SoFi director defers pay into stock units

Borden William A. reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Borden William A. reported acquisition or exercise transactions in this Form 4 filing.

SoFi Technologies director William A. Borden elected to receive part of his board compensation as Deferred Stock Units (DSUs) rather than cash under the company’s Director Deferred Compensation Plan. On March 31, 2026, he was credited with 1,191 DSUs, each economically equivalent to one share of SoFi common stock.

The first‑quarter 2026 DSU amount was based on the cash compensation he deferred, divided by SoFi’s common stock closing price of $15.23 on March 27, 2026, as described in the plan. Earlier quarters show similar DSU credits tied to then‑current closing prices. The DSUs will be paid out according to the plan’s terms.

Insider Trade Summary

Grant/Award: 7,980 shares

Grant/Award 6 txns

Insider Borden William A.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Deferred Stock Unit	1,191	$0.00	$0.00
Grant/Award	Deferred Stock Unit	648	$0.00	$0.00
Grant/Award	Deferred Stock Unit	1,233	$0.00	$0.00
Grant/Award	Deferred Stock Unit	1,404	$0.00	$0.00
Grant/Award	Deferred Stock Unit	1,752	$0.00	$0.00
Grant/Award	Deferred Stock Unit	1,752	$0.00	$0.00

Holdings After Transaction: Deferred Stock Unit — 7,980 contracts (Direct)

Footnotes (7)

1. F1. The reporting person has elected to defer compensation in the form of deferred stock units ("DSUs") under the SoFi Technologies, Inc. Director Deferred Compensation Plan (the "Plan"). Pursuant to the terms of the Plan, the reporting person was credited with 1,752 DSUs, based on the amount of cash compensation deferred by the reporting person under the Plan during the third quarter of 2024 divided by the Common Stock closing price of $7.14 on September 27, 2024. Each DSU is the economic equivalent of one share of the Issuer's Common Stock. The DSUs become payable upon the terms set forth in the Plan.
2. F2. Not Applicable.
3. F3. The reporting person has elected to defer compensation in the form of DSUs under the Plan. Pursuant to the terms of the Plan, the reporting person was credited with 1,752 DSUs, based on the amount of cash compensation deferred by the reporting person under the Plan during the fourth quarter of 2024 divided by the Common Stock closing price of $7.14 on December 27, 2024. Each DSU is the economic equivalent of one share of the Issuer's Common Stock. The DSUs become payable upon the terms set forth in the Plan.
4. F4. The reporting person has elected to defer compensation in the form of DSUs under the Plan. Pursuant to the terms of the Plan, the reporting person was credited with 1,404 DSUs, based on the amount of cash compensation deferred by the reporting person under the Plan during the first quarter of 2025 divided by the Common Stock closing price of $12.65 on March 25, 2025. Each DSU is the economic equivalent of one share of the Issuer's Common Stock. The DSUs become payable upon the terms set forth in the Plan.
5. F5. The reporting person has elected to defer compensation in the form of DSUs under the Plan. Pursuant to the terms of the Plan, the reporting person was credited with 1,233 DSUs, based on the amount of cash compensation deferred by the reporting person under the Plan during the second quarter of 2025 divided by the Common Stock closing price of $14.71 on June 27, 2025. Each DSU is the economic equivalent of one share of the Issuer's Common Stock. The DSUs become payable upon the terms set forth in the Plan.
6. F6. The reporting person has elected to defer compensation in the form of DSUs under the Plan. Pursuant to the terms of the Plan, the reporting person was credited with 648 DSUs, based on the amount of cash compensation deferred by the reporting person under the Plan during the third quarter of 2025 divided by the Common Stock closing price of $27.98 on September 26, 2025. Each DSU is the economic equivalent of one share of the Issuer's Common Stock. The DSUs become payable upon the terms set forth in the Plan.
7. F7. The reporting person has elected to defer compensation in the form of DSUs under the Plan. Pursuant to the terms of the Plan, the reporting person was credited with 1,191 DSUs, based on the amount of cash compensation deferred by the reporting person under the Plan during the first quarter of 2026 divided by the Common Stock closing price of $15.23 on March 27, 2026. Each DSU is the economic equivalent of one share of the Issuer's Common Stock. The DSUs become payable upon the terms set forth in the Plan.

Key Figures

Latest DSU grant: 1,191 DSUs Stock price for Q1 2026 DSUs: $15.23 per share Q3 2024 DSU grant: 1,752 DSUs +4 more

7 metrics

Latest DSU grant 1,191 DSUs First quarter 2026 director compensation deferral

Stock price for Q1 2026 DSUs $15.23 per share Common Stock closing price on March 27, 2026

Q3 2024 DSU grant 1,752 DSUs Based on closing price $7.14 on September 27, 2024

Q4 2024 DSU grant 1,752 DSUs Based on closing price $7.14 on December 27, 2024

Q1 2025 DSU grant 1,404 DSUs Based on closing price $12.65 on March 25, 2025

Q2 2025 DSU grant 1,233 DSUs Based on closing price $14.71 on June 27, 2025

Q3 2025 DSU grant 648 DSUs Based on closing price $27.98 on September 26, 2025

Key Terms

Deferred Stock Unit, Director Deferred Compensation Plan, economic equivalent of one share, Common Stock closing price, +1 more

5 terms

Deferred Stock Unit financial

"The reporting person has elected to defer compensation in the form of deferred stock units ("DSUs")"

A deferred stock unit (DSU) is a promise from a company to give an employee or director the value of a share at a future date, paid in actual shares or cash when certain conditions are met (such as retirement or a set date). Think of it like a gift card that converts to company stock later; it aligns pay with long‑term performance and can affect future share count, compensation expense and potential cash needs, so investors watch DSUs for their impact on dilution and company finances.

Director Deferred Compensation Plan financial

"under the SoFi Technologies, Inc. Director Deferred Compensation Plan (the "Plan")"

economic equivalent of one share financial

"Each DSU is the economic equivalent of one share of the Issuer's Common Stock."

Common Stock closing price financial

"divided by the Common Stock closing price of $15.23 on March 27, 2026."

grant, award, or other acquisition financial

"transaction_code_description": "Grant, award, or other acquisition""

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did SoFi (SOFI) director William A. Borden report in this Form 4?

He reported receiving 1,191 Deferred Stock Units (DSUs) as part of his director compensation. These DSUs were credited under SoFi’s Director Deferred Compensation Plan and are each economically equivalent to one share of SoFi common stock, payable per the plan’s terms.

How were the 1,191 DSUs for SoFi (SOFI) calculated in the latest grant?

The 1,191 DSUs reflect cash compensation Borden chose to defer for first‑quarter 2026. That deferred amount was divided by SoFi’s common stock closing price of $15.23 on March 27, 2026, in line with the Director Deferred Compensation Plan.

What is a Deferred Stock Unit (DSU) in the SoFi (SOFI) director plan?

A SoFi Deferred Stock Unit (DSU) is compensation credited instead of cash, with each DSU economically equivalent to one share of SoFi common stock. DSUs are payable later according to the Director Deferred Compensation Plan’s distribution provisions.

What earlier DSU awards to the SoFi (SOFI) director are disclosed?

The filing shows prior DSU credits of 1,752, 1,404, 1,233, 648, and another 1,752 units. Each quarter’s DSUs were based on deferred cash compensation divided by SoFi’s common stock closing price on specific dates in 2024 and 2025.

Does the SoFi (SOFI) Form 4 show any stock sales by the director?

No sales are reported. All six reported transactions are coded as “A” grants or awards of DSUs, reflecting compensation the director elected to defer into stock‑equivalent units rather than cash, with no dispositions disclosed in this data.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 04/02/2026 - 07:55 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Borden William A.

(Last) (First) (Middle)

234 1ST STREET

C/O SOFI TECHNOLOGIES, INC.

