1, 2026."

A vest is the process by which an employee earns the right to receive certain benefits or ownership interests, such as stock or retirement funds, over time. It’s similar to earning a reward gradually, ensuring that the benefit becomes fully yours only after a set period or meeting specific conditions. This makes it important for investors because it determines when they can actually claim or use those benefits.

delivered within 30 days of vesting financial

"SFNC shares will be delivered within 30 days of vesting."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did SFNC director Julie Stackhouse report on this Form 4?

Julie L. Stackhouse reported the vesting of 975 Restricted Stock Units that converted into 975 shares of SFNC Common Stock. This non-cash transaction reflects equity compensation vesting rather than an open-market stock purchase or sale.

How many SFNC shares does Julie Stackhouse hold after the reported transaction?

After 975 Restricted Stock Units vested into common shares, Julie Stackhouse directly holds 19,018 shares of SFNC Common Stock. This reflects her updated equity position following the July 1, 2026 vesting event disclosed in the Form 4 filing.

What are the future vesting dates for Julie Stackhouse’s SFNC Restricted Stock Units?

Future vesting includes 975 Restricted Stock Units on October 1, 2026, and 976 Restricted Stock Units on January 4, 2027. SFNC shares from these units are scheduled to be delivered within 30 days after each vesting date, per the award terms.

How do SFNC Restricted Stock Units held by Julie Stackhouse convert into common shares?

The Restricted Stock Units convert into SFNC common stock on a one-for-one basis. When units vest, each unit becomes one share of SFNC Common Stock, with shares delivered within 30 days after vesting according to the award agreement.

Did Julie Stackhouse buy or sell SFNC stock on the open market in this Form 4?

No open-market buys or sells were reported. The Form 4 shows an acquisition of SFNC shares through the vesting and conversion of 975 Restricted Stock Units, classified as an exercise or conversion of a derivative security.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google Not now

Accepted by SEC EDGAR 07/02/2026 - 03:49 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

STACKHOUSE JULIE L

(Last) (First) (Middle)

C/O SIMMONS FIRST NATIONAL CORP.

501 MAIN STREET

(Street)

PINE BLUFF ARKANSAS 71601

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
SIMMONS FIRST NATIONAL CORP [ SFNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
SFNC Common Stock	07/01/2026		M		975	A	(1)	19,018	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	07/01/2026		M			975	(2)	(2)	SFNC Common Stock	975	$0	1,951(3)	D

Explanation of Responses:

1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis.

2. The Restricted Stock Units vested on July 1, 2026.

3. 975 Restricted Stock Units vest on October 1, 2026; and 976 Restricted Stock Units vest on January 4, 2027. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

	/s/ Ambar Quintanilla, attorney-in-fact for Julie L. Stackhouse	07/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)