[Form 4] SIMMONS FIRST NATIONAL CORP Insider Trading Activity

Rhea-AI Filing Summary

Tom E. Purvis, a director of Simmons First National Corp (SFNC), reported vesting of 929 restricted stock units on 10/01/2025. The RSUs convert one-for-one into common shares, and the filing shows 38,527 shares beneficially owned by Mr. Purvis following the transaction. An additional 928 RSUs remain scheduled to vest on 01/02/2026, with SFNC shares to be delivered within 30 days of that vesting date. The Form 4 was signed by an attorney-in-fact on 10/03/2025. The filing discloses standard vesting provisions including earlier vesting for retirement, death, disability, and other specified events in the award agreement.

Positive

• 929 RSUs vested on 10/01/2025, converting to common shares
• Total beneficial ownership reported at 38,527 shares after the transaction
• 928 RSUs scheduled to vest on 01/02/2026 with shares delivered within 30 days

Negative

• None.

Insights

Corporate Governance Expert

Director received equity through standard restricted stock vesting on 10/01/2025.

What it means: The director's ownership increased by vested units, aligning his interests with shareholders through equity rather than cash.

Why it matters: Director equity vesting is a routine governance event that signals continuity of long-term incentives; the filing reports 929 vested RSUs and total beneficial ownership of 38,527 shares, which are factual, disclosed items.

Compensation Analyst

Additional 928 RSUs remain scheduled to vest on 01/02/2026, with delivery within 30 days.

What it means: Future vesting of 928 RSUs represents a known near-term dilution event limited to the award agreement's terms.

Why it matters: The scheduled vesting date and delivery timing are explicit in the filing and are material to share count timing; no exercise price applies as these are restricted stock units.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

Purvis Tom E.

(Last) (First) (Middle)

C/O SIMMONS FIRST NATIONAL CORP.

501 MAIN STREET

(Street)

PINE BLUFF AR 71601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SIMMONS FIRST NATIONAL CORP [ SFNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
10/01/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
SFNC Common Stock	10/01/2025		M		929	A	(1)	38,527	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	10/01/2025		M			929	(2)	(2)	SFNC Common Stock	929	$0	928(3)	D

Explanation of Responses:

1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis.

2. The Restricted Stock Units vested on October 1, 2025.

3. 928 Restricted Stock Units vest on January 2, 2026. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

	/s/ Natalie Gassiott, attorney-in-fact for Tom E. Purvis	10/03/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Tom E. Purvis report on the Form 4 for SFNC?

The Form 4 reports the vesting of 929 restricted stock units on 10/01/2025, increasing his beneficial ownership to 38,527 shares.

How many restricted stock units remain scheduled to vest for Tom E. Purvis?

An additional 928 restricted stock units are scheduled to vest on 01/02/2026, with shares to be delivered within 30 days of vesting.

Do the vested RSUs have an exercise price?

These are restricted stock units that convert one-for-one into SFNC common stock and are reported with a $0 price in the Form 4.

Who signed the Form 4 and when was it filed?

The Form 4 was signed by Natalie Gassiott, attorney-in-fact for Tom E. Purvis, on 10/03/2025.

Are there special vesting conditions noted in the filing?

Yes; the award agreement lists events such as retirement, death, disability, and other specified events that may result in earlier vesting.