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Synovus Financial Corp (SNV) executive details PSU vesting and tax share withholding

Filing Impact
(Very High)
Filing Sentiment
(Negative)
Form Type
4

Rhea-AI Filing Summary

Synovus Financial Corp executive Mary Maurice Young, EVP and Chief Human Resources Officer, reported multiple equity award settlements and related share movements on 12/11/2025. Performance stock units covering 6,586 and 7,762 shares were converted into common stock at $52.65 per share, and she received an additional 4,404 and 4,578 restricted shares from performance above target and accrued dividend equivalents.

To cover tax obligations tied to these vestings, 6,188, 6,948 and 2,032 shares were withheld. After all transactions, Young directly owned 33,947 Synovus common shares. The disclosure notes that vesting of certain restricted stock units and performance stock units was accelerated so compensation income is recognized in 2025 to help mitigate potential excise tax under Sections 280G and 4999 of the Internal Revenue Code in connection with a proposed business combination with Pinnacle Financial Partners.

Positive

  • None.

Negative

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Insider Goodwine Sharon
Role EVP Chief Human Resources Off
Type Security Shares Price Value
Exercise Performance Stock Units 6,586 $0.00 --
Exercise Performance Stock Units 7,762 $0.00 --
Exercise Common Stock 6,586 $52.65 $347K
Grant/Award Common Stock 4,404 $52.65 $232K
Tax Withholding Common Stock 6,188 $52.65 $326K
Exercise Common Stock 7,762 $52.65 $409K
Grant/Award Common Stock 4,578 $52.65 $241K
Tax Withholding Common Stock 6,948 $52.65 $366K
Tax Withholding Common Stock 2,032 $52.65 $107K
Holdings After Transaction: Performance Stock Units — 0 shares (Direct); Common Stock — 32,371 shares (Direct)
Footnotes (1)
  1. These shares are subject to performance stock units (the "PSUs"). The PSUs have a service-based vesting component as well as a performance vesting requirement. Under the service-based vesting component, the PSUs vest 100% after three years subject to the reporting person's continued employment with Synovus. Under the performance vesting component, two performance measures (weighted average return on tangible common equity and relative total shareholder return) are measured over a three-year performance period, with each measure impacting one-half of the PSUs awarded to the reporting person. The actual payout of the PSUs may range from 0% to 150% of the target amount based upon the results of the two performance measures during the performance period compared to the performance objective approved by the Compensation and Human Capital Committee of Synovus' Board of Directors. On February 17, 2023, the reporting person reported the grant of PSUs. Based upon the Company's determination of performance for the relevant performance period, the reporting person received 3,294 additional shares of the Company's restricted stock, such shares representing the amount vested in excess of the target amount of PSUs initially reported on the Form 4 filed in February 2023. In addition, the reporting person received 1,110 shares through the accrual of dividend equivalents. These shares were withheld upon the vesting of performance stock units to pay tax withholding obligations. On February 20, 2024, the reporting person reported the grant of PSUs. Based upon the Company's determination of performance for the relevant performance period, the reporting person received 3,882 additional shares of the Company's restricted stock, such shares representing the amount vested in excess of the target amount of PSUs initially reported on the Form 4 filed in February 2024. In addition, the reporting person received 696 shares through the accrual of dividend equivalents. These shares were withheld upon the vesting of restricted stock units to pay tax withholding obligations. The vesting of certain restricted stock units that would otherwise vest in February of 2026 and PSUs that would otherwise vest in accordance with their terms at the end of the 2025 fiscal year or upon the consummation of the proposed business combination with Pinnacle Financial Partners ("Pinnacle"), in each case held by the reporting person, was accelerated so that the compensation income resulting from the settlement of these awards will be recognized by the reporting person in 2025 for the purpose of mitigating the impact of the excise tax that might otherwise be imposed on the reporting person under Sections 280G and 4999 of the Internal Revenue Code in connection with the proposed business combination with Pinnacle.
SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Goodwine Sharon

