Simmons First (SFNC) risk chief gets RSU shares and tax withholding

Rhea-AI Filing Summary

Simmons First National Corp Chief Risk Officer Tina M. Groves reported equity award activity involving restricted stock units and common shares of SFNC. On February 28, 2026, 3,133 restricted stock units were exercised for 3,133 shares of SFNC common stock at a price of $0.00 per share, reflecting the vesting of these units. On the same date, 1,324 shares of SFNC common stock were disposed of at $19.91 per share to satisfy tax withholding obligations related to the award. After these transactions, Groves directly held 33,357 shares of SFNC common stock. Footnotes indicate restricted stock units convert into SFNC common stock on a one-for-one basis, that these units vested on February 28, 2026, and that an additional 3,133 restricted stock units are scheduled to vest on February 28, 2027.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Groves Tina M

(Last) (First) (Middle)

C/O SIMMONS FIRST NATIONAL CORP.

501 MAIN STREET

(Street)

PINE BLUFF AR 71601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SIMMONS FIRST NATIONAL CORP [ SFNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Risk Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/28/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
SFNC Common Stock	02/28/2026		M		3,133	A	(1)	34,681	D
SFNC Common Stock	02/28/2026		F		1,324	D	$19.91	33,357	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	02/28/2026		M			3,133	(2)	(2)	SFNC Common Stock	3,133	$0	3,133(3)	D

Explanation of Responses:

1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis.

2. The Restricted Stock Units vested on February 28, 2026.

3. 3,133 Restricted Stock Units vest on February 28, 2027. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

	/s/ Natalie Gassiott, attorney-in-fact for Tina M. Groves	03/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What insider transactions did SFNC Chief Risk Officer Tina Groves report?

Tina M. Groves reported the vesting and exercise of 3,133 restricted stock units into SFNC common stock on February 28, 2026. She also reported a related tax-withholding disposition of 1,324 SFNC common shares at $19.91 per share.

How many SFNC shares did Tina Groves acquire through RSU vesting?

Groves acquired 3,133 SFNC common shares via the exercise of restricted stock units that vested on February 28, 2026. The RSUs convert into SFNC common stock on a one-for-one basis, according to the filing footnotes.

Why were 1,324 SFNC shares disposed of in Tina Groves’ Form 4?

The 1,324 SFNC common shares were disposed of at $19.91 per share to cover tax liabilities tied to the vested restricted stock units. The filing describes this as a tax-withholding disposition, not an open-market sale initiated for investment reasons.

How many SFNC shares does Tina Groves hold after these transactions?

After these reported transactions, Tina M. Groves directly held 33,357 shares of SFNC common stock. This figure reflects the new shares received from restricted stock unit vesting, net of the shares withheld to satisfy related tax obligations on February 28, 2026.

Are there additional SFNC restricted stock units scheduled to vest for Tina Groves?

Yes. Footnotes state that an additional 3,133 restricted stock units are scheduled to vest on February 28, 2027. SFNC shares underlying these units are expected to be delivered within 30 days of vesting, subject to terms such as retirement, death, or disability.

How do SFNC restricted stock units held by Tina Groves convert into shares?

The restricted stock units convert into SFNC common stock on a one-for-one basis. When the units vest, an equal number of SFNC common shares is delivered, usually within a defined period, subject to the award agreement’s terms and potential earlier vesting events.