SmartFinancial raises quarterly dividend to $0.09

SmartFinancial, Inc. declared a regular quarterly cash dividend of $0.09 per share of common stock.

Rhea-AI Filing Summary

SmartFinancial, Inc. declared a regular quarterly cash dividend of $0.09 per share of common stock. The dividend is payable on June 1, 2026 to shareholders of record at the close of business on May 15, 2026.

The $0.09 quarterly dividend represents a 12.5% increase from the prior quarterly dividend of $0.08 per share declared in January 2026, signaling a higher ongoing cash return to shareholders.

8-K Event Classification

2 items: 7.01, 9.01

2 items

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, or exhibit attachments filed with this report.

Key Figures

New quarterly dividend: $0.09 per share Prior quarterly dividend: $0.08 per share Dividend increase: 12.5% +2 more

5 metrics

New quarterly dividend $0.09 per share Declared April 30, 2026 on SmartFinancial common stock

Prior quarterly dividend $0.08 per share Declared in January 2026

Dividend increase 12.5% Increase from $0.08 to $0.09 per share

Dividend payment date June 1, 2026 Payable date for the $0.09 quarterly dividend

Dividend record date May 15, 2026 Shareholders of record at close of business qualify

Key Terms

quarterly cash dividend, Regulation FD, bank holding company, forward-looking statements, +1 more

5 terms

quarterly cash dividend financial

"declared a quarterly cash dividend of $0.09 per share of SmartFinancial common stock"

A quarterly cash dividend is a payment made by a company to its shareholders four times a year, usually based on its profits. It is like a regular bonus or reward for owning the company's stock, providing shareholders with income. Many investors see these payments as a sign of the company's stability and its ability to generate consistent profits.

Regulation FD regulatory

"Item 7.01 Regulation FD Disclosure"

Regulation FD is a rule that prevents company insiders, like executives, from sharing important information with some people before others get it. It matters because it helps ensure all investors have equal access to key news, making the stock market fairer and reducing chances of insider trading.

bank holding company financial

"the publicly-traded bank holding company for SmartBank"

A bank holding company is a parent corporation that owns one or more banks and other financial businesses, like a household that controls several shops under the same roof. Investors care because this structure determines how the business is regulated, how it raises capital, pays dividends, and absorbs losses; it can make a banking group safer or riskier and affects the value and liquidity of the company’s shares.

forward-looking statements regulatory

"may be deemed to constitute forward-looking statements as defined under the Private Securities Litigation Reform Act of 1995"

Forward-looking statements are predictions or plans that companies share about what they expect to happen in the future, like estimating sales or profits. They matter because they help investors understand a company's outlook, but since they are based on guesses and assumptions, they can sometimes be wrong.

Private Securities Litigation Reform Act of 1995 regulatory

"forward-looking statements as defined under the Private Securities Litigation Reform Act of 1995"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What dividend did SmartFinancial (SMBK) declare in this 8-K filing?

SmartFinancial declared a quarterly cash dividend of $0.09 per share of common stock. The dividend reflects the company’s regular cash return program and is described as a quarterly payment approved by the board of directors on April 30, 2026.

How does SmartFinancial’s new dividend compare to its prior dividend?

The new quarterly dividend of $0.09 per share represents a 12.5% increase over SmartFinancial’s prior quarterly dividend of $0.08 per share. The earlier dividend was declared in January 2026, so this filing confirms a higher ongoing cash payout level.

When will SmartFinancial (SMBK) pay the announced dividend and who qualifies?

The $0.09 per share dividend will be paid on June 1, 2026. Shareholders who are of record as of the close of business on May 15, 2026 will be eligible to receive this quarterly cash dividend on their SmartFinancial common stock.

What is the main purpose of SmartFinancial’s Form 8-K dated April 30, 2026?

The Form 8-K primarily reports that SmartFinancial’s board of directors declared a $0.09 per share quarterly cash dividend. It also furnishes the related press release as an exhibit under Regulation FD, detailing the dividend timing and the percentage increase from the prior payout.

What business does SmartFinancial (SMBK) operate according to the filing?

SmartFinancial is described as the publicly traded bank holding company for SmartBank. SmartBank is a full-service commercial bank founded in 2007 with branches across Tennessee, Alabama, and Florida, focusing on client service, strategic branching, and disciplined lending.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 04/30/2026 - 05:00 PM EDT Learn about SEC filing dates

0001038773false00010387732026-04-302026-04-30

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): April 30, 2026

SMARTFINANCIAL, INC.

