Southern First (NASDAQ: SFST) HR chief receives stock grant with tax withholding

Rhea-AI Filing Summary

Southern First Bancshares reported insider equity compensation activity for Chief Human Resources Officer Silvia T. King. She received a grant of 700 shares of common stock as restricted stock units that vest equally over four years, and 296 shares were withheld to cover tax obligations upon vesting. After these transactions, she directly owns 3,963 common shares.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

King Silvia T

(Last) (First) (Middle)

P.O. BOX 17465

(Street)

GREENVILLE SC 29606

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SOUTHERN FIRST BANCSHARES INC [ SFST ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Human Resources Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/01/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/01/2026		A		700(1)	A	$0	4,259	D
Common Stock	02/01/2026		F		296(2)	D	$54.94	3,963	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents grant of restricted stock units. The restricted stock vests equally over four years.

2. Reflects shares of Issuer's common stock withheld to satisfy tax withholding obligations upon vesting of restricted stock units and awards.

	Silvia T. King /s/Julie A. Fairchild, POA	02/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transactions did SFST executive Silvia T. King report?

Silvia T. King reported receiving 700 shares of Southern First Bancshares common stock as a restricted stock unit award, with 296 shares withheld to satisfy tax obligations upon vesting, resulting in direct ownership of 3,963 shares after the transactions.

Was the SFST Form 4 transaction a stock purchase or sale?

The Form 4 shows an equity award and tax withholding, not an open-market trade. King acquired 700 shares through a restricted stock unit grant and disposed of 296 shares solely to cover tax withholding tied to the vesting event.

How many SFST shares does Silvia T. King own after these transactions?

Following the reported award and tax withholding, Silvia T. King directly owns 3,963 shares of Southern First Bancshares common stock, as disclosed in the Form 4’s post-transaction ownership column for her non-derivative holdings.

What are the vesting terms of Silvia T. King’s SFST restricted stock units?

The filing states that the 700-share restricted stock unit grant to Silvia T. King vests equally over four years. This means the award becomes fully owned in stages across four annual vesting dates, subject to applicable conditions.

Why were 296 SFST shares disposed of in Silvia T. King’s Form 4?

The 296-share disposition reflects shares withheld by Southern First Bancshares to satisfy tax withholding obligations when restricted stock units and awards vested, rather than a discretionary market sale by Silvia T. King.

What do the transaction codes A and F mean in the SFST Form 4?

Code A indicates a grant or award acquisition of securities, here 700 restricted stock units. Code F indicates a disposition of shares to pay an exercise price or tax liability, here 296 shares withheld to cover tax obligations on vesting.