Every 8-K that SoFi Technologies, Inc. (SOFI) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow SOFI and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full SOFI filings page.
SoFi Technologies reported record Q2 2026 results, with GAAP total net revenue of $1,218.7 million, up 43% year-over-year, and GAAP net income of $156.6 million. Diluted EPS was $0.12. Adjusted net revenue reached $1,205.6 million, up 40%, and adjusted EBITDA was $357.8 million, up 44% with a 30% margin, marking the 19th consecutive quarter meeting the Rule of 40 with a score of 70.
Total loan originations hit a record $14.8 billion, up 69% year-over-year, including $10.7 billion in personal loans, $2.7 billion in student loans and $1.4 billion in home loans. Members grew 35% to 15.8 million, products grew 42% to 24.4 million, and 51% of new products were opened by existing members. Deposits rose to $45.5 billion, net interest margin was 5.98%, and tangible book value per share increased to $7.34.
Lending and Financial Services segments delivered strong revenue and contribution growth, while Technology Platform revenue declined 23% year-over-year and its contribution margin fell to 14%. Management raised full-year 2026 adjusted net revenue guidance to $4.75–$4.85 billion (32–35% growth) and reaffirmed targets for $1.6 billion adjusted EBITDA, $825 million adjusted net income and adjusted EPS of about $0.60.
SoFi Technologies, Inc. held its 2026 annual stockholder meeting on June 17, 2026. Stockholders elected ten directors, including Anthony Noto, with each nominee receiving over 320 million votes in favor and substantial broker non-votes recorded.
Stockholders approved, on a non-binding advisory basis, the compensation of the named executive officers with 367,917,433 votes for, 20,485,945 against, and 2,437,104 abstentions. They also ratified the selection of Deloitte & Touche LLP as independent registered public accounting firm for the year ending December 31, 2026, with 786,593,792 votes for, 7,043,220 against, and 7,803,849 abstentions.
SoFi Technologies reported a strong first quarter of 2026 with record net revenue of $1.1 billion, up 43% from a year earlier, and net income of $166.7 million, more than doubling from the prior-year period. Diluted earnings per share rose to $0.12 from $0.06. Adjusted net revenue reached $1.09 billion, up 41%, and adjusted EBITDA grew 62% to a record $339.9 million, for a 31% margin.
The company added 1.1 million members to reach 14.7 million, and total products increased 39% to 22.2 million, with 19.3 million in financial services. Loan originations hit a record $12.2 billion, led by personal loans of $8.3 billion, student loans of $2.6 billion, and home loans of $1.2 billion. Credit performance remained solid, with total annualized net charge-offs at 2.04% and personal loan charge-offs at 3.03%.
Management guided to roughly 30% adjusted net revenue growth and about 30% adjusted EBITDA margin for the second quarter of 2026, and for full-year 2026 expects adjusted net revenue of about $4.655 billion, adjusted EBITDA of about $1.6 billion, adjusted net income of about $825 million and adjusted EPS of roughly $0.60.
SoFi Technologies, Inc. filed a current report to notify the market that it released its financial results for the three months and year ended December 31, 2025. The company issued a press release on January 30, 2026, and attached it as Exhibit 99.1 to this filing.
The report explains that these results are being furnished, not filed, which limits how they are treated under federal securities laws. The filing is signed on behalf of SoFi by its Chief Financial Officer, Christopher Lapointe.
SoFi Technologies, Inc. reported a leadership transition arrangement involving its former General Counsel, Stephen Simcock. He retired from the General Counsel role effective December 31, 2025.
The company and Mr. Simcock agreed that he will serve as an advisor from January 5, 2026 through December 31, 2026, providing transitional services. In return, he will receive a monthly fee of $83,333.33 and Company-paid COBRA subsidies. Their relationship is governed by an Advisor Agreement dated January 5, 2026, which is expected to be filed with SoFi’s Annual Report on Form 10-K for the year ended December 31, 2025.
SoFi Technologies disclosed that its CFO, Christopher Lapointe, entered into a prepaid variable forward contract on 500,000 shares of SoFi common stock, representing less than 0.05% of total outstanding shares. The agreement provides Mr. Lapointe with an upfront cash payment of $11,771,830 in exchange for pledging 500,000 shares and agreeing to settle the contract at maturity.
The contract is scheduled to mature on or about November 12, 2027. At maturity, he may deliver shares or settle in cash, with outcomes tied to the stock price relative to a floor price of $25.38 and a cap price of $50.58. If the price is at the cap, he could surrender 250,890 shares; if at or below the floor, he could surrender 500,000 shares. Mr. Lapointe retains all voting and dividend rights in the pledged shares during the term. The company notes that a majority of his compensation is in company equity and that he has not sold any SoFi common stock since 2018.
SoFi Technologies, Inc. furnished a press release reporting its financial results for the three and nine months ended September 30, 2025. The release is provided as Exhibit 99.1 and is incorporated by reference.
The information was furnished under Item 2.02 and is not deemed filed under the Exchange Act, limiting potential liabilities associated with that designation. The company’s common stock trades on the Nasdaq Global Select Market under the symbol SOFI.
SoFi Technologies disclosed that executive Mr. Noto entered into a prepaid variable forward contract that matures on or about August 28, 2028. He pledged 1,500,000 shares of SoFi common stock as collateral and received an upfront cash payment of $24,107,850. Mr. Noto retains all voting, dividend and other rights in the pledged shares during the pledge term. At maturity he may deliver shares or elect cash settlement; share delivery amounts depend on the then‑market price relative to a floor price of $18.21 and a cap price of $49.18. If the stock equals the cap he could surrender 555,409 shares, while at or below the floor he could surrender the full 1,500,000 shares. The filing notes Mr. Noto has not sold Company stock since early 2018 and purchased 2,775,307 shares in the open market over the past four years.