(Street)

SAN FRANCISCO CALIFORNIA 94105

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
SoFi Technologies, Inc. [ SOFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/27/2024

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Deferred Stock Unit	(1)	09/27/2024		A		1,752		(1)	(2)	Common Stock	1,752	$0	1,752	D
Deferred Stock Unit	(3)	12/27/2024		A		1,752		(3)	(2)	Common Stock	1,752	$0	1,752	D
Deferred Stock Unit	(4)	03/25/2025		A		1,404		(4)	(2)	Common Stock	1,404	$0	1,404	D
Deferred Stock Unit	(5)	06/27/2025		A		1,233		(5)	(2)	Common Stock	1,233	$0	1,233	D
Deferred Stock Unit	(6)	09/26/2025		A		648		(6)	(2)	Common Stock	648	$0	648	D
Deferred Stock Unit	(7)	03/31/2026		A		1,191		(7)	(2)	Common Stock	1,191	$0	1,191	D

Explanation of Responses:

1. The reporting person has elected to defer compensation in the form of deferred stock units ("DSUs") under the SoFi Technologies, Inc. Director Deferred Compensation Plan (the "Plan"). Pursuant to the terms of the Plan, the reporting person was credited with 1,752 DSUs, based on the amount of cash compensation deferred by the reporting person under the Plan during the third quarter of 2024 divided by the Common Stock closing price of $7.14 on September 27, 2024. Each DSU is the economic equivalent of one share of the Issuer's Common Stock. The DSUs become payable upon the terms set forth in the Plan.

2. Not Applicable.

3. The reporting person has elected to defer compensation in the form of DSUs under the Plan. Pursuant to the terms of the Plan, the reporting person was credited with 1,752 DSUs, based on the amount of cash compensation deferred by the reporting person under the Plan during the fourth quarter of 2024 divided by the Common Stock closing price of $7.14 on December 27, 2024. Each DSU is the economic equivalent of one share of the Issuer's Common Stock. The DSUs become payable upon the terms set forth in the Plan.

4. The reporting person has elected to defer compensation in the form of DSUs under the Plan. Pursuant to the terms of the Plan, the reporting person was credited with 1,404 DSUs, based on the amount of cash compensation deferred by the reporting person under the Plan during the first quarter of 2025 divided by the Common Stock closing price of $12.65 on March 25, 2025. Each DSU is the economic equivalent of one share of the Issuer's Common Stock. The DSUs become payable upon the terms set forth in the Plan.

5. The reporting person has elected to defer compensation in the form of DSUs under the Plan. Pursuant to the terms of the Plan, the reporting person was credited with 1,233 DSUs, based on the amount of cash compensation deferred by the reporting person under the Plan during the second quarter of 2025 divided by the Common Stock closing price of $14.71 on June 27, 2025. Each DSU is the economic equivalent of one share of the Issuer's Common Stock. The DSUs become payable upon the terms set forth in the Plan.

6. The reporting person has elected to defer compensation in the form of DSUs under the Plan. Pursuant to the terms of the Plan, the reporting person was credited with 648 DSUs, based on the amount of cash compensation deferred by the reporting person under the Plan during the third quarter of 2025 divided by the Common Stock closing price of $27.98 on September 26, 2025. Each DSU is the economic equivalent of one share of the Issuer's Common Stock. The DSUs become payable upon the terms set forth in the Plan.

7. The reporting person has elected to defer compensation in the form of DSUs under the Plan. Pursuant to the terms of the Plan, the reporting person was credited with 1,191 DSUs, based on the amount of cash compensation deferred by the reporting person under the Plan during the first quarter of 2026 divided by the Common Stock closing price of $15.23 on March 27, 2026. Each DSU is the economic equivalent of one share of the Issuer's Common Stock. The DSUs become payable upon the terms set forth in the Plan.

Remarks:

	/s/ Deanna M. Smith, Attorney-in-Fact	04/02/2026
	** Signature of Reporting Person	Date
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Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)