Welcome to our dedicated page for Southern First SEC filings (Ticker: SFST), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Southern First Bancshares, Inc. (NASDAQ: SFST) SEC filings page provides access to the company’s regulatory disclosures as a public bank holding company. Southern First Bancshares files reports with the U.S. Securities and Exchange Commission in connection with its listing on The Nasdaq Global Market, where its common stock trades under the symbol SFST.
Investors can review current reports on Form 8-K, which the company uses to announce material events such as quarterly earnings releases and related investor presentations. Recent 8-K filings reference press releases detailing financial results for specific periods and slide presentations that summarize net interest income, net interest margin, loan and deposit balances, asset quality ratios, and capital measures.
In addition to 8-Ks, users can expect to find Southern First Bancshares’ annual reports on Form 10-K and quarterly reports on Form 10-Q, which typically include comprehensive financial statements, management’s discussion and analysis, segment information for its Commercial and Retail Banking activities, and detailed credit quality and capital disclosures. These filings provide insight into how the company manages FDIC-insured deposits, commercial, consumer, and mortgage loans, and overall balance sheet risk.
For those monitoring insider activity and governance, the SEC’s EDGAR system also includes Forms 3, 4, and 5 for insider ownership and trading, as well as proxy materials related to director and executive matters. On Stock Titan, AI-powered tools can help summarize lengthy filings, highlight key changes in metrics such as nonperforming assets, allowance for credit losses, and capital ratios, and make it easier to interpret complex banking disclosures without reading every line.
Because Southern First Bancshares regularly uses SEC filings to furnish earnings press releases and presentations, this page is a central resource for understanding the company’s financial condition, results of operations, and regulatory reporting as a publicly traded commercial banking organization.
Southern First Bancshares, Inc. has filed a shelf registration to offer up to $125,000,000 of securities. The company may issue, from time to time, debt securities, preferred stock, depositary shares, common stock, purchase contracts, units, warrants and rights in one or more offerings.
The specific terms and pricing of each offering will be detailed in a separate prospectus supplement, and sales may occur through underwriters, dealers, agents or direct placements. Unless otherwise stated in a supplement, net proceeds are expected to be used for general corporate purposes, including debt repayment, working capital, capital expenditures, investments and possible acquisitions.
Southern First Bancshares is a bank holding company for Southern First Bank, serving individuals and small to mid-size businesses across key markets in South Carolina, North Carolina and Georgia. Its common stock trades on The NASDAQ Global Market under the symbol “SFST,” and 8,216,328 shares were outstanding as of January 31, 2026.
Southern First Bancshares Chief Executive Officer and director R. Arthur Seaver Jr reported equity compensation changes in the company’s common stock. On February 1, 2026, he received a grant of 6,500 restricted stock units, awarded at $0 per share, which vest in equal installments over four years.
On the same date, 1,657 shares of common stock valued at $54.94 per share were withheld to cover tax obligations arising from vesting of restricted stock units and awards. After these transactions, Seaver directly beneficially owned 112,497 shares of Southern First Bancshares common stock.
Southern First Bancshares President Calvin C. Hurst reported equity compensation and related tax withholding transactions in company stock. On 02/01/2026, he received 4,500 shares of common stock as a grant of restricted stock units at a stated price of $0, which vest equally over four years. On the same date, 1,109 shares of common stock were withheld at $54.94 per share to satisfy tax withholding obligations tied to vesting of restricted stock units and awards. After these transactions, he directly beneficially owned 18,383 shares of Southern First Bancshares common stock.
Southern First Bancshares Chief Accounting Officer Julie A. Fairchild reported routine equity compensation activity in company stock. She received an award of 875 shares of common stock in the form of restricted stock units that will vest in equal installments over four years. On the same date, 135 shares of common stock were withheld at a price of $54.94 per share to cover tax withholding obligations related to the vesting of restricted stock awards. After these transactions, she directly owned 6,700 shares of Southern First Bancshares common stock.
Southern First Bancshares Chief Credit Officer reports equity award and tax withholding. On February 1, 2026, Wesley Clark Wilbanks received 1,800 shares of common stock as a grant of restricted stock units that vest equally over four years.
On the same date, 242 shares of common stock were withheld at $54.94 per share to cover tax obligations related to vesting awards. After these transactions, Wilbanks directly owned 6,254 shares of Southern First Bancshares common stock.
Southern First Bancshares, Inc. filed a current report to share its latest financial results and a governance change. On January 22, 2026, the company furnished an earnings press release and an investor slide presentation covering financial results for the period ended December 31, 2025, which are attached as Exhibits 99.1 and 99.2 and also available on its website.
Separately, on January 20, 2026, the Board amended the company’s Amended and Restated Bylaws to authorize the Nominating and Corporate Governance Committee to determine the compensation of Emeritus Directors, formalizing how this specific director role is paid.
Southern First Bancshares Chief Executive Officer and director R. Arthur Seaver, Jr. reported stock transactions involving company shares. On 12/15/2025, he exercised stock options to acquire 10,000 shares of common stock at an exercise price of $35.65 per share, then sold 10,000 shares of common stock the same day in open market transactions at a weighted average price of $55.1419 per share across 30 individual trades. Following these transactions, he beneficially owned 107,654 shares of common stock directly and held 39,000 stock options. The reported options, originally granted at $35.65 per share, are described as vesting equally over four years and are scheduled to expire on 01/17/2027.
Southern First Bancshares Inc. director James B. Orders, III reported an internal movement of shares on 12/12/2025. He transferred 83 shares of common stock from his self-directed IRA, where they were held as indirect ownership, to his personal brokerage account as direct ownership, at a reported price of $0 per share.
After the transfer, he beneficially owned 2,884 shares indirectly through the IRA and 54,216 shares directly in his personal account. The explanation states this was a transfer between his own accounts with no change in overall beneficial ownership.
Southern First Bancshares (SFST) insider activity was reported by its Chief Accounting Officer, Julie A. Fairchild. On 11/21/2025, she sold 1,258 shares of common stock at $50 per share, leaving her with 4,460 shares immediately after that transaction. On 11/24/2025, she exercised stock options to buy 1,500 shares at $23 per share, increasing her direct holdings to 5,960 common shares.
The Form 4 also shows the exercised stock option was a right to buy 1,500 shares at $23, originally exercisable from 01/19/2017 and expiring on 01/19/2026. Following these transactions, she held 6,000 derivative securities in the form of stock options.
Southern First Bancshares, Inc. (SFST) filed an initial ownership report for executive Wesley C. Wilbanks, who serves as Chief Credit Officer. As of the event date, he beneficially owns multiple blocks of common stock, including restricted stock awards and restricted stock units granted under the Southern First Bancshares, Inc. 2020 Equity Incentive Plan. The restricted stock units issued on February 1, 2025 vest in equal installments over four years, aligning a portion of his compensation with the long-term performance of the company’s shares.
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