Welcome to our dedicated page for Sumitomo Mitsui Finl Group SEC filings (Ticker: SMFG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Sumitomo Mitsui Financial Group, Inc. (SMFG) files as a foreign private issuer with the U.S. Securities and Exchange Commission, using Form 20‑F as its primary annual reporting framework and furnishing interim information on Form 6‑K. This page provides access to SMFG’s SEC filings, which offer detailed insight into the group’s global commercial banking, securities, leasing, and consumer finance activities.
SMFG’s 6‑K reports often include interim consolidated financial statements under IFRS, interim consolidated financial statements under Japanese GAAP, and supplementary data on income analysis, interest spreads, securities portfolios, non‑performing loans, credit costs, capital ratios, and earnings targets. Certain 6‑K filings are explicitly incorporated by reference into SMFG’s Form F‑3 shelf registration statement, linking these disclosures to the company’s debt and capital markets issuance programs.
Filings also document capital management actions such as resolutions to repurchase common stock under the Companies Act of Japan, periodic progress reports on share repurchases, and plans to cancel repurchased shares. Other reports describe decisions on interim dividends, revisions to dividend forecasts, and the rationale for changes based on updated earnings forecasts. Debt‑related filings may include forms of senior notes, including floating rate and fixed‑to‑floating rate instruments with various maturities, along with associated legal and tax opinions.
Through this page, users can review SMFG’s interim and annual disclosures, capital transactions, and regulatory communications as they appear on EDGAR. Stock Titan’s AI tools can help summarize lengthy 6‑K packages, highlight key figures from IFRS and Japanese GAAP statements, and surface important items such as share repurchase resolutions, dividend announcements, and note issuance terms, allowing investors to navigate SMFG’s complex filing history more efficiently.
Sumitomo Mitsui Financial Group reports solid interim results under Japanese GAAP for the six months ended September 30, 2025. Ordinary profit rose to ¥1,278,123 million, up from ¥1,030,472 million a year earlier, and profit attributable to owners of the parent increased to ¥933,505 million from ¥725,172 million, showing stronger underlying earnings.
Total assets were ¥305,905,915 million and total net assets were ¥15,304,259 million, reflecting a large, well-capitalized balance sheet. Operating cash flow swung to an outflow of ¥5,889,077 million, while investing activities generated ¥2,387,470 million and financing activities provided ¥24,434 million, leading to a net decrease in cash and cash equivalents to ¥62,716,294 million.
The group recorded additional reserves for possible loan losses of ¥34,125 million related to U.S. tariff exposure, ¥87,269 million for Russia-related credits, ¥31,617 million for prolonged high overseas interest rates, and ¥10,565 million for changes in the domestic business environment, highlighting a cautious stance toward emerging credit risks.
Sumitomo Mitsui Financial Group, Inc. filed an amended report to correct previously disclosed figures for its non‑cancelable operating lease commitments under Japanese GAAP. The update revises the future minimum lease payments table as of March 31, 2024 and 2025. For 2024, lease payments due after one year were corrected from ¥184,207 million to ¥251,467 million, increasing the total from ¥221,293 million to ¥288,553 million. For 2025, payments due after one year were corrected from ¥162,464 million to ¥229,724 million, with the total rising from ¥199,790 million to ¥267,051 million. The amendment is limited to this lease disclosure and is incorporated by reference into the company’s Form F‑3 shelf registration.
Sumitomo Mitsui Financial Group, Inc. filed an amended Form 6-K to correct a disclosure in its interim consolidated Japanese GAAP financial statements for the six months ended September 30, 2024. The correction updates the table of future minimum lease payments on non-cancelable operating leases. As amended, amounts due after 1 year increased to
Sumitomo Mitsui Financial Group, Inc. has corrected previously reported Japanese GAAP figures for its non‑cancelable operating lease commitments as of March 31, 2023 and 2024. Future minimum lease payments due after one year for operating leases were revised from ¥186,778 million to ¥254,038 million for 2023 and from ¥184,207 million to ¥251,467 million for 2024. As a result, total future minimum lease payments were updated from ¥221,429 million to ¥288,690 million for 2023 and from ¥221,293 million to ¥288,553 million for 2024. Amounts due within one year, ¥34,651 million for 2023 and ¥37,086 million for 2024, remain unchanged.
