Does the SNFCA Form 4 show any insider share sales by John L. Cook?

No insider sales are reported. The Form 4 lists only acquisitions: restricted stock unit grants, stock option grants, and the April 1, 2026 conversion resulting in 615 shares of Class A Common Stock, all categorized as grant or exercise transactions, not market sales.

Director at Security National (SNFCA) granted RSUs and stock

Filing Impact

(Moderate)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

SECURITY NATIONAL FINANCIAL CORP director John L. Cook reported equity compensation activity consisting entirely of share acquisitions. On April 1, 2026, he received a grant of 615 restricted stock units (RSUs) tied to Class A Common Stock at a reference price of $8.53 per share, and on the same date 615 shares of Class A Common Stock were acquired through an exercise/conversion related to these awards.

Following these transactions, Cook directly holds 24,520 shares of Class A Common Stock and 52,326 RSUs, which vest quarterly and are scheduled to be fully vested by December 31, 2026. The filing also lists prior director stock option and RSU grants made under the company’s equity incentive plans, adjusted over time for stock dividends under plan anti-dilution provisions.

Insider Trade Summary

10 transactions reported

Mixed 10 txns

Insider Cook John L

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Unit	615	$8.53	$5K
Exercise	Class A Common Stock	615	$8.53	$5K
Grant/Award	Restricted Stock Unit	2,461	$8.53	$21K
Grant/Award	Director Stock Option (right to buy)	8,820	$7.21	$64K
Grant/Award	Director Stock Option (right to buy)	8,104	$5.56	$45K
Grant/Award	Director Stock Option (right to buy)	7,293	$7.02	$51K
Grant/Award	Director Stock Option (right to buy)	7,850	$2.84	$22K
Grant/Award	Director Stock Option (right to buy)	8,242	$3.91	$32K
Grant/Award	Director Stock Option (right to buy)	8,657	$3.76	$33K
Grant/Award	Director Stock Option (right to buy)	1,514	$3.27	$5K

Holdings After Transaction: Restricted Stock Unit — 52,326 shares (Direct); Class A Common Stock — 24,520 shares (Direct); Director Stock Option (right to buy) — 50,480 shares (Direct)

Footnotes (1)

This option was granted on December 1, 2017 as an option for 1,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.05 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 2, 2018, February 1, 2019, and February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025. This option was granted on November 30, 2018 as an option for 5,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.52 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 1, 2019 and February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025. This option was granted on December 6, 2019 as an option for 5,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.46 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025. This option was granted on March 27, 2020 as an option for 2,500 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $3.76 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on February 7, 2020, a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025. This option was granted on December 3, 2021 as an option for 6,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $8.62 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025. This option was granted on December 2, 2022 as an option for 7,000 shares of Class A Common Stock under 2014 Director Stock Option Plan at an exercise price of $6.48 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on July 14, 2023, July 12, 2024 and July 18, 2025. This option was granted on December 1, 2023 as an option for 8,000 shares of Class A Common Stock under the 2022 Equity Incentive Plan at an exercise price of $7.99 per share, but adjusted pursuant to the 2022 Equity Incentive Plan to reflect a 5% stock dividend paid on July 12, 2024 and July 18, 2025. These restricted stock units were granted on December 5, 2025 for 2,461 shares of Class A Common Stock under the 2022 Equity Incentive Plan at a price of $8.53 per share. The units granted vest quarterly, and will be fully vested on December 31, 2026.

Key Figures

RSUs granted April 1, 2026: 615 units at $8.53 Shares acquired April 1, 2026: 615 shares Common shares held after transactions: 24,520 shares +3 more

6 metrics

RSUs granted April 1, 2026 615 units at $8.53 Restricted Stock Units tied to Class A Common Stock

Shares acquired April 1, 2026 615 shares Class A Common Stock from derivative exercise/conversion

Common shares held after transactions 24,520 shares Direct ownership of Class A Common Stock

RSUs held after transactions 52,326 units Restricted stock units vesting quarterly to December 31, 2026

2023 director option grant 8,820 options at $7.21 Director Stock Option granted December 1, 2023, adjusted for stock dividends

2020 director option grant 7,850 options at $2.84 Director Stock Option granted March 27, 2020, adjusted for stock dividends

Key Terms

Restricted Stock Unit, Director Stock Option, anti-dilution provisions, 2014 Director Stock Option Plan, +2 more

6 terms

Restricted Stock Unit financial

"These restricted stock units were granted on December 5, 2025 for 2,461 shares of Class A Common Stock"

A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.

Director Stock Option financial

"This option was granted on December 1, 2023 as an option for 8,000 shares of Class A Common Stock"

anti-dilution provisions financial

"but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends"

Anti-dilution provisions are contract terms that protect an investor’s percentage ownership when a company issues new shares at a lower price than the investor originally paid. They work like an automatic recalculation of split pieces when a pie gets cut into more slices, preserving the investor’s relative stake and reducing unexpected losses of ownership and voting power, which matters because it affects potential control, future returns, and valuation of an investment.

2014 Director Stock Option Plan financial

"under the 2014 Director Stock Option Plan at an exercise price of $5.05 per share"

2022 Equity Incentive Plan financial

"under the 2022 Equity Incentive Plan at a price of $8.53 per share"

stock dividend financial

"adjusted to reflect 5% stock dividends paid on February 2, 2018, February 1, 2019, and February 7, 2020; a 2.5% stock dividend paid on July 17, 2020"

A stock dividend is when a company gives its existing shareholders extra shares instead of cash. It’s like receiving more pieces of the same pie rather than a bigger piece of money, which can increase the number of shares you own but usually doesn’t change the total value of your investment right away. Investors care about it because it can signal the company's growth and affect the stock’s price.

Form 4 Insider Transactions: What Each Field Means →

04/15/2026 - 04:56 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Cook John L

(Last)

(First)

(Middle)

2424 EAST SUMMER OAK CIRCLE

(Street)

SANDY

UTAH

84092

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
SECURITY NATIONAL FINANCIAL CORP [ SNFCA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Class A Common Stock	04/01/2026	04/01/2026	M		615	A	$8.53	24,520	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Director Stock Option (right to buy)	$3.27⁽¹⁾	12/01/2017		A		1,514		03/01/2018	12/01/2027	Class A Common Stock	1,514	$3.27	1,514	D
Director Stock Option (right to buy)	$3.76⁽²⁾	11/30/2018		A		8,657		02/28/2019	11/30/2028	Class A Common Stock	8,657	$3.76	10,171	D
Director Stock Option (right to buy)	$3.91⁽³⁾	12/06/2019		A		8,242		03/06/2020	03/27/2030	Class A Common Stock	8,242	$3.91	18,413	D
Director Stock Option (right to buy)	$2.84⁽⁴⁾	03/27/2020		A		7,850		06/27/2020	03/27/2030	Class A Common Stock	7,850	$2.84	26,263	D
Director Stock Option (right to buy)	$7.02⁽⁵⁾	12/03/2021		A		7,293		03/03/2022	12/03/2031	Class A Common Stock	7,293	$7.02	33,556	D
Director Stock Option (right to buy)	$5.56⁽⁶⁾	12/02/2022		A		8,104		03/02/2023	12/02/2032	Class A Common Stock	8,104	$5.56	41,660	D
Director Stock Option (right to buy)	$7.21⁽⁷⁾	12/01/2023		A		8,820		03/01/2024	12/01/2033	Class A Common Stock	8,820	$7.21	50,480	D
Restricted Stock Unit	$8.53⁽⁸⁾	12/05/2025		A		2,461		04/01/2026	12/31/2026	Class A Common Stock	2,461	$8.53	52,941	D
Restricted Stock Unit	$8.53⁽⁸⁾	04/01/2026		A			615	04/01/2026	12/31/2026	Class A Common Stock	615	$8.53	52,326	D

Explanation of Responses:

1. This option was granted on December 1, 2017 as an option for 1,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.05 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 2, 2018, February 1, 2019, and February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025.

2. This option was granted on November 30, 2018 as an option for 5,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.52 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 1, 2019 and February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025.

3. This option was granted on December 6, 2019 as an option for 5,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.46 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025.

4. This option was granted on March 27, 2020 as an option for 2,500 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $3.76 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on February 7, 2020, a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025.

5. This option was granted on December 3, 2021 as an option for 6,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $8.62 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025.

6. This option was granted on December 2, 2022 as an option for 7,000 shares of Class A Common Stock under 2014 Director Stock Option Plan at an exercise price of $6.48 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on July 14, 2023, July 12, 2024 and July 18, 2025.

7. This option was granted on December 1, 2023 as an option for 8,000 shares of Class A Common Stock under the 2022 Equity Incentive Plan at an exercise price of $7.99 per share, but adjusted pursuant to the 2022 Equity Incentive Plan to reflect a 5% stock dividend paid on July 12, 2024 and July 18, 2025.

8. These restricted stock units were granted on December 5, 2025 for 2,461 shares of Class A Common Stock under the 2022 Equity Incentive Plan at a price of $8.53 per share. The units granted vest quarterly, and will be fully vested on December 31, 2026.

	/s/ John L. Cook	04/15/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What insider transactions did John L. Cook report for SNFCA on April 1, 2026?

Director John L. Cook reported equity awards only. On April 1, 2026, he received 615 restricted stock units at $8.53 each and acquired 615 shares of Class A Common Stock through a related exercise, with no open-market buying or selling disclosed.

How many Security National Financial (SNFCA) shares does John L. Cook hold after this Form 4?

After the reported transactions, John L. Cook directly holds 24,520 shares of Class A Common Stock. In addition, he holds 52,326 restricted stock units that convert into Class A shares as they vest under the company’s equity incentive arrangements.

What are the terms of John L. Cook’s 2,461 RSUs granted in December 2025 at SNFCA?

The 2,461 restricted stock units granted December 5, 2025 were issued under the 2022 Equity Incentive Plan at $8.53 per share. According to the footnote, these RSUs vest quarterly and are expected to be fully vested by December 31, 2026, if conditions are met.

What director stock options for SNFCA has John L. Cook received in prior years?

The filing lists several director stock option grants from 2017 through 2023, including options for 8,820, 8,104, 7,293, 7,850, 8,242 and 8,657 shares, with exercise prices between $2.84 and $7.21. Footnotes explain these grants were adjusted for multiple stock dividends over subsequent years.

How do stock dividends affect John L. Cook’s SNFCA director stock options?

Footnotes explain that earlier options were adjusted under anti-dilution provisions to reflect several 5% and 2.5% stock dividends. These adjustments increased option share counts and changed effective exercise terms so that Cook’s economic position stayed consistent after each stock dividend distribution.