Director Kelli D. Shomaker acquires 808 SMARTFINANCIAL INC. (SMBK) shares at $0

Rhea-AI Filing Summary

SMARTFINANCIAL INC. director Kelli D. Shomaker reported acquiring common stock through a Form 4 filing. On January 29, 2026, she received 808 shares of common stock at a reported price of $0 per share. After this transaction, she beneficially owns 1,830 common shares, held in direct ownership.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Shomaker Kelli D

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	808	$0.00	--

Holdings After Transaction: Common Stock — 1,830 shares (Direct)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Shomaker Kelli D

(Last) (First) (Middle)

5401 KINGSTON PIKE

SUITE 600

(Street)

KNOXVILLE TN 37919

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SMARTFINANCIAL INC. [ SMBK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/29/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/29/2026		A		808	A	$0	1,830	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Glen E. Allen, Jr., Attorney-in-Fact	01/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did SMARTFINANCIAL INC. (SMBK) report for Kelli D. Shomaker?

SMARTFINANCIAL INC. reported that director Kelli D. Shomaker acquired 808 shares of common stock on January 29, 2026. The transaction was coded as an acquisition at a reported price of $0 per share in direct ownership.

How many SMARTFINANCIAL INC. (SMBK) shares does Kelli D. Shomaker own after this Form 4?

Following the reported transaction, director Kelli D. Shomaker beneficially owns 1,830 shares of SMARTFINANCIAL INC. common stock. The filing indicates these shares are held under direct ownership, with no derivative securities listed in the report.

What was the transaction price on the SMARTFINANCIAL INC. (SMBK) Form 4 for Kelli D. Shomaker?

The Form 4 shows that the 808 shares of SMARTFINANCIAL INC. common stock acquired by director Kelli D. Shomaker on January 29, 2026 had a reported transaction price of $0 per share, indicating no cash consideration was paid in this acquisition.

What role does Kelli D. Shomaker hold at SMARTFINANCIAL INC. (SMBK)?

Kelli D. Shomaker is listed as a Director of SMARTFINANCIAL INC. in the Form 4 filing. She is not marked as an officer or 10% owner, and the form is filed for one reporting person under Section 16 rules.

Were any derivative securities reported for SMARTFINANCIAL INC. (SMBK) on this Form 4?

No derivative securities were reported on this Form 4 for SMARTFINANCIAL INC. The table for derivative securities is present but contains no transactions, indicating only non-derivative common stock activity for Kelli D. Shomaker was disclosed.