Southern First Bancshares CAO reports stock sale and option exercise

Rhea-AI Filing Summary

Southern First Bancshares (SFST) insider activity was reported by its Chief Accounting Officer, Julie A. Fairchild. On 11/21/2025, she sold 1,258 shares of common stock at $50 per share, leaving her with 4,460 shares immediately after that transaction. On 11/24/2025, she exercised stock options to buy 1,500 shares at $23 per share, increasing her direct holdings to 5,960 common shares.

The Form 4 also shows the exercised stock option was a right to buy 1,500 shares at $23, originally exercisable from 01/19/2017 and expiring on 01/19/2026. Following these transactions, she held 6,000 derivative securities in the form of stock options.

Insider Trade Summary

Net Seller: 1,258 shares ($62,900)

Net Sell 3 txns

Insider Fairchild Julie Ann

Role Chief Accounting Officer

Sold 1,258 shs ($63K)

Type	Security	Shares	Price	Value
Exercise	Stock Options (Right to Buy)	1,500	$0.00	--
Exercise	Common Stock	1,500	$23.00	$35K
Sale	Common Stock	1,258	$50.00	$63K

Holdings After Transaction: Stock Options (Right to Buy) — 6,000 shares (Direct); Common Stock — 5,960 shares (Direct)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Fairchild Julie Ann

(Last) (First) (Middle)

PO BOX 17465

(Street)

GREENVILLE SC 29606

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SOUTHERN FIRST BANCSHARES INC [ SFST ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Accounting Officer

3. Date of Earliest Transaction (Month/Day/Year)
11/21/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/21/2025		S		1,258	D	$50	4,460	D
Common Stock	11/24/2025		M		1,500	A	$23	5,960	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options (Right to Buy)	$23	11/24/2025		M			1,500	01/19/2017	01/19/2026	Common Stock	1,500	$0	6,000	D

Explanation of Responses:

	/s/ Julie A. Fairchild	11/25/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did SFST report for its Chief Accounting Officer?

The Chief Accounting Officer, Julie A. Fairchild, reported a sale of 1,258 shares of Southern First Bancshares common stock on 11/21/2025 and an option exercise for 1,500 shares on 11/24/2025.

At what prices did the SFST insider sell and acquire shares?

Julie A. Fairchild sold 1,258 shares of SFST common stock at $50 per share on 11/21/2025 and acquired 1,500 shares through a stock option exercise at an exercise price of $23 per share on 11/24/2025.

How many SFST shares does the reporting person own after these transactions?

After the reported transactions, Julie A. Fairchild directly owned 5,960 shares of Southern First Bancshares common stock.

What stock options did the SFST officer exercise in this Form 4?

She exercised stock options (right to buy) for 1,500 shares of SFST common stock at an exercise price of $23 per share on 11/24/2025.

What is the term of the SFST stock options reported in this filing?

The reported stock options were exercisable starting on 01/19/2017 and have an expiration date of 01/19/2026, with each option covering one share at $23 per share.

How many SFST derivative securities does the reporting person hold after the Form 4 transactions?

Following the reported transactions, Julie A. Fairchild held 6,000 derivative securities in the form of stock options linked to Southern First Bancshares common stock.