Welcome to our dedicated page for Southern First SEC filings (Ticker: SFST), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Looking for the numbers behind Southern First Bancshares’ relationship-driven banking model? Start here. Investors often dive into credit quality ratios, insider buying patterns, and interest-rate disclosures—yet each SEC document can span hundreds of pages. Our SEC Filings hub guides you through every step.
• What most users seek first: the Southern First Bancshares quarterly earnings report 10-Q filing to gauge loan growth and net interest margin trends. You’ll find it instantly, alongside an AI-powered summary that extracts segment performance and allowance for loan losses.
• Need breaking news? The latest Southern First Bancshares 8-K material events explained paragraph-by-paragraph, whether it’s a new branch opening in Charleston or a change to credit facilities.
• Tracking leadership moves? Our real-time alerts flag every Southern First Bancshares insider trading Form 4 transactions update, letting you monitor Southern First Bancshares executive stock transactions Form 4 moments after they hit EDGAR.
- AI summaries translate complex risk factors from the Southern First Bancshares annual report 10-K simplified.
- Interactive tables compare quarter-over-quarter metrics so you can perform a quick Southern First Bancshares earnings report filing analysis.
- Clear callouts highlight board pay packages inside the Southern First Bancshares proxy statement executive compensation section.
With Stock Titan’s platform you get:
Real-time Form 4 insider transactions, automatic red-flag detection, and concise narratives that make Southern First Bancshares SEC filings explained simply. Whether you’re understanding Southern First Bancshares SEC documents with AI for the first time or validating a seasoned thesis, every 10-K, 10-Q, 8-K, and proxy lands here within minutes—already decoded.
Southern First Bancshares Chief Executive Officer and director R. Arthur Seaver, Jr. reported stock transactions involving company shares. On 12/15/2025, he exercised stock options to acquire 10,000 shares of common stock at an exercise price of $35.65 per share, then sold 10,000 shares of common stock the same day in open market transactions at a weighted average price of $55.1419 per share across 30 individual trades. Following these transactions, he beneficially owned 107,654 shares of common stock directly and held 39,000 stock options. The reported options, originally granted at $35.65 per share, are described as vesting equally over four years and are scheduled to expire on 01/17/2027.
Southern First Bancshares Inc. director James B. Orders, III reported an internal movement of shares on 12/12/2025. He transferred 83 shares of common stock from his self-directed IRA, where they were held as indirect ownership, to his personal brokerage account as direct ownership, at a reported price of $0 per share.
After the transfer, he beneficially owned 2,884 shares indirectly through the IRA and 54,216 shares directly in his personal account. The explanation states this was a transfer between his own accounts with no change in overall beneficial ownership.
Southern First Bancshares (SFST) insider activity was reported by its Chief Accounting Officer, Julie A. Fairchild. On 11/21/2025, she sold 1,258 shares of common stock at $50 per share, leaving her with 4,460 shares immediately after that transaction. On 11/24/2025, she exercised stock options to buy 1,500 shares at $23 per share, increasing her direct holdings to 5,960 common shares.
The Form 4 also shows the exercised stock option was a right to buy 1,500 shares at $23, originally exercisable from 01/19/2017 and expiring on 01/19/2026. Following these transactions, she held 6,000 derivative securities in the form of stock options.
Southern First Bancshares, Inc. (SFST) filed an initial ownership report for executive Wesley C. Wilbanks, who serves as Chief Credit Officer. As of the event date, he beneficially owns multiple blocks of common stock, including restricted stock awards and restricted stock units granted under the Southern First Bancshares, Inc. 2020 Equity Incentive Plan. The restricted stock units issued on February 1, 2025 vest in equal installments over four years, aligning a portion of his compensation with the long-term performance of the company’s shares.
Southern First Bancshares (SFST)200 shares of common stock at $43.5 per share.
Following this transaction, the director beneficially owns 50,661 shares, held directly. The filing was made by one reporting person and lists the individual’s relationship to the issuer as Director.
Southern First Bancshares (SFST) reported an insider transaction by Chief Accounting Officer Julie A. Fairchild. On 11/04/2025, she had 77 shares of common stock withheld at $44.11 per share under code F, reflecting tax withholding upon the vesting of restricted stock awards.
Following this transaction, Fairchild beneficially owns 5,718 shares, held directly.
Southern First Bancshares (SFST) director reports open-market purchase. On 10/31/2025, a director bought 100 shares of common stock at a price of $44, according to a Form 4 filing. Following this transaction, the director directly beneficially owns 50,461 shares.
Southern First Bancshares (SFST) filed a Form 4 reporting an insider purchase. Director Anna Locke bought 225 shares of common stock on 10/31/2025 at $44.0544 per share (transaction code P). Following the trade, she beneficially owns 3,292 shares, held directly (D).
Southern First Bancshares (SFST) reported stronger Q3 results. Net income rose to $8.662 million from $4.382 million a year ago, and diluted EPS improved to $1.07 from $0.54. Net interest income increased to $27.529 million versus $20.591 million, reflecting higher loan yields and lower interest expense. The provision for credit losses was $0.850 million. Noninterest income was $3.600 million and noninterest expenses were $18.946 million.
Total assets grew to $4.359 billion from $4.088 billion at year-end. Loans reached $3.789 billion (up from $3.632 billion), while deposits increased to $3.676 billion (from $3.436 billion). Cash and equivalents rose to $282.903 million. The allowance for credit losses stood at $41.799 million. Accumulated other comprehensive loss narrowed to $8.426 million, aided by unrealized gains on securities. As context, 8,189,177 common shares were outstanding as of October 27, 2025.
Southern First Bancshares, Inc. (SFST) furnished an 8-K announcing its financial results for the period ended September 30, 2025. The company issued a press release and an investor slide presentation summarizing the results.
The press release is furnished as Exhibit 99.1 and the slide deck as Exhibit 99.2, with the presentation also available on the company’s website under Investor Relations. SFST’s common stock trades on The Nasdaq Global Market.
FAQ
What is the current stock price of Southern First (SFST)?
What is the market cap of Southern First (SFST)?
