STOCK TITAN

[Form 4] SYNCHRONY FINANCIAL Insider Trading Activity

Filing Impact
(Low)
Filing Sentiment
(Negative)
Form Type
4
Rhea-AI Filing Summary

Synchrony Financial (SYF) Form 4 filing: EVP & CEO–Diversified & Value Courtney Gentleman reported two transactions affecting common-stock holdings.

  • 08/01/2025 – Code F: 565 shares automatically withheld by the company at $67.53 to cover taxes on vesting RSUs.
  • 08/04/2025 – Code S: 709 shares sold at $67.95 under a pre-established Rule 10b5-1 plan.

After the transactions, the executive’s direct ownership fell from 18,902 to 17,628 shares, a decrease of roughly 6.7%. No derivative securities were reported. The disposition mix (tax withholding plus a modest 10b5-1 sale) signals routine equity-compensation management rather than a strategic stake reduction. No additional corporate events or earnings data accompanied the filing.

Synchrony Financial (SYF) Comunicazione Form 4: Courtney Gentleman, EVP e CEO–Diversified & Value, ha riportato due operazioni riguardanti le partecipazioni in azioni ordinarie.

  • 01/08/2025 – Codice F: 565 azioni trattenute automaticamente dalla società a 67,53 $ per coprire le tasse sulle RSU maturate.
  • 04/08/2025 – Codice S: 709 azioni vendute a 67,95 $ nell’ambito di un piano predefinito Rule 10b5-1.

Dopo queste operazioni, la proprietà diretta dell’esecutivo è scesa da 18.902 a 17.628 azioni, con una diminuzione di circa il 6,7%. Non sono stati segnalati titoli derivati. La combinazione delle operazioni (ritenuta fiscale più una modesta vendita 10b5-1) indica una gestione ordinaria della compensazione azionaria, non una riduzione strategica della partecipazione. Nessun evento aziendale aggiuntivo o dati sugli utili sono stati comunicati insieme al filing.

Synchrony Financial (SYF) Presentación Formulario 4: Courtney Gentleman, EVP y CEO–Diversified & Value, reportó dos transacciones que afectan su participación en acciones comunes.

  • 01/08/2025 – Código F: 565 acciones retenidas automáticamente por la empresa a 67,53 $ para cubrir impuestos sobre RSU en vesting.
  • 04/08/2025 – Código S: 709 acciones vendidas a 67,95 $ bajo un plan Rule 10b5-1 preestablecido.

Tras las transacciones, la propiedad directa del ejecutivo disminuyó de 18,902 a 17,628 acciones, una reducción aproximada del 6,7%. No se reportaron valores derivados. La combinación de disposiciones (retención fiscal más una modesta venta 10b5-1) indica una gestión rutinaria de la compensación en acciones, no una reducción estratégica de la participación. No se acompañaron eventos corporativos adicionales ni datos de ganancias con la presentación.

Synchrony Financial (SYF) Form 4 제출: EVP 겸 CEO–Diversified & Value인 Courtney Gentleman이 보통주 보유에 영향을 미치는 두 건의 거래를 보고했습니다.

  • 2025년 8월 1일 – 코드 F: RSU 베스팅에 따른 세금 납부를 위해 회사가 자동으로 565주를 67.53달러에 원천징수함.
  • 2025년 8월 4일 – 코드 S: 미리 설정된 Rule 10b5-1 계획에 따라 709주를 67.95달러에 매도함.

거래 후 경영진의 직접 보유 주식 수는 18,902주에서 17,628주로 약 6.7% 감소했습니다. 파생 증권은 보고되지 않았습니다. 세금 원천징수와 소규모 10b5-1 매도라는 처분 방식은 전략적 지분 축소가 아닌 일상적인 주식 보상 관리임을 나타냅니다. 제출서에는 추가 기업 이벤트나 실적 데이터가 포함되지 않았습니다.

Synchrony Financial (SYF) Dépôt Formulaire 4 : Courtney Gentleman, EVP et CEO–Diversified & Value, a déclaré deux transactions affectant ses participations en actions ordinaires.

  • 01/08/2025 – Code F : 565 actions ont été automatiquement retenues par la société à 67,53 $ pour couvrir les impôts sur les RSU en acquisition.
  • 04/08/2025 – Code S : 709 actions vendues à 67,95 $ dans le cadre d’un plan Rule 10b5-1 préétabli.

