SFNC (SFNC) EVP Makris reports RSU conversion and tax share disposition

Rhea-AI Filing Summary

SIMMONS FIRST NATIONAL CORP executive George A. Makris III reported equity compensation activity in SFNC stock. On February 28, 2026, he acquired 2,130 shares of SFNC common stock through the exercise/conversion of Restricted Stock Units, at a stated price of $0.0000 per share, reflecting vesting of previously granted awards.

On the same date, 602 SFNC common shares were disposed of at $19.9100 per share in a tax-withholding disposition to satisfy tax obligations tied to this equity compensation. After these transactions, he directly held 47,311 SFNC common shares, including 787 shares acquired through a dividend reinvestment plan, and indirectly held 1,780 shares through his spouse. Footnotes also note 2,130 additional Restricted Stock Units scheduled to vest on February 28, 2027, with SFNC shares to be delivered within 30 days, subject to provisions such as retirement, death, disability, or other specified events in the award agreement that may lead to earlier vesting.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

MAKRIS GEORGE A III

(Last) (First) (Middle)

C/O SIMMONS FIRST NATIONAL CORP.

501 MAIN STREET

(Street)

PINE BLUFF AR 71601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SIMMONS FIRST NATIONAL CORP [ SFNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Gen. Counsel & Corp. Sec

3. Date of Earliest Transaction (Month/Day/Year)
02/28/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
SFNC Common Stock	02/28/2026		M		2,130	A	(1)	47,913(2)	D
SFNC Common Stock	02/28/2026		F		602	D	$19.91	47,311	D
SFNC Common Stock								1,780	I	By Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Unites	(1)	02/28/2026		M			2,130	(3)	(3)	SFNC Common Stock	2,130	$0	2,130(4)	D

Explanation of Responses:

1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis.

2. Includes 787 shares acquired by the Reporting Person under a dividend reinvestment plan.

3. The Restricted Stock Units vested on February 28, 2026.

4. 2,130 Restricted Stock Units vest on February 28, 2027. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

	/s/ Natalie Gassiott, attorney-in-fact for George A. Makris III	03/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What did SFNC executive George A. Makris III report in this Form 4?

George A. Makris III reported equity compensation transactions in SFNC stock. He acquired 2,130 common shares via Restricted Stock Unit conversion and had 602 shares disposed of to cover tax liabilities related to this award, updating his direct and indirect ownership positions.

How many SFNC shares did Makris acquire through Restricted Stock Units?

Makris acquired 2,130 SFNC common shares through the exercise or conversion of Restricted Stock Units. These units vested on February 28, 2026 and convert into common stock on a one-for-one basis, increasing his direct ownership position in the company’s common shares.

Why were 602 SFNC shares disposed of at $19.91 in this filing?

The 602 SFNC common shares disposed of at $19.91 per share were used to satisfy tax obligations. The Form 4 labels this as a tax-withholding disposition, meaning shares were delivered to cover exercise price or tax liability rather than sold as a discretionary market trade.

What is George A. Makris III’s SFNC share ownership after these transactions?

After these transactions, Makris directly owns 47,311 SFNC common shares and indirectly owns 1,780 shares through his spouse. His direct holdings include 787 shares accumulated via a dividend reinvestment plan, reflecting both compensation awards and reinvested dividends.

What future SFNC Restricted Stock Units are scheduled to vest for Makris?

Makris has 2,130 additional Restricted Stock Units scheduled to vest on February 28, 2027. SFNC shares tied to these units will be delivered within 30 days of vesting, with potential earlier vesting upon events like retirement, death, disability, or other specified conditions.

How do the Restricted Stock Units convert into SFNC common stock?

Each Restricted Stock Unit converts into one share of SFNC common stock on a one-for-one basis. Upon vesting, the units are settled in common shares, as reflected by the 2,130 units converted and delivered to George A. Makris III on February 28, 2026.