(Last) (First) (Middle)
P.O. BOX 120

(Street)
COLUMBUS GA 31902

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
SYNOVUS FINANCIAL CORP [ SNV ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
EVP Chief Human Resources Off
3. Date of Earliest Transaction (Month/Day/Year)
12/11/2025
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 12/11/2025 M(1) 6,586 A $52.65 32,371 D
Common Stock 12/11/2025 A 4,404(2) A $52.65 36,775 D
Common Stock 12/11/2025 F 6,188(3) D $52.65 30,587 D
Common Stock 12/11/2025 M(1) 7,762 A $52.65 38,349 D
Common Stock 12/11/2025 A 4,578(4) A $52.65 42,927 D
Common Stock 12/11/2025 F 6,948(3) D $52.65 35,979 D
Common Stock 12/11/2025 F 2,032(5) D $52.65 33,947 D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Performance Stock Units (1) 12/11/2025 M 6,586 (6) 02/16/2026 Common Stock 6,586 $0 0 D
Performance Stock Units (1) 12/11/2025 M 7,762 (6) 02/15/2027 Common Stock 7,762 $0 0 D
Explanation of Responses:
1. These shares are subject to performance stock units (the "PSUs"). The PSUs have a service-based vesting component as well as a performance vesting requirement. Under the service-based vesting component, the PSUs vest 100% after three years subject to the reporting person's continued employment with Synovus. Under the performance vesting component, two performance measures (weighted average return on tangible common equity and relative total shareholder return) are measured over a three-year performance period, with each measure impacting one-half of the PSUs awarded to the reporting person. The actual payout of the PSUs may range from 0% to 150% of the target amount based upon the results of the two performance measures during the performance period compared to the performance objective approved by the Compensation and Human Capital Committee of Synovus' Board of Directors.
2. On February 17, 2023, the reporting person reported the grant of PSUs. Based upon the Company's determination of performance for the relevant performance period, the reporting person received 3,294 additional shares of the Company's restricted stock, such shares representing the amount vested in excess of the target amount of PSUs initially reported on the Form 4 filed in February 2023. In addition, the reporting person received 1,110 shares through the accrual of dividend equivalents.
3. These shares were withheld upon the vesting of performance stock units to pay tax withholding obligations.
4. On February 20, 2024, the reporting person reported the grant of PSUs. Based upon the Company's determination of performance for the relevant performance period, the reporting person received 3,882 additional shares of the Company's restricted stock, such shares representing the amount vested in excess of the target amount of PSUs initially reported on the Form 4 filed in February 2024. In addition, the reporting person received 696 shares through the accrual of dividend equivalents.
5. These shares were withheld upon the vesting of restricted stock units to pay tax withholding obligations.
6. The vesting of certain restricted stock units that would otherwise vest in February of 2026 and PSUs that would otherwise vest in accordance with their terms at the end of the 2025 fiscal year or upon the consummation of the proposed business combination with Pinnacle Financial Partners ("Pinnacle"), in each case held by the reporting person, was accelerated so that the compensation income resulting from the settlement of these awards will be recognized by the reporting person in 2025 for the purpose of mitigating the impact of the excise tax that might otherwise be imposed on the reporting person under Sections 280G and 4999 of the Internal Revenue Code in connection with the proposed business combination with Pinnacle.
Remarks:
/s/ Mary Maurice Young 12/15/2025
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
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FAQ

What insider stock transactions did Synovus Financial Corp (SNV) report for Mary Maurice Young?

Mary Maurice Young, Synovus' EVP and Chief Human Resources Officer, reported the settlement of performance stock units into common stock at $52.65 per share, receipt of additional restricted shares from above-target performance and dividend equivalents, and share withholding to cover tax obligations on 12/11/2025.

How many Synovus (SNV) shares does Mary Maurice Young own after these transactions?

After the reported equity award vesting and tax-withholding activity, Mary Maurice Young directly owns 33,947 shares of Synovus Financial Corp common stock.

How do performance stock units (PSUs) work in Synovus Financial Corp's plan?

The reported performance stock units (PSUs) have both service-based and performance-based vesting. They vest 100% after three years of continued employment, and payouts range from 0% to 150% of the target amount based on two measures: weighted average return on tangible common equity and relative total shareholder return over a three-year performance period.

What performance period and metrics determine Synovus (SNV) PSU payouts for executives?

The PSUs use a three-year performance period. Two metrics are measured: weighted average return on tangible common equity and relative total shareholder return, each affecting half of the PSUs. Actual payout can range from 0% to 150% of the target based on performance versus objectives approved by the Compensation and Human Capital Committee of Synovus' Board of Directors.

Why were some Synovus (SNV) shares withheld in Mary Maurice Young's Form 4?

The filing explains that certain Synovus shares were withheld upon vesting of performance stock units and restricted stock units to pay tax withholding obligations owed by Mary Maurice Young.