SIMMONS FIRST (NASDAQ: SFNC) director converts 975 RSUs to shares, holds 26,799

Rhea-AI Filing Summary

SIMMONS FIRST NATIONAL CORP director Malynda K. West exercised restricted stock units that vested into common shares. On July 1, 2026, 975 Restricted Stock Units converted into 975 shares of SFNC common stock, increasing her directly held common shares to 26,799.

The award remains partly unvested, with additional RSUs scheduled to vest on future dates and deliver SFNC shares within 30 days of each vesting event, subject to conditions such as retirement, death, disability, or other specified events in the award agreement.

Insights

Equity compensation analyst

Routine RSU vesting and share delivery for SFNC director.

Director Malynda K. West had 975 Restricted Stock Units convert into SFNC common stock on July 1, 2026. This M-code transaction is an exercise of a derivative security, typical for equity compensation when RSUs vest and settle in shares.

Following the transaction, she directly holds 26,799 shares of SFNC common stock and retains unvested RSUs scheduled to vest on specified future dates. No open‑market buying or selling occurred, so the activity appears as standard compensation rather than a directional trading signal.

Insider Trade Summary

975 shares exercised/converted

Mixed 2 txns

Insider West Malynda K

Role Director

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	975	$0.00	--
Exercise	SFNC Common Stock	975	$0.00	--

Holdings After Transaction: Restricted Stock Units — 1,951 shares (Direct); SFNC Common Stock — 26,799 shares (Direct)

Footnotes (1)

1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis. The Restricted Stock Units vested on July 1, 2026. 975 Restricted Stock Units vest on October 1, 2026; and 976 Restricted Stock Units vest on January 4, 2027. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

Key Figures

RSUs converted to shares: 975 shares Common shares after transaction: 26,799 shares Remaining RSU balance: 1,951 RSUs +2 more

5 metrics

RSUs converted to shares 975 shares Restricted Stock Units converted into SFNC common stock on July 1, 2026

Common shares after transaction 26,799 shares Directly held SFNC common stock following the RSU conversion

Remaining RSU balance 1,951 RSUs Restricted Stock Units remaining after the July 1, 2026 vesting

Future RSU vesting tranche 1 975 RSUs Scheduled to vest on October 1, 2026

Future RSU vesting tranche 2 976 RSUs Scheduled to vest on January 4, 2027

Key Terms

Restricted Stock Units, derivative exercise/conversion, vested

3 terms

Restricted Stock Units financial

"975 Restricted Stock Units vest on October 1, 2026; and 976 Restricted Stock Units vest on January 4, 2027."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

derivative exercise/conversion financial

"transaction_action: derivative exercise/conversion for the RSU conversion into common stock."

vested financial

"The Restricted Stock Units vested on July 1, 2026."

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 07/02/2026 - 03:48 PM Accepted by SEC EDGAR 07/02/2026 - 03:48 PM Learn about SEC filing dates

FAQ

What insider transaction did SIMMONS FIRST NATIONAL CORP (SFNC) report for Malynda K. West?

SFNC reported that director Malynda K. West had 975 Restricted Stock Units convert into 975 shares of SFNC common stock on July 1, 2026. This derivative exercise increased her directly held common stock position and reflects routine equity compensation settlement, not an open-market trade.

How many SIMMONS FIRST NATIONAL CORP (SFNC) shares does Malynda K. West own after this Form 4?

After the reported transaction, Malynda K. West directly owns 26,799 shares of SFNC common stock. This figure reflects her position following the conversion of 975 Restricted Stock Units into common shares as of the July 1, 2026 vesting event disclosed in the filing.

Were the SIMMONS FIRST NATIONAL CORP (SFNC) insider transactions open-market buys or sells?

The transactions were not open-market buys or sells. They are coded “M,” indicating an exercise or conversion of derivative securities. Restricted Stock Units vested and converted into SFNC common stock at a stated price of $0.00 per unit, consistent with equity compensation settlement.

What Restricted Stock Units remain for Malynda K. West at SIMMONS FIRST NATIONAL CORP (SFNC)?

Following this event, the filing shows 1,951 Restricted Stock Units remaining for Malynda K. West. These RSUs represent unvested equity awards that are scheduled to vest on future dates, with resulting SFNC shares to be delivered according to the award’s terms.

When will additional SIMMONS FIRST NATIONAL CORP (SFNC) RSUs for Malynda K. West vest?

The filing states that 975 Restricted Stock Units vest on October 1, 2026, and 976 Restricted Stock Units vest on January 4, 2027. SFNC shares are to be delivered within 30 days of each vesting date, subject to specified events in the award agreement.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

West Malynda K

(Last) (First) (Middle)

C/O SIMMONS FIRST NATIONAL CORP.

501 MAIN STREET

(Street)

PINE BLUFF ARKANSAS 71601

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
SIMMONS FIRST NATIONAL CORP [ SFNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
SFNC Common Stock	07/01/2026		M		975	A	(1)	26,799	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	07/01/2026		M			975	(2)	(2)	SFNC Common Stock	975	$0	1,951(3)	D

Explanation of Responses:

1. Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis.

2. The Restricted Stock Units vested on July 1, 2026.

3. 975 Restricted Stock Units vest on October 1, 2026; and 976 Restricted Stock Units vest on January 4, 2027. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.

	/s/ Natalie Gassiott, attorney-in-fact for Malynda K. West	07/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)