Sumitomo Mitsui Financial Group, Inc. filed an amended Form 6-K to correct a note in its interim Japanese GAAP financial statements for the six months ended September 30, 2023. The change updates the table of future minimum payments for non‑cancelable operating leases, increasing the “due after 1 year” amounts to ¥254,038 million as of March 31, 2023 and ¥252,142 million as of September 30, 2023, and raising the corresponding totals to ¥288,690 million and ¥288,641 million. The amendment states that no other parts of the original Form 6-K furnished on December 5, 2023 are being revised.
Sumitomo Mitsui Financial Group, Inc. updated its previously reported Japanese GAAP consolidated financial statements to correct a disclosure on operating lease commitments. The change affects the schedule of future minimum lease payments for non‑cancelable operating leases as of March 31, 2022 and 2023.
For March 31, 2022, the amounts remain due within 1 year of ¥37,084 million, due after 1 year of ¥212,928 million, and total of ¥250,013 million. For March 31, 2023, the corrected figures are due within 1 year of ¥34,651 million, due after 1 year of ¥254,038 million, and total of ¥288,690 million, replacing previously lower figures for the “due after 1 year” and total amounts.
Sumitomo Mitsui Financial Group, Inc. reported progress on its ongoing share repurchase program authorized by its board of directors. Between November 17 and November 30, 2025, the company repurchased 7,226,900 shares of common stock for a total of
The program was approved on November 14, 2025 and permits buybacks of up to 50,000,000 shares, equivalent to
Sumitomo Mitsui Financial Group authorized a share repurchase of up to 50,000,000 common shares for up to JPY 150,000,000,000, with plans to cancel all repurchased shares. The company cites enhancing shareholder returns and improving capital efficiency as the reasons for the program.
The repurchase will run from November 17, 2025 to January 31, 2026 via market purchases under a discretionary dealing contract, and the cancellation is scheduled for February 20, 2026. As context, shares issued excluding treasury stock were 3,847,300,534 as of October 31, 2025, and treasury stock totaled 10,107,106 shares.
Sumitomo Mitsui Financial Group (SMFG) announced an interim dividend of ¥78 per share for the fiscal year ending March 31, 2026, resolved by its Board with a record date of September 30, 2025. The total interim payout is ¥300,089 million, sourced from retained earnings, with an effective payment date of December 2, 2025.
SMFG also raised its dividend forecast following an upward revision to its consolidated earnings outlook. The year-end dividend forecast is now ¥79 per share (up from ¥68), bringing the annual forecast to ¥157 per share (up from ¥136). Compared with the prior year’s dividends, interim was ¥60, year-end ¥62, and annual ¥122, implying increases of ¥18, ¥17, and ¥35, respectively.
Sumitomo Mitsui Financial Group (SMFG) reported stronger first-half results. For the six months ended September 30, 2025, profit attributable to owners of parent was 933,505 million yen, up 208,333 million. Ordinary profit rose to 1,278,123 million yen as consolidated net business profit reached 1,148,060 million, driven by higher net interest income of 1,282,937 million and net fees and commissions of 829,346 million.
Costs and credit metrics were mixed. General and administrative expenses were 1,228,787 million. Total credit cost was 90,168 million. The consolidated NPL ratio increased to 0.76%. Capital remained solid with a total capital ratio of 15.62%, Common Equity Tier 1 ratio of 12.59%, and a leverage ratio of 5.17%. ROE was 16.3% (Tokyo Stock Exchange’s standard 12.5).
Outlook: For FY3/2026, targets include profit attributable to owners of parent of 1,500.0 billion yen and ordinary profit of 2,110.0 billion. The dividends forecast for common stock is 78 yen interim and 157 yen annual, with a reference total annual dividend amount of 601.2 billion yen.