Simmons First (SFNC) EVP Makris reports RSU vesting and tax share withholding

Rhea-AI Filing Summary

Simmons First National Corp EVP, General Counsel & Corporate Secretary George A. Makris III reported RSU vesting and related share movements. On March 4, 2026, 1,913 Restricted Stock Units were converted into the same number of shares of SFNC common stock at $0.00 per share.

To cover tax obligations, 541 SFNC common shares were disposed of at $20.2100 per share as a tax-withholding transaction, not an open-market sale. After these changes, he directly held 48,483 SFNC common shares and indirectly held 1,780 shares through his spouse.

Footnotes state that RSUs convert one-for-one into common stock, that the RSUs vested on March 4, 2026, correct a prior double-counted 200 shares in an earlier filing, and note that 1,193 RSUs vest on March 4, 2027 and 1,194 RSUs vest on March 4, 2028.

Insider Trade Summary

1,913 shares exercised/converted

Mixed 4 txns

Insider MAKRIS GEORGE A III

Role EVP, Gen. Counsel & Corp. Sec

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	1,913	$0.00	--
Exercise	SFNC Common Stock	1,913	$0.00	--
Tax Withholding	SFNC Common Stock	541	$20.21	$11K
holding	SFNC Common Stock	--	--	--

Holdings After Transaction: Restricted Stock Units — 2,387 shares (Direct); SFNC Common Stock — 49,024 shares (Direct); SFNC Common Stock — 1,780 shares (Indirect, By Spouse)

Footnotes (1)

1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis. Correction to the amount the Reporting Person owns from Form 4 filed March 4, 2026 which inadvertently reported the same 200 shares acquired under a dividend reinvestment plan twice. The Restricted Stock Units vested on March 4, 2026. 1,193 Restricted Stock Units vest on March 4, 2027; and 1,194 Restricted Stock Units vest on March 4, 2028. SFNC shares will be delivered to the reporting person within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

MAKRIS GEORGE A III

(Last) (First) (Middle)

C/O SIMMONS FIRST NATIONAL CORP.

501 MAIN STREET

(Street)

PINE BLUFF AR 71601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SIMMONS FIRST NATIONAL CORP [ SFNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Gen. Counsel & Corp. Sec

3. Date of Earliest Transaction (Month/Day/Year)
03/04/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
SFNC Common Stock	03/04/2026		M		1,913	A	(1)	49,024(2)	D
SFNC Common Stock	03/04/2026		F		541	D	$20.21	48,483	D
SFNC Common Stock								1,780	I	By Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	03/04/2026		M			1,913	(3)	(3)	SFNC Common Stock	1,913	$0	2,387(4)	D

Explanation of Responses:

1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis.

2. Correction to the amount the Reporting Person owns from Form 4 filed March 4, 2026 which inadvertently reported the same 200 shares acquired under a dividend reinvestment plan twice.

3. The Restricted Stock Units vested on March 4, 2026.

4. 1,193 Restricted Stock Units vest on March 4, 2027; and 1,194 Restricted Stock Units vest on March 4, 2028. SFNC shares will be delivered to the reporting person within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

	/s/ Natalie Gassiott, attorney-in-fact for George A. Makris III	03/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transactions did SFNC executive George A. Makris III report on this Form 4?

George A. Makris III reported vesting of 1,913 Restricted Stock Units that converted into 1,913 SFNC common shares, plus a disposition of 541 shares to cover tax withholding. These movements reflect equity compensation mechanics rather than open-market buying or selling activity.

How many SFNC shares does George A. Makris III hold after the March 4, 2026 transactions?

After the March 4, 2026 transactions, George A. Makris III directly holds 48,483 SFNC common shares. He also indirectly holds 1,780 additional SFNC shares through his spouse, according to the reported ownership details in the Form 4 filing and associated footnotes.

What were the tax-withholding share dispositions reported for SFNC on March 4, 2026?

The Form 4 shows a tax-withholding disposition of 541 SFNC common shares at $20.2100 per share. This transaction, coded “F,” represents shares delivered to satisfy tax obligations related to the equity award, rather than an ordinary open-market sale by the executive.

What future Restricted Stock Unit vesting schedule is disclosed for SFNC executive George A. Makris III?

Footnotes disclose that 1,193 Restricted Stock Units are scheduled to vest on March 4, 2027, and 1,194 Restricted Stock Units on March 4, 2028. SFNC shares will be delivered within 30 days of each vesting date, subject to specified events that may accelerate vesting.

Did the SFNC Form 4 include any corrections to previously reported holdings?

Yes. One footnote explains a correction to the amount reported in a prior Form 4 filed March 4, 2026, which had inadvertently counted the same 200 dividend reinvestment plan shares twice. The current filing updates Makris’s reported holdings to reflect the accurate share total.