Après ces transactions, la détention directe de l’exécutif est passée de 18 902 à 17 628 actions, soit une baisse d’environ 6,7 %. Aucun titre dérivé n’a été déclaré. Le mélange des opérations (retenue fiscale plus une vente modérée sous 10b5-1) indique une gestion courante de la rémunération en actions plutôt qu’une réduction stratégique de la participation. Aucun événement d’entreprise supplémentaire ni donnée sur les résultats n’a accompagné ce dépôt.

Synchrony Financial (SYF) Form 4 Einreichung: EVP & CEO–Diversified & Value Courtney Gentleman meldete zwei Transaktionen, die sich auf den Besitz von Stammaktien auswirken.

  • 01.08.2025 – Code F: 565 Aktien wurden vom Unternehmen automatisch zum Preis von 67,53 $ einbehalten, um Steuern auf vestende RSUs zu decken.
  • 04.08.2025 – Code S: 709 Aktien wurden im Rahmen eines vorab festgelegten Rule 10b5-1 Plans zu 67,95 $ verkauft.

Nach den Transaktionen sank der direkte Besitz des Geschäftsführers von 18.902 auf 17.628 Aktien, ein Rückgang von etwa 6,7 %. Es wurden keine Derivate gemeldet. Die Kombination aus Steuerabzug und einem moderaten 10b5-1-Verkauf deutet auf ein routinemäßiges Management der Aktienvergütung hin und nicht auf eine strategische Reduzierung der Beteiligung. Es wurden keine weiteren Unternehmensereignisse oder Gewinnzahlen mit der Meldung übermittelt.

Positive
  • None.
Negative
  • Insider disposition: Executive sold/withheld a total of 1,274 shares, cutting personal stake by ~6.7%, which some investors may view as a mild bearish indicator.

Insights

TL;DR: Minor insider sale (1.3k shares) looks routine; negligible impact on SYF valuation.

The combined 1,274-share reduction equals ~0.002% of SYF’s 422 m outstanding shares, offering little informational value for broad investors. Code F withholding is non-discretionary and tax-driven. The 709-share open-market sale is pre-planned via a 10b5-1, mitigating signaling risk. Gentleman's remaining 17,628-share exposure still aligns incentives with shareholders. Given SYF’s average daily volume (~3 m), the trade is immaterial and unlikely to influence liquidity or price. Overall, the filing is neutral for the investment thesis.

Synchrony Financial (SYF) Comunicazione Form 4: Courtney Gentleman, EVP e CEO–Diversified & Value, ha riportato due operazioni riguardanti le partecipazioni in azioni ordinarie.

  • 01/08/2025 – Codice F: 565 azioni trattenute automaticamente dalla società a 67,53 $ per coprire le tasse sulle RSU maturate.
  • 04/08/2025 – Codice S: 709 azioni vendute a 67,95 $ nell’ambito di un piano predefinito Rule 10b5-1.

Dopo queste operazioni, la proprietà diretta dell’esecutivo è scesa da 18.902 a 17.628 azioni, con una diminuzione di circa il 6,7%. Non sono stati segnalati titoli derivati. La combinazione delle operazioni (ritenuta fiscale più una modesta vendita 10b5-1) indica una gestione ordinaria della compensazione azionaria, non una riduzione strategica della partecipazione. Nessun evento aziendale aggiuntivo o dati sugli utili sono stati comunicati insieme al filing.

Synchrony Financial (SYF) Presentación Formulario 4: Courtney Gentleman, EVP y CEO–Diversified & Value, reportó dos transacciones que afectan su participación en acciones comunes.

  • 01/08/2025 – Código F: 565 acciones retenidas automáticamente por la empresa a 67,53 $ para cubrir impuestos sobre RSU en vesting.
  • 04/08/2025 – Código S: 709 acciones vendidas a 67,95 $ bajo un plan Rule 10b5-1 preestablecido.

Tras las transacciones, la propiedad directa del ejecutivo disminuyó de 18,902 a 17,628 acciones, una reducción aproximada del 6,7%. No se reportaron valores derivados. La combinación de disposiciones (retención fiscal más una modesta venta 10b5-1) indica una gestión rutinaria de la compensación en acciones, no una reducción estratégica de la participación. No se acompañaron eventos corporativos adicionales ni datos de ganancias con la presentación.

Synchrony Financial (SYF) Form 4 제출: EVP 겸 CEO–Diversified & Value인 Courtney Gentleman이 보통주 보유에 영향을 미치는 두 건의 거래를 보고했습니다.

  • 2025년 8월 1일 – 코드 F: RSU 베스팅에 따른 세금 납부를 위해 회사가 자동으로 565주를 67.53달러에 원천징수함.
  • 2025년 8월 4일 – 코드 S: 미리 설정된 Rule 10b5-1 계획에 따라 709주를 67.95달러에 매도함.

거래 후 경영진의 직접 보유 주식 수는 18,902주에서 17,628주로 약 6.7% 감소했습니다. 파생 증권은 보고되지 않았습니다. 세금 원천징수와 소규모 10b5-1 매도라는 처분 방식은 전략적 지분 축소가 아닌 일상적인 주식 보상 관리임을 나타냅니다. 제출서에는 추가 기업 이벤트나 실적 데이터가 포함되지 않았습니다.

Synchrony Financial (SYF) Dépôt Formulaire 4 : Courtney Gentleman, EVP et CEO–Diversified & Value, a déclaré deux transactions affectant ses participations en actions ordinaires.

  • 01/08/2025 – Code F : 565 actions ont été automatiquement retenues par la société à 67,53 $ pour couvrir les impôts sur les RSU en acquisition.
  • 04/08/2025 – Code S : 709 actions vendues à 67,95 $ dans le cadre d’un plan Rule 10b5-1 préétabli.

Après ces transactions, la détention directe de l’exécutif est passée de 18 902 à 17 628 actions, soit une baisse d’environ 6,7 %. Aucun titre dérivé n’a été déclaré. Le mélange des opérations (retenue fiscale plus une vente modérée sous 10b5-1) indique une gestion courante de la rémunération en actions plutôt qu’une réduction stratégique de la participation. Aucun événement d’entreprise supplémentaire ni donnée sur les résultats n’a accompagné ce dépôt.

Synchrony Financial (SYF) Form 4 Einreichung: EVP & CEO–Diversified & Value Courtney Gentleman meldete zwei Transaktionen, die sich auf den Besitz von Stammaktien auswirken.

  • 01.08.2025 – Code F: 565 Aktien wurden vom Unternehmen automatisch zum Preis von 67,53 $ einbehalten, um Steuern auf vestende RSUs zu decken.
  • 04.08.2025 – Code S: 709 Aktien wurden im Rahmen eines vorab festgelegten Rule 10b5-1 Plans zu 67,95 $ verkauft.

Nach den Transaktionen sank der direkte Besitz des Geschäftsführers von 18.902 auf 17.628 Aktien, ein Rückgang von etwa 6,7 %. Es wurden keine Derivate gemeldet. Die Kombination aus Steuerabzug und einem moderaten 10b5-1-Verkauf deutet auf ein routinemäßiges Management der Aktienvergütung hin und nicht auf eine strategische Reduzierung der Beteiligung. Es wurden keine weiteren Unternehmensereignisse oder Gewinnzahlen mit der Meldung übermittelt.

SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
X
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Gentleman Courtney

(Last) (First) (Middle)
777 LONG RIDGE ROAD
C/O CORPORATE SECRETARY

(Street)
STAMFORD CT 06902

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
Synchrony Financial [ SYF ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
See remarks
3. Date of Earliest Transaction (Month/Day/Year)
08/01/2025
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 08/01/2025 F(1) 565 D $67.53 18,337 D
Common Stock 08/04/2025 S(2) 709 D $67.95 17,628 D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Explanation of Responses:
1. Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the Reporting Person in connection with the vesting of restricted stock units.
2. This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 11, 2024.
Remarks:
EVP & CEO--Diversified & Value
/s/ Danielle Do, as attorney-in-fact 08/05/2025
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

How many SYF shares did EVP Courtney Gentleman dispose of?

A total of 1,274 shares (565 withheld for taxes; 709 sold).

What was the sale price for Synchrony Financial shares on 08/04/2025?

The 709 shares were sold at $67.95 per share.

Was the sale under a Rule 10b5-1 trading plan?

Yes. The executive’s 08/04/2025 sale was executed pursuant to a Rule 10b5-1 plan adopted 11/11/2024.

How many SYF shares does the executive now own?

Post-transactions, direct beneficial ownership stands at 17,628 common shares.

Did the filing include any derivative security activity?

No. Table II shows zero acquisitions or dispositions of derivative securities.
Synchrony Financial

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25.13B
370.90M
0.31%
104.84%
3.7%
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STAMFORD