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SoFi insider report: 135,248 RSUs settled, 73,965 shares withheld at $26.55

Filing Impact
(Very High)
Filing Sentiment
(Negative)
Form Type
4

Rhea-AI Filing Summary

SoFi Technologies insider Christopher Lapointe settled restricted stock units and reported share withholding for taxes and a disposition. On 09/15/2025 Mr. Lapointe had 135,248 RSUs and 6,099 RSUs deemed acquired/settled, and a sale/disposition of 73,965 shares at $26.55 each to satisfy tax withholding. After the transactions the filings show beneficial ownership figures of 1,506,600 and 1,580,565 shares in different reporting lines, and derivative holdings tied to RSUs of 678,189 and 353,695 underlying shares. The form was signed by an attorney-in-fact on 09/17/2025.

Positive

  • RSU settlements disclosed, increasing the reporting person’s direct holdings via vested compensation
  • Tax withholding handled via share withholding/disposition rather than an open-market cash purchase, as explicitly stated

Negative

  • Disposition of 73,965 shares at $26.55 reduced the reporting person’s direct share count
  • Materiality is limited—transactions reflect compensation mechanics rather than novel corporate events

Insights

TL;DR: Routine executive RSU vesting with tax-withholding disposition; not an unusual indicator of material corporate change.

The Form 4 discloses settlement of stock-settled restricted stock units and a related disposition of 73,965 shares at $26.55 to satisfy tax withholding obligations. The report lists continued substantial direct beneficial ownership and remaining derivative interests tied to unvested/remaining RSUs. This filing documents compensation-related share activity rather than an opportunistic open-market sale, which typically carries lower informational impact for investors.

TL;DR: Compensation-driven transactions properly reported; withholding handled via share disposition as disclosed.

The disclosures specify that each RSU converts to one share upon settlement and that a portion of shares were withheld to satisfy tax obligations, with a stated price of $26.55 for the withheld/disposed shares. The explanation references prior RSU grants dated in 2022, 2023, 2024, and 2025, indicating these transactions are settlements of previously granted awards. Documentation is consistent with standard Section 16 reporting practices.

Insider Lapointe Christopher
Role CFO and PAO
Type Security Shares Price Value
Exercise Restricted Stock Unit 135,248 $0.00 --
Exercise Restricted Stock Unit 6,099 $0.00 --
Exercise Common Stock 135,248 $0.00 --
Exercise Common Stock 6,099 $0.00 --
Tax Withholding Common Stock 73,965 $26.55 $1.96M
Holdings After Transaction: Restricted Stock Unit — 678,189 shares (Direct); Common Stock — 1,574,466 shares (Direct)
Footnotes (1)
  1. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration. Shares withheld to satisfy tax withholding obligation applicable to the vesting of stock-settled RSUs. These shares were not issued to or sold by the Reporting Person. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Forms 4 filed on March 25, 2022, March 22, 2023, and March 13, 2024. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 12, 2025.
Form 4 Insider Transactions: What Each Field Means →
SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
1. Name and Address of Reporting Person*
Lapointe Christopher
(Last) (First) (Middle)
C/O SOFI TECHNOLOGIES, INC.
234 1ST STREET
(Street)
SAN FRANCISCO CA 94105
(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
SoFi Technologies, Inc. [ SOFI ] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
CFO and PAO
3. Date of Earliest Transaction (Month/Day/Year)
09/15/2025
4. If Amendment, Date of Original Filed (Month/Day/Year)
 6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 09/15/2025 M 135,248 A (1) 1,574,466 D
Common Stock 09/15/2025 M 6,099 A (1) 1,580,565 D
Common Stock 09/15/2025 F 73,965 D $26.55(2) 1,506,600 D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Restricted Stock Unit (1) 09/15/2025 M 135,248 (3) (3) Common Stock 135,248 $0 678,189 D
Restricted Stock Unit (1) 09/15/2025 M 6,099 (4) (4) Common Stock 6,099 $0 353,695 D
Explanation of Responses:
1. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration.
2. Shares withheld to satisfy tax withholding obligation applicable to the vesting of stock-settled RSUs. These shares were not issued to or sold by the Reporting Person.
3. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Forms 4 filed on March 25, 2022, March 22, 2023, and March 13, 2024.
4. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 12, 2025.
Remarks:
/s/ Deanna M. Smith, Attorney-in-Fact 09/17/2025
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR

FAQ

What did Christopher Lapointe report on the Form 4 for SOFI?

The Form 4 reports settlement of 135,248 RSUs and 6,099 RSUs on 09/15/2025, and a disposition of 73,965 shares at $26.55 to satisfy tax withholding.

Were the shares sold on the open market or withheld for taxes?

The filing explains that shares were withheld to satisfy tax withholding obligations and were not issued to or sold by the reporting person.

How many shares does the reporting person beneficially own after these transactions?

The filing shows beneficial ownership figures of 1,506,600 and 1,580,565 in different reporting lines, and derivative interests underlying 678,189 and 353,695 shares.

What price is reported for the disposition?

The reported price for the disposition used for tax withholding is $26.55 per share.

When was the Form 4 signed and filed?

The signature by the attorney-in-fact is dated 09/17/2025 and the transactions occurred on 09/15/2025.