Southern First Bancshares, Inc. filings document the regulatory record of a registered bank holding company and its Southern First Bank subsidiary. The company’s Form 8-K reports cover operating results, earnings releases, Regulation FD investor presentations, capital-structure disclosures and material-event reporting related to its Nasdaq-listed common stock.
SEC filings for SFST also include definitive proxy materials covering shareholder voting and governance, as well as current reports on material agreements, credit arrangements, bylaws amendments and public offering disclosures. These filings describe the company’s bank holding company structure, capital actions, governance framework, financing arrangements and recurring financial reporting for its banking operations.
Southern First Bancshares Inc. Chief Accounting Officer Julie Ann Fairchild reported option and stock transactions involving 1,500 shares of common stock. She exercised 1,500 stock options with a $35.65 exercise price, corresponding to options originally exercisable on January 17, 2018 and expiring January 17, 2027, and received 1,500 shares. Separately, she reported a sale of 1,500 common shares at $63.00 per share in an open-market or private transaction. Following the option exercise, the reported option grant shows 0 derivative shares remaining in that specific award.
Southern First Bancshares (SFST) filed a notice of proposed stock sales by an affiliated holder. The filing covers the potential sale of 21,000 shares of common stock through Wells Fargo Clearing Services on or after August 12, 2026 on NASDAQ, with an aggregate market value of $1,332,190.49. The shares relate to stock options granted on December 13, 2018 and July 2, 2021, for 10,000 and 11,000 shares respectively. Shares outstanding were 9,471,755 at the time referenced; this is a baseline figure, not the amount being offered.
Southern First Bancshares’ chief accounting officer, Julie Ann Fairchild, exercised 1,500 stock options for common stock on August 4, 2026 at an exercise price of $35.65 per share from an award expiring January 17, 2027, leaving no options from that grant outstanding.
On August 3, 2026 she sold 1,500 shares of Southern First Bancshares common stock at $63.00 per share. After this sale, she directly owned 5,200 shares of SFST common stock. The Rule 10b5-1 checkbox was left unchecked.
Southern First Bancshares, Inc. reported stronger profitability for the quarter ended June 30, 2026. Net income for the quarter was $11,195 thousand, up from $6,581 thousand a year earlier, with diluted earnings per share of $1.20 versus $0.81. For the first six months of 2026, net income was $21,082 thousand, compared with $11,847 thousand for the same period of 2025.
Total assets reached $4,700,171 thousand at June 30, 2026, and loans were $4,030,255 thousand, while deposits were $3,935,452 thousand. The allowance for credit losses was $44,232 thousand, or 1.10% of gross loans. Nonperforming assets were $12,561 thousand, representing 0.31% of gross loans and 0.27% of total assets, and capital ratios were above all regulatory requirements. Financing activities included repayment of $11,500 thousand of subordinated debentures and proceeds of $61,275 thousand from issuance of common stock, contributing to total shareholders’ equity of $452,268 thousand at June 30, 2026.
Southern First Bancshares Inc. director Ray Lattimore reported selling 253 shares of Common Stock on 2026-06-23 in a sale described as an open market or private transaction at $59.2768 per share. Following this transaction, he directly owns 1,127 shares of the company’s common stock.
Southern First Bancshares, Inc. reported strong results for the quarter ended June 30, 2026, with net income available to common shareholders of $11.2 million and diluted EPS of $1.20, up $0.39, or 48%, from the second quarter of 2025 and slightly above the first quarter of 2026.
Net interest income rose 28.0% year over year to $32.37 million, driven by strong loan growth and continued net interest margin expansion to 2.87%. Management highlighted retail client deposit growth of $184 million in the quarter, a 22% annualized rate, and loan portfolio growth at a 9% annualized rate.
Asset quality metrics were stable, with net charge-offs of approximately $96 thousand, or 0.01% of average loans annualized, nonperforming assets at 0.27% of total assets, and an allowance for credit losses equal to 1.10% of loans. Capital strengthened as the company raised $65.2 million of gross proceeds by issuing 1.2 million common shares and redeemed a portion of higher-rate subordinated notes; tangible common equity to assets improved to 9.62% and key regulatory capital ratios increased.
Southern First Bancshares director Cubbage sells shares
Director Leighton M. Cubbage reported an open-market sale of 765 shares of Southern First Bancshares, Inc. common stock at $60.60 per share on June 10, 2026. Following this transaction, his directly held position reported in this filing is 50,715 common shares.
Lattimore Ray reported acquisition or exercise transactions in this Form 4 filing.
Southern First Bancshares director Ray Lattimore received a grant of 310 shares of Common Stock in the form of restricted stock units. The award was made on June 1, 2026 at a stated price of $0.00 per share as a compensation grant, not a market purchase.
These restricted stock units will fully vest on June 1, 2027, according to the footnote. After this grant, Lattimore directly holds a total of 1,380 shares of Southern First Bancshares Common Stock.
SOUTHERN FIRST BANCSHARES INC director William Maner IV reported an equity award on a Form 4. He received 310 shares of common stock in the form of restricted stock units at no cost, which will fully vest on June 1, 2027. Following this grant, he directly holds 3,895 shares. This is a routine compensation-related acquisition, not an open‑market purchase.