SFNC director receives 3,901 RSUs, 975 shares delivered

Q: What transactions did SFNC director William E. Clark II report on this Form 4?

He reported one RSU conversion and one RSU grant. 975 RSUs converted into 975 SFNC common shares, and he received a new award of 3,901 RSUs as part of his equity compensation program.

Q: How many SFNC common shares does William E. Clark II hold after these transactions?

After the RSU conversion, he directly holds 37,790 shares of SFNC common stock. This reflects the addition of 975 newly delivered shares from vested Restricted Stock Units to his previously reported direct ownership position.

Q: What are the key details of the new 3,901 Restricted Stock Units granted to the SFNC director?

The grant consists of 3,901 RSUs, each representing a contingent right to one SFNC share. These RSUs vest in multiple tranches, and SFNC shares will be delivered within 30 days of each vesting date, subject to specified events in the award agreement.

Q: When will William E. Clark II’s remaining SFNC Restricted Stock Units vest?

Footnotes state that 975 RSUs vest on July 1, 2026, another 975 vest on October 1, 2026, and 976 RSUs vest on January 4, 2027. SFNC shares tied to these units are delivered within 30 days after each vesting date.

Q: How do SFNC Restricted Stock Units convert into common stock for William E. Clark II?

Each Restricted Stock Unit converts into one share of SFNC common stock on a one-for-one basis. Upon vesting, the company delivers the corresponding SFNC shares, generally within 30 days, reflecting equity-based compensation rather than an open-market purchase.

Simmons First National Corp director William E. Clark II reported routine equity-compensation activity.

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Rhea-AI Filing Summary

Simmons First National Corp director William E. Clark II reported routine equity-compensation activity. On May 15, 2026, 975 Restricted Stock Units converted into 975 shares of SFNC common stock on a one-for-one basis, increasing his direct holdings to 37,790 shares. He also received a new grant of 3,901 Restricted Stock Units, which vest in scheduled tranches through early 2027.

Insider Trade Summary

975 shares exercised/converted

Exercise 3 txns

Insider CLARK WILLIAM E II

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units	3,901	$0.00	$0.00
Exercise	Restricted Stock Units	975	$0.00	$0.00
Exercise	SFNC Common Stock	975	$0.00	$0.00

Holdings After Transaction: Restricted Stock Units — 2,926 contracts (Direct); SFNC Common Stock — 37,790 shares (Direct)

Footnotes (5)

F1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis.
F2. Each Restricted Stock Unit represents a contingent right to receive one share of SFNC common stock.
F3. 975 Restricted Stock Units vest on May 15, 2026; 975 Restricted Stock Units vest on July 1, 2026; 975 Restricted Stock Units vest on October 1, 2026; and 976 Restricted Stock Units vest on January 4, 2027. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.
F4. The Restricted Stock Units vested on May 15, 2026.
F5. 975 Restricted Stock Units vest on July 1, 2026; 975 Restricted Stock Units vest on October 1, 2026; and 976 Restricted Stock Units vest on January 4, 2027. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What transactions did SFNC director William E. Clark II report on this Form 4?

He reported one RSU conversion and one RSU grant. 975 RSUs converted into 975 SFNC common shares, and he received a new award of 3,901 RSUs as part of his equity compensation program.

How many SFNC common shares does William E. Clark II hold after these transactions?

After the RSU conversion, he directly holds 37,790 shares of SFNC common stock. This reflects the addition of 975 newly delivered shares from vested Restricted Stock Units to his previously reported direct ownership position.

What are the key details of the new 3,901 Restricted Stock Units granted to the SFNC director?

The grant consists of 3,901 RSUs, each representing a contingent right to one SFNC share. These RSUs vest in multiple tranches, and SFNC shares will be delivered within 30 days of each vesting date, subject to specified events in the award agreement.

When will William E. Clark II’s remaining SFNC Restricted Stock Units vest?

Footnotes state that 975 RSUs vest on July 1, 2026, another 975 vest on October 1, 2026, and 976 RSUs vest on January 4, 2027. SFNC shares tied to these units are delivered within 30 days after each vesting date.

How do SFNC Restricted Stock Units convert into common stock for William E. Clark II?

Each Restricted Stock Unit converts into one share of SFNC common stock on a one-for-one basis. Upon vesting, the company delivers the corresponding SFNC shares, generally within 30 days, reflecting equity-based compensation rather than an open-market purchase.

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Accepted by SEC EDGAR 05/19/2026 - 10:34 AM EDT

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

CLARK WILLIAM E II

(Last)

(First)

(Middle)

C/O SIMMONS FIRST NATIONAL CORP.

501 MAIN STREET

(Street)

PINE BLUFF

ARKANSAS

71601

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
SIMMONS FIRST NATIONAL CORP [ SFNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
SFNC Common Stock	05/15/2026		M		975	A	⁽¹⁾	37,790	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Restricted Stock Units	⁽²⁾	05/15/2026		A		3,901		⁽³⁾	⁽³⁾	SFNC Common Stock	3,901	$0	3,901	D
Restricted Stock Units	⁽¹⁾	05/15/2026		M			975	⁽⁴⁾	⁽⁴⁾	SFNC Common Stock	975	$0	2,926⁽⁵⁾	D

Explanation of Responses:

1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis.

2. Each Restricted Stock Unit represents a contingent right to receive one share of SFNC common stock.

3. 975 Restricted Stock Units vest on May 15, 2026; 975 Restricted Stock Units vest on July 1, 2026; 975 Restricted Stock Units vest on October 1, 2026; and 976 Restricted Stock Units vest on January 4, 2027. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

4. The Restricted Stock Units vested on May 15, 2026.

5. 975 Restricted Stock Units vest on July 1, 2026; 975 Restricted Stock Units vest on October 1, 2026; and 976 Restricted Stock Units vest on January 4, 2027. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

	/s/ Ambar Quintanilla, attorney-in-fact for William E. Clark II	05/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR