Southern Missouri (SMBC) CEO Greg Steffens receives new stock and option grants

Rhea-AI Filing Summary

STEFFENS GREG A reported acquisition or exercise transactions in this Form 4 filing.

Southern Missouri Bancorp Chairman and CEO Greg A. Steffens reported equity awards on February 24, 2026. He received 1,500 stock options and 600 shares of common stock as grants at no cash cost to him.

The 600-share award is scheduled to vest over five years beginning February 9, 2027, with up to 20% vesting each year based on the company’s annualized return on average assets over the 12 calendar quarters preceding each vesting date. The new stock options vest in 20% installments over five years, with the first installment vesting on February 24, 2027 and additional installments vesting annually thereafter. The filing also updates Steffens’ direct and indirect holdings, including shares held through a 401(k) plan and as custodian for a daughter.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

STEFFENS GREG A

(Last) (First) (Middle)

2991 OAK GROVE RD.

(Street)

POPLAR BLUFF MO 63901

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SOUTHERN MISSOURI BANCORP, INC. [ SMBC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CHAIRMAN/CEO

3. Date of Earliest Transaction (Month/Day/Year)
02/24/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/24/2026		A(1)		600	A	$0	219,258	D
Common Stock								48,667.331(2)	I	401(k)
Common Stock								24,027	I	Custodian for Daughter

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (Right to Buy)	$62.96	02/24/2026		A		1,500		(3)	02/24/2036	Common Stock	1,500	$0	1,500	D
Stock Option (Right to Buy)	$60.42							(4)	02/18/2035	Common Stock	1,500		1,500	D
Stock Option (Right to Buy)	$40.82							(5)	02/08/2034	Common Stock	2,500		2,500	D
Stock Option (Right to Buy)	$46.94							(6)	02/21/2033	Common Stock	2,500		2,500	D
Stock Option (Right to Buy)	$53.82							(7)	02/03/2032	Common StocK	2,500		2,500	D
Stock Option (Right to Buy)	$34.91							(8)	02/10/2031	Common Stock	5,000		5,000	D
Stock Option (Right to Buy)	$37.4							(9)	02/18/2030	Common Stock	3,500		3,500	D
Stock Option (Right to Buy)	$34.35							(10)	01/04/2029	Common Stock	3,500		3,500	D
Stock Option (Right to Buy)	$37.31							(11)	01/16/2028	Common Stock	3,500		3,500	D

Explanation of Responses:

1. The shares are scheduled to vest over a five-year period beginning February 9, 2027, with up to 20% of the shares vesting on that date and on each of the next four anniversaries of that date based on the extent to which the Company's annualized return on average assets over the 12 calendar quarters ending immediately prior to the applicable vesting date exceeds a threshold level.

2. Reflects 401(k) contributions that have occurred since the date of the reporting person's last ownership report.

3. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/24/27. Each remaining installment vests annually thereafter.

4. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/18/26. Each remaining installment vests annually thereafter.

5. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/8/25. Each remaining installment vests annually thereafter.

6. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/21/24. Each remaining installment vests annually thereafter.

7. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/3/23. Each remaining installment vests annually thereafter.

8. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/10/22. Each remaining installment vests annually thereafter.

9. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 2/18/21. Each remaining installment vests annually thereafter.

10. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 1/4/20. Each remaining installment vests annually thereafter.

11. The options become exercisable in 20% installments over a five-year period with the first installment vesting on 1/16/19. Each remaining installment vests annually thereafter.

	/s/ Greg A. Steffens	02/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What did SMBC Chairman Greg Steffens acquire in this Form 4 filing?

Greg Steffens received a grant of 1,500 stock options and 600 shares of common stock in Southern Missouri Bancorp. These awards were granted at no cash cost and are structured to vest over future years, aligning his compensation with long-term company performance.

How do the new SMBC equity awards to Greg Steffens vest over time?

The 600-share grant vests over five years starting February 9, 2027, with up to 20% vesting each year based on return on average assets. The 1,500 stock options vest in 20% annual installments over five years, beginning February 24, 2027, subject to continued service.

Are Greg Steffens’ new SMBC stock and option awards performance-based?

The 600-share award is performance-linked, vesting each year only to the extent Southern Missouri Bancorp’s annualized return on average assets over 12 prior quarters exceeds a threshold. The 1,500 stock options vest solely on a time-based schedule in 20% annual installments over five years.

What indirect SMBC holdings for Greg Steffens are shown in this Form 4?

The filing reports indirect common stock holdings through a 401(k) plan and as custodian for a daughter. These entries update total shares in each account, reflecting 401(k) contributions and custodial holdings, and clarify that some ownership is indirect rather than held directly in his name.

Does this SMBC Form 4 show any stock sales by Greg Steffens?

The data reflects only grant or award acquisitions and updated holdings for Greg Steffens, with no reported stock sales. Transactions coded as awards increase his potential ownership, while the additional entries simply restate current option and common stock balances in direct and indirect accounts.