STT Insider Report: Michael Richards Reports 206-Share Tax Withholding

Rhea-AI Filing Summary

Michael L. Richards, Executive Vice President and Senior Advisor at State Street Corporation (STT), reported a transaction on 08/15/2025 in which 206 shares of State Street common stock were disposed of at a reported price of $111.07 per share. The filing states these shares were withheld to satisfy tax withholding obligations related to the vesting of previously awarded deferred stock. After the transaction, Mr. Richards is reported to beneficially own 41,126 shares directly and 632 shares indirectly through a domestic partner. The form was signed by an attorney-in-fact on 08/19/2025.

Positive

• Tax withholding sale indicates the shares were disposed to meet tax obligations from vesting rather than an active market sale
• Timely disclosure filed and signed by attorney-in-fact, demonstrating compliance with Section 16 reporting requirements

Negative

• Direct holdings reduced by 206 shares, leaving 41,126 shares directly owned
• Indirect holdings include 632 shares held by a domestic partner, which slightly increases total reported beneficial ownership complexity

Insights

Financial Analyst

TL;DR Routine tax-related withholding sale; small change to insider holdings with no new shares sold into market.

This Form 4 shows a 206-share disposition executed at $111.07 per share, described as withholding to satisfy taxes on vested deferred stock. Such withholding transactions are administrative and do not necessarily indicate an intentional liquidity event by the executive. The reporting person retains 41,126 shares directly and 632 indirectly, which remain material to assess ongoing insider alignment with shareholders depending on overall compensation structure.

Corporate Governance Expert

TL;DR Administrative share withholding for taxes, documented properly; governance disclosure appears compliant and timely.

The filing discloses the nature of the disposition as tax withholding tied to vesting, and reports direct and indirect beneficial ownership totals. The transaction was reported and signed by an attorney-in-fact within days, indicating routine compliance with Section 16 reporting obligations. No indication of additional planned sales or departures is provided in the document.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider RICHARDS MICHAEL L

Role EVP and Senior Advisor

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	206	$111.07	$23K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 41,126 shares (Direct); Common Stock — 632 shares (Indirect, By domestic partner)

Footnotes (1)

1. These shares were withheld to satisfy tax withholding obligations in connection with the vesting of previously awarded deferred stock. The balance reflects the amount of shares beneficially owned, including shares received due to dividend reinvestment, as of the date of this report.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

RICHARDS MICHAEL L

(Last) (First) (Middle)

STATE STREET CORPORATION

ONE CONGRESS STREET

(Street)

BOSTON MA 02114

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
STATE STREET CORP [ STT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP and Senior Advisor

3. Date of Earliest Transaction (Month/Day/Year)
08/15/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/15/2025		F		206(1)	D	$111.07	41,126	D
Common Stock								632(2)	I	By domestic partner

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. These shares were withheld to satisfy tax withholding obligations in connection with the vesting of previously awarded deferred stock.

2. The balance reflects the amount of shares beneficially owned, including shares received due to dividend reinvestment, as of the date of this report.

Remarks:

	/s/ Shannon C. Stanley, Attorney-in-fact	08/19/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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