Simmons First National (SFNC) awards 13,113 RSUs to credit risk EVP

Rhea-AI Filing Summary

Simmons First National Corp. reported a Form 4 showing an equity award to its EVP and Chief Credit Risk Officer, Stewart Bradley Yaney. He acquired 13,113 Restricted Stock Units (RSUs) on January 27, 2026 at a stated price of $0 per unit.

Each RSU represents the right to receive one share of Simmons First National common stock. The RSUs vest in three equal installments of 4,371 units on January 27, 2027, January 27, 2028, and January 27, 2029, with shares delivered within 30 days of each vesting date. Certain events such as retirement, death, or disability may accelerate vesting.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider YANEY STEWART BRADLEY

Role EVP, Chief Credit Risk Officer

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units	13,113	$0.00	--

Holdings After Transaction: Restricted Stock Units — 13,113 shares (Direct)

Footnotes (1)

1. Each Restricted Stock Unit represents a contingent right to receive one share of Simmons First National Corporation common stock. 4,371 Restricted Stock Units vest on January 27, 2027; 4,371 Restricted Stock Units vest on January 27, 2028; and 4,371 Restricted Stock Units vest on January 27, 2029. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability and other specified events in the agreement may result in earlier vesting.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

YANEY STEWART BRADLEY

(Last) (First) (Middle)

C/O SIMMONS FIRST NATIONAL CORP.

501 MAIN STREET

(Street)

PINE BLUFF AR 71601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SIMMONS FIRST NATIONAL CORP [ SFNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Chief Credit Risk Officer

3. Date of Earliest Transaction (Month/Day/Year)
01/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	01/27/2026		A		13,113		(2)	(2)	SFNC Common Stock	13,113	$0	13,113	D

Explanation of Responses:

1. Each Restricted Stock Unit represents a contingent right to receive one share of Simmons First National Corporation common stock.

2. 4,371 Restricted Stock Units vest on January 27, 2027; 4,371 Restricted Stock Units vest on January 27, 2028; and 4,371 Restricted Stock Units vest on January 27, 2029. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability and other specified events in the agreement may result in earlier vesting.

	/s/ Natalie Gassiott, attorney-in-fact for Stewart Bradley Yaney	01/29/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did SFNC report for Stewart Bradley Yaney?

Simmons First National Corp. reported that EVP and Chief Credit Risk Officer Stewart Bradley Yaney received 13,113 Restricted Stock Units on January 27, 2026. These units were granted at a stated price of $0 per unit as part of his equity compensation.

How many RSUs did SFNC grant to its EVP and Chief Credit Risk Officer?

Simmons First National Corp. granted 13,113 Restricted Stock Units to its EVP and Chief Credit Risk Officer. Each RSU represents a contingent right to receive one share of SFNC common stock, aligning the executive’s compensation with future company share performance.

What is the vesting schedule for the 13,113 SFNC Restricted Stock Units?

The 13,113 Restricted Stock Units vest in three equal tranches. 4,371 RSUs vest on January 27, 2027, another 4,371 on January 27, 2028, and the final 4,371 on January 27, 2029, subject to the award’s terms and continued eligibility.

When will SFNC common shares be delivered for the vested RSUs?

Simmons First National Corp. states that SFNC common shares underlying the RSUs will be delivered within 30 days of each vesting date. This timing applies to each of the three annual vesting events through January 2029 under the award terms.

Can the SFNC RSU vesting accelerate for the executive recipient?

Yes. The filing notes that events such as retirement, death, disability, and other specified situations in the agreement may result in earlier vesting of the RSUs. These conditions are governed by the detailed terms of the underlying award agreement.

What does each SFNC Restricted Stock Unit represent in this Form 4?

Each Restricted Stock Unit reported in the Form 4 represents a contingent right to receive one share of Simmons First National Corporation common stock. Actual shares are delivered after vesting, generally within 30 days of each vesting date specified in the award.