(Exact name of registrant as specified in its charter)

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Tennessee	​ ​ ​	001-37661	​ ​ ​	62-1173944
(State or other jurisdiction of incorporation)		(Commission File Number)		(IRS Employer Identification No.)

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5401 Kingston Pike, Suite 600		37919
Knoxville, Tennessee	​	(Zip Code)
(Address of principal executive offices)

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​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​	(865) 437-5700	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
​	(Registrant’s telephone number, including area code)	​

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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act.:

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Title of each class	​	Trading Symbol(s)	​	Name of each exchange on which registered
Common Stock, $1.00 par value	​	SMBK	​	The New York Stock Exchange

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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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Item 7.01  Regulation FD Disclosure.

On April 30, 2026, SmartFinancial, Inc. (“SmartFinancial”) issued a press release announcing that, on April 30, 2026, the board of directors of SmartFinancial (the “Board”) declared a quarterly cash dividend of $0.09 per share of SmartFinancial common stock (the “Dividend”) payable on June 1, 2026, to shareholders of record as of the close of business on May 15, 2026.  

A copy of the press release announcing the dividend is attached as Exhibit 99.1 hereto and incorporated herein by reference.

In accordance with General Instructions B.2 of Form 8K, the information in Item 7.01 of this report (including Exhibit 99.1) shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, and shall not be incorporated by reference into any registration statement or other document filed under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

Item 9.01 Financial Statements and Exhibits

(d) EXHIBITS

99.1Press Release issued by SmartFinancial, Inc., dated April 30, 2026

104Cover Page Interactive Data File (embedded within the inline XBRL document)

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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	SMARTFINANCIAL, INC.
Date: April 30, 2026
	By:	/s/ William Y. Carroll, Jr.
	Name:	William Y. Carroll, Jr.
	Title:	President & Chief Executive Officer

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Exhibit 99.1

SMARTFINANCIAL APPROVES REGULAR

QUARTERLY CASH DIVIDEND

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KNOXVILLE, Tenn., April 30, 2026 – SmartFinancial, Inc. (“SmartFinancial”) (NYSE: SMBK), the parent company for SmartBank, announced that on April 30, 2026, the board of directors of SmartFinancial declared a quarterly cash dividend of $0.09 per share of SmartFinancial common stock payable on June 1, 2026, to shareholders of record as of the close of business on May 15, 2026.  The $0.09 per share quarterly dividend represents a 12.5% increase over SmartFinancial’s prior quarterly dividend declared in January 2026 of $0.08 per share.

About SmartFinancial, Inc.

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SmartFinancial, Inc., based in Knoxville, Tennessee, is the publicly-traded bank holding company for SmartBank. SmartBank is a full-service commercial bank founded in 2007 with branches across Tennessee, Alabama, and Florida. Recruiting the best people, delivering exceptional client service, strategic branching, and a disciplined approach to lending have all contributed to the company’s success. More information about SmartFinancial can be found on its website: www.smartfinancialinc.com.

Forward-Looking Statements

This news release may contain statements that are based on management’s current estimates or expectations of future events or future results, and that may be deemed to constitute forward-looking statements as defined under the Private Securities Litigation Reform Act of 1995.  These statements are not historical in nature and can generally be identified by such words as “expect,” “anticipate,” “intend,” “plan,” “believe,” “seek,” “may,” “will,” “estimate,” and similar expressions. All forward-looking statements are subject to risks, uncertainties, and other factors that may cause the actual results of SmartFinancial to differ materially from future results expressed or implied by such forward-looking statements. These factors can be found in SmartFinancial’s most recent annual report on Form 10-K, quarterly reports on Form 10-Q, and current reports on Form 8-K, in each case filed with or furnished to the Securities and Exchange Commission (the “SEC”) and available on the SEC’s website (www.sec.gov). Undue reliance should not be placed on forward-looking statements.  SmartFinancial disclaims any obligation to update or revise any forward-looking statements contained in this release, which speak only as of the date hereof, whether as a result of new information, future events, or otherwise.

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Investor Contacts	​
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Billy Carroll	Nathan Strall
President & Chief Executive Officer	VP and Director of Strategy & Corporate Development
Email: billy.carroll@smartbank.com	Email: nathan.strall@smartbank.com
Phone: (865) 868-0613	Phone: (865) 868-2604
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Filing Exhibits & Attachments

4 documents

Press Releases

• EX-99.1 EX-99.1 12.8 KB

Other Documents

• EX-101 EX-101.SCH 2.6 KB
• EX-101 EX-101.LAB 15.6 KB
• EX-101 EX-101.PRE 9.8 KB