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SoFi Technologies, Inc. 10-Q Filings

SOFI NASDAQ

Every 10-Q that SoFi Technologies, Inc. (SOFI) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 10-Q covers the quarterly report filed between annual reports, so if you follow SOFI and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full SOFI filings page.

Rhea-AI Summary

SoFi Technologies, Inc. reported results for the quarter ended June 30, 2026 with total net revenue of $1,218,676 thousand, up from $854,944 thousand in the prior-year quarter. Net income was $156,592 thousand versus $97,263 thousand, and diluted earnings per share were $0.12 versus $0.08. For the first six months of 2026, net income totaled $323,323 thousand compared with $168,379 thousand a year earlier.

Total assets were $60,947,548 thousand as of June 30, 2026, up from $50,660,478 thousand at December 31, 2025, reflecting growth in loans held for sale of $29,737,289 thousand and loans held for investment of $18,196,093 thousand. Deposits increased to $45,543,160 thousand from $37,505,395 thousand, and total equity rose to $11,076,227 thousand. During the quarter SoFi completed cash acquisitions of Peach Finance, Inc. and Composer Securities LLC, recording aggregate goodwill of $31,500 thousand, and expanded newer offerings including SoFi Crypto and its SoFiUSD stablecoin, with $52.5 million of SoFiUSD outstanding and fully backed by reserve assets as of June 30, 2026.

Rhea-AI Summary

SoFi Technologies reported strong growth for the quarter ended March 31, 2026. Total net revenue reached $1,100,368 thousand, up from $771,759 thousand a year earlier, driven mainly by higher interest income from loans and securitizations and larger loan platform fees.

Net income rose to $166,731 thousand from $71,116 thousand, with diluted earnings per share improving to $0.12 from $0.06. Loans totaled $42,172,790 thousand, reflecting expansion in personal, home, and student lending, while deposits grew to $40,242,697 thousand, showing continued traction of SoFi Bank.

Operating cash flow was a use of $2,314,994 thousand, largely due to significant growth in loans held for sale. Cash and cash equivalents declined to $3,401,020 thousand from $4,929,452 thousand at year-end 2025 as the company funded loan and securities growth.

Rhea-AI Summary

SoFi Technologies reported strong growth and profitability for the quarter ended September 30, 2025. Total net revenue rose to $961.6 million from $697.1 million a year earlier, driven mainly by higher net interest income of $585.1 million and increased loan platform fees.

Net income more than doubled to $139.4 million, with diluted earnings per share of $0.11 versus $0.05 a year ago. For the first nine months of 2025, net income reached $307.8 million. The balance sheet expanded as total assets grew to $45.3 billion, while deposits climbed to $32.9 billion, reflecting continued scaling of SoFi Bank and loan growth.