Welcome to our dedicated page for SHF Holdings SEC filings (Ticker: SHFSW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SHF Holdings, Inc. SHFSW SEC filings page brings together the company’s regulatory disclosures, including documents that describe its Nasdaq-listed redeemable warrants and related capital arrangements. SHFSW denotes the redeemable warrants of SHF Holdings, Inc., with each whole warrant exercisable for one share of Class A common stock at an exercise price of $11.50 per share, as disclosed in an 8-K filing.
In its 8-K, SHF Holdings, Inc. reports entering into a Common Stock Purchase Agreement with CREO Investments LLC. This filing outlines the conditions under which the company may sell Class A common stock to CREO, the definition of the VWAP Purchase Price, the exchange cap based on Nasdaq rules, and several automatic termination events. The same filing describes a related registration rights agreement covering the resale of common stock issued under the purchase agreement and notes that net proceeds are expected to be used for working capital and general corporate purposes.
On this page, users can review such 8-Ks and other SEC documents to understand how SHF Holdings, Inc. structures its financing arrangements, how SHFSW is defined, and how regulatory requirements are reflected in formal disclosures. Filings may also reference the company’s focus on financial services for cannabis-related businesses and its emphasis on Bank Secrecy Act obligations and FinCEN guidance.
Stock Titan enhances access to these filings with AI-powered summaries that explain key terms, highlight important clauses, and clarify complex sections of documents such as 8-Ks, 10-Ks, and 10-Qs. Real-time updates from EDGAR, along with structured views of forms like Form 4 for insider transactions when available, help users quickly locate and interpret information relevant to SHF Holdings, Inc. and its SHFSW warrants.
SHF Holdings, Inc. Chief Marketing Officer Jeffrey R. Kay reported multiple transactions in Series B securities. On September 30, 2025, he entered a Securities Purchase Agreement under which the company issued 63 shares of Series B Convertible Preferred Stock at $800 per share and Series B Warrants to buy 4,057 shares of common stock at a conversion price of $7.7644 per share, with the warrants expiring on May 10, 2029. The acquisition was subject to shareholder approval obtained on November 6, 2025. The Series B Preferred Stock is perpetual. The company later redeemed one preferred share on December 10, 2025 and another on December 31, 2025, leaving Kay with 61 Series B preferred shares. The filing notes the transactions were reported late due to an administrative oversight.
SHF Holdings, Inc. Chief Marketing Officer Jeffrey R. Kay reported multiple transactions in Series B securities. On September 30, 2025, he entered a Securities Purchase Agreement under which the company issued 63 shares of Series B Convertible Preferred Stock at $800 per share and Series B Warrants to buy 4,057 shares of common stock at a conversion price of $7.7644 per share, with the warrants expiring on May 10, 2029. The acquisition was subject to shareholder approval obtained on November 6, 2025. The Series B Preferred Stock is perpetual. The company later redeemed one preferred share on December 10, 2025 and another on December 31, 2025, leaving Kay with 61 Series B preferred shares. The filing notes the transactions were reported late due to an administrative oversight.
SHF Holdings, Inc. director and senior executive Terrance Elliot Mendez increased his exposure to the company through preferred stock, warrants, and stock options tied to a financing milestone. On September 30, 2025, he bought 125 shares of Series B Convertible Preferred Stock at $800 per share and received Series B Warrants to purchase 8,050 shares of common stock at a $7.7644 exercise price, under a Securities Purchase Agreement on the same terms as other participants and subject to shareholder approval obtained on November 6, 2025. That day he also received a stock option grant for 91,751 common shares at a $2.40 exercise price, vesting in full once the company completed an equity financing with at least $4 million in gross proceeds, which occurred on September 30, 2025. The company subsequently redeemed one Series B preferred share on December 10, 2025 and one more on December 31, 2025 under the preferred stock’s terms, leaving him with 123 Series B preferred shares.
SHF Holdings, Inc. director and senior executive Terrance Elliot Mendez increased his exposure to the company through preferred stock, warrants, and stock options tied to a financing milestone. On September 30, 2025, he bought 125 shares of Series B Convertible Preferred Stock at $800 per share and received Series B Warrants to purchase 8,050 shares of common stock at a $7.7644 exercise price, under a Securities Purchase Agreement on the same terms as other participants and subject to shareholder approval obtained on November 6, 2025. That day he also received a stock option grant for 91,751 common shares at a $2.40 exercise price, vesting in full once the company completed an equity financing with at least $4 million in gross proceeds, which occurred on September 30, 2025. The company subsequently redeemed one Series B preferred share on December 10, 2025 and one more on December 31, 2025 under the preferred stock’s terms, leaving him with 123 Series B preferred shares.
SHF Holdings, Inc. Chief Investment & Strategy Officer Michael Regan reported several 2025 equity-linked transactions. On September 30, 2025, he entered a Securities Purchase Agreement under which the company issued 63 shares of Series B Convertible Preferred Stock at $800 per share and Series B Warrants initially exercisable for 4,057 common shares at $7.7644, on the same terms as other participants, subject to shareholder approval obtained on November 6, 2025. That day he also held a previously granted stock option for 45,875 common shares at $2.40, which vested 100% when the company completed an equity financing with at least $4 million in gross proceeds on September 30. The company later redeemed one Series B Preferred share on December 10, 2025 and another on December 31, 2025, leaving 61 Series B Preferred shares. The filing notes it was reported late due to an administrative oversight.
SHF Holdings, Inc. Chief Investment & Strategy Officer Michael Regan reported several 2025 equity-linked transactions. On September 30, 2025, he entered a Securities Purchase Agreement under which the company issued 63 shares of Series B Convertible Preferred Stock at $800 per share and Series B Warrants initially exercisable for 4,057 common shares at $7.7644, on the same terms as other participants, subject to shareholder approval obtained on November 6, 2025. That day he also held a previously granted stock option for 45,875 common shares at $2.40, which vested 100% when the company completed an equity financing with at least $4 million in gross proceeds on September 30. The company later redeemed one Series B Preferred share on December 10, 2025 and another on December 31, 2025, leaving 61 Series B Preferred shares. The filing notes it was reported late due to an administrative oversight.
SHF Holdings, Inc. director Richard Carleton entered into a Securities Purchase Agreement on September 30, 2025, under which the company issued and sold to him 13 shares of Series B Convertible Preferred Stock at $800 per share and Series B Warrants to buy 837 shares of common stock at $7.7644 per share. The acquisition of these securities was subject to shareholder approval, which was obtained on November 6, 2025. The Series B Preferred Stock is perpetual. The company later redeemed one share of his Series B Preferred Stock on December 10, 2025 and one share on December 31, 2025, leaving him with 11 Series B Preferred shares reported as of year-end.
SHF Holdings, Inc. director Richard Carleton entered into a Securities Purchase Agreement on September 30, 2025, under which the company issued and sold to him 13 shares of Series B Convertible Preferred Stock at $800 per share and Series B Warrants to buy 837 shares of common stock at $7.7644 per share. The acquisition of these securities was subject to shareholder approval, which was obtained on November 6, 2025. The Series B Preferred Stock is perpetual. The company later redeemed one share of his Series B Preferred Stock on December 10, 2025 and one share on December 31, 2025, leaving him with 11 Series B Preferred shares reported as of year-end.
SHF Holdings, Inc. reported that PAO SVP of Finance Controller Douglas Beck received a grant of stock options covering 45,875 shares of common stock at an exercise price of $2.40 per share. The options were granted on August 7, 2025 and were subject to a financing vesting condition tied to an equity financing that generated at least $4 million in gross proceeds for the company. This condition was met on September 30, 2025, causing the options to vest 100% on that date. Following this compensation-related award, Beck holds 45,875 stock options directly, with an expiration date of August 7, 2035. The filing notes the transaction was reported late due to an administrative oversight.
SHF Holdings, Inc. reported that PAO SVP of Finance Controller Douglas Beck received a grant of stock options covering 45,875 shares of common stock at an exercise price of $2.40 per share. The options were granted on August 7, 2025 and were subject to a financing vesting condition tied to an equity financing that generated at least $4 million in gross proceeds for the company. This condition was met on September 30, 2025, causing the options to vest 100% on that date. Following this compensation-related award, Beck holds 45,875 stock options directly, with an expiration date of August 7, 2035. The filing notes the transaction was reported late due to an administrative oversight.
SHF Holdings, Inc. executive Michael Regan, Chief Investment & Strategy Officer, reported his initial beneficial ownership on a Form 3. He holds a stock option to buy 7,326 shares of common stock at an exercise price of $6.40 per share, expiring on March 10, 2035. The options were granted on March 10, 2025 and vest at a rate of 33.3% per year starting December 31, 2025, indicating this is a compensation award rather than an open-market trade.
SHF Holdings, Inc. executive Michael Regan, Chief Investment & Strategy Officer, reported his initial beneficial ownership on a Form 3. He holds a stock option to buy 7,326 shares of common stock at an exercise price of $6.40 per share, expiring on March 10, 2035. The options were granted on March 10, 2025 and vest at a rate of 33.3% per year starting December 31, 2025, indicating this is a compensation award rather than an open-market trade.
SHF Holdings, Inc. filed an initial ownership report for Chief Marketing Officer Kay Jeffrey R., detailing stock option awards tied to common stock. The filing shows options to acquire 25,824 shares at $2.40 per share expiring in 2035, and options to acquire 23,781 shares at $2.22 per share, also expiring in 2035.
Footnotes explain that the options were granted on April 7, 2025 and August 7, 2025, and vest at a rate of 33.3% per year beginning December 31, 2025. These entries reflect holdings rather than new market purchases or sales.
SHF Holdings, Inc. filed an initial ownership report for Chief Marketing Officer Kay Jeffrey R., detailing stock option awards tied to common stock. The filing shows options to acquire 25,824 shares at $2.40 per share expiring in 2035, and options to acquire 23,781 shares at $2.22 per share, also expiring in 2035.
Footnotes explain that the options were granted on April 7, 2025 and August 7, 2025, and vest at a rate of 33.3% per year beginning December 31, 2025. These entries reflect holdings rather than new market purchases or sales.
SHF Holdings, Inc. filed an initial insider ownership report for Douglas Beck, who serves as PAO SVP of Finance Controller. This Form 3 identifies him as a reporting person for the company’s stock. The filing does not list any buy, sell, or other share transactions.
SHF Holdings, Inc. filed an initial insider ownership report for Douglas Beck, who serves as PAO SVP of Finance Controller. This Form 3 identifies him as a reporting person for the company’s stock. The filing does not list any buy, sell, or other share transactions.
SHF Holdings, Inc. will hold its 2026 virtual annual stockholders meeting on June 17, 2026 at 7:30 a.m. Mountain Daylight Time. Stockholders as of April 30, 2026 may vote on electing two Class II directors and ratifying Macias, Gini & O’Connell LLP as independent auditor for 2026.
The board is majority independent, with staggered three-year terms and fully independent audit, compensation, and nominating committees. The company details executive and director compensation, including equity awards, and discloses an ongoing Abaca merger-related lawsuit where a court upheld counterclaims on the validity of a merger amendment and related breach, with damages to be determined.
SHF Holdings, Inc. will hold its 2026 virtual annual stockholders meeting on June 17, 2026 at 7:30 a.m. Mountain Daylight Time. Stockholders as of April 30, 2026 may vote on electing two Class II directors and ratifying Macias, Gini & O’Connell LLP as independent auditor for 2026.
The board is majority independent, with staggered three-year terms and fully independent audit, compensation, and nominating committees. The company details executive and director compensation, including equity awards, and discloses an ongoing Abaca merger-related lawsuit where a court upheld counterclaims on the validity of a merger amendment and related breach, with damages to be determined.
SHF Holdings, Inc. has filed a Form S-1 registering 22,598,184 shares of Class A common stock for resale by selling stockholders. This includes 21,517,377 shares underlying Series B Warrants at a temporarily reduced exercise price of $0.65 and 1,080,807 shares issued to Partner Colorado Credit Union.
The company will not receive proceeds from stockholder resales but could receive up to approximately $15.3 million if all Series B Warrants are exercised for cash. The filing highlights sharp revenue declines, a substantial doubt going-concern warning tied to recurring losses, significant 65% loan-loss indemnification exposure under the Second Amended CAA, and heightened Nasdaq delisting risk from a sub‑$1.00 share price and a proposed $5 million minimum market cap rule.
SHF Holdings, Inc. has filed a Form S-1 registering 22,598,184 shares of Class A common stock for resale by selling stockholders. This includes 21,517,377 shares underlying Series B Warrants at a temporarily reduced exercise price of $0.65 and 1,080,807 shares issued to Partner Colorado Credit Union.
The company will not receive proceeds from stockholder resales but could receive up to approximately $15.3 million if all Series B Warrants are exercised for cash. The filing highlights sharp revenue declines, a substantial doubt going-concern warning tied to recurring losses, significant 65% loan-loss indemnification exposure under the Second Amended CAA, and heightened Nasdaq delisting risk from a sub‑$1.00 share price and a proposed $5 million minimum market cap rule.