Simmons First EVP converts 1,729 RSUs, withholds tax

SIMMONS FIRST NATIONAL CORP EVP & Chief Operating Officer Christopher J. Van Steenberg reported the vesting and conversion of 1,729 Restricted Stock Units into an equal number of SFNC common shares on March 4, 2026, at a stated price of $0 per share.

Rhea-AI Filing Summary

SIMMONS FIRST NATIONAL CORP EVP & Chief Operating Officer Christopher J. Van Steenberg reported the vesting and conversion of 1,729 Restricted Stock Units into an equal number of SFNC common shares on March 4, 2026, at a stated price of $0 per share. On the same date, 489 SFNC common shares were disposed of as a tax-withholding transaction at $20.21 per share. After these transactions, he directly holds 17,645 SFNC common shares. Footnotes state that additional RSUs of 1,729 shares vest on March 4, 2027 and 1,729 shares vest on March 4, 2028, with SFNC shares to be delivered within 30 days of each vesting, and that specified events such as retirement, death, disability, or other events in the award agreement may result in earlier vesting.

Insider Trade Summary

1,729 shares exercised/converted

Exercise 3 txns

Insider Van Steenberg Christopher J

Role EVP & Chief Operating Officer

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	1,729	$0.00	$0.00
Exercise	SFNC Common Stock	1,729	$0.00	$0.00
Exercise Price or Tax Liability	SFNC Common Stock	489	$20.21	$10K

Holdings After Transaction: Restricted Stock Units — 3,458 contracts (Direct); SFNC Common Stock — 17,645 shares (Direct)

Footnotes (3)

1. F1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis.
2. F2. The Restricted Stock Units vested on March 4, 2026.
3. F3. 1,729 Restricted Stock Units vest on March 4, 2027; and 1,729 Restricted Stock Units vest on March 4, 2028. SFNC shares will be delivered to the reporting person within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

Key Figures

RSUs converted: 1,729 units Tax-withholding shares: 489 shares Post-transaction holdings: 17,645 shares +4 more

7 metrics

RSUs converted 1,729 units Restricted Stock Units converted into SFNC common stock on March 4, 2026 at $0.0000 per share

Tax-withholding shares 489 shares SFNC common shares disposed of in a tax-withholding transaction at $20.2100 per share on March 4, 2026

Post-transaction holdings 17,645 shares Direct holdings of SFNC common stock after the reported transactions

Future RSUs vesting 2027 1,729 units Restricted Stock Units scheduled to vest on March 4, 2027 with shares delivered within 30 days

Future RSUs vesting 2028 1,729 units Restricted Stock Units scheduled to vest on March 4, 2028 with shares delivered within 30 days

RSU conversion price 0.0000 per share Stated transaction price per share for the RSU conversion into SFNC common stock

Tax-withholding price 20.2100 per share Per-share price used for the 489-share tax-withholding disposition of SFNC common stock

Key Terms

Restricted Stock Units, tax-withholding disposition, derivative security, vesting, +1 more

5 terms

Restricted Stock Units financial

"Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

tax-withholding disposition financial

"transaction_action: tax-withholding disposition for 489 SFNC common shares at $20.2100"

A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.

derivative security financial

"transaction_code_description: Exercise or conversion of derivative security"

A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.

vesting financial

"The Restricted Stock Units vested on March 4, 2026"

Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.

one-for-one basis financial

"Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What transactions did SFNC EVP Christopher J. Van Steenberg report in this Form 4?

Christopher J. Van Steenberg reported the vesting and conversion of 1,729 Restricted Stock Units into SFNC common stock on March 4, 2026, and a related tax-withholding disposition of 489 shares at $20.21 per share on the same date.

How many SFNC shares does Christopher J. Van Steenberg hold after these transactions?

After the reported transactions, Christopher J. Van Steenberg directly holds 17,645 SFNC common shares. This post-transaction balance reflects the vested shares received and the shares disposed of for tax withholding as disclosed in the Form 4 data.

What future RSU vesting schedule is disclosed for SFNC EVP Christopher J. Van Steenberg?

The filing notes that 1,729 Restricted Stock Units vest on March 4, 2027, and another 1,729 RSUs vest on March 4, 2028. SFNC shares will be delivered within 30 days of each vesting, subject to earlier vesting upon specified events.

How were taxes handled on the SFNC RSU vesting reported by Christopher J. Van Steenberg?

To cover obligations related to the RSU vesting, 489 SFNC common shares were disposed of in a tax-withholding transaction at $20.21 per share. This is reported under transaction code F, which covers payment of exercise price or tax liability using shares.

What does the Form 4 say about the conversion rate of SFNC Restricted Stock Units?

The footnotes state that Restricted Stock Units convert into SFNC common stock on a one-for-one basis. This means each vested RSU delivers one share of SFNC common stock, with share delivery occurring within 30 days of vesting as disclosed.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 03/06/2026 - 09:33 AM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Van Steenberg Christopher J

(Last) (First) (Middle)

C/O SIMMONS FIRST NATIONAL CORPORATION

501 MAIN STREET

(Street)

PINE BLUFF AR 71601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SIMMONS FIRST NATIONAL CORP [ SFNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & Chief Operating Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/04/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
SFNC Common Stock	03/04/2026		M		1,729	A	(1)	18,134	D
SFNC Common Stock	03/04/2026		F		489	D	$20.21	17,645	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	03/04/2026		M			1,729	(2)	(2)	SFNC Common Stock	1,729	$0	3,458(3)	D

Explanation of Responses:

1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis.

2. The Restricted Stock Units vested on March 4, 2026.

3. 1,729 Restricted Stock Units vest on March 4, 2027; and 1,729 Restricted Stock Units vest on March 4, 2028. SFNC shares will be delivered to the reporting person within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

	/s/ Natalie Gassiott, attorney-in-fact for Christopher J. Van Steenberg